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Life Insurance Broker Jobs in Florida (NOW HIRING)

Strong Insurance Sales skills with demonstrated ability to prospect, consult, and close sales in life and health insurance markets. * In-depth knowledge of Insurance products and Insurance Brokerage ...

Manager Broker Services

Miami, FL · On-site

$100 - $125/hr

Accountable for day-to-day management of Broker Consultants and Benefit Administrators. Includes ... group health insurance setting. Prior supervisory experience preferred. * Must hold a Life ...

This person can communicate and work with people from all walks of life and at different levels ... Comprehensive health, dental, and vision insurance. * 401(k) retirement plan with employer match.

Showing results 41-60

Life Insurance Broker information

See Florida salary details

$29.1K

$65.2K

$88.9K

How much do life insurance broker jobs pay per year?

As of Sep 8, 2026, the average yearly pay for life insurance broker in Florida is $65,181.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $74,700.00 per year, depending on experience, location, and employer.

What does a life insurance broker do?

A life insurance broker is a licensed professional who helps clients find and secure the best life insurance policies for their needs by comparing options from multiple insurance companies. Unlike agents who represent one insurer, brokers work independently and act in the best interest of their clients. They assess your financial situation, recommend suitable policy types and coverage amounts, and guide you through the application process. Brokers also help with policy servicing and claims if needed.

What are the key skills and qualifications needed to thrive as a life insurance broker, and why are they important?

To thrive as a Life Insurance Broker, you need a solid understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with CRM software, insurance quoting platforms, and relevant certifications like a state-issued insurance license are typically required. Outstanding interpersonal skills, active listening, and ethical judgment help brokers build trust and effectively serve clients. These skills ensure that brokers can match clients with appropriate policies, maintain compliance, and succeed in a competitive, client-focused industry.

What are some common challenges faced by life insurance brokers when building a client base, and how can they be addressed?

One common challenge for Life Insurance Brokers is establishing trust and credibility with potential clients, as many people may be wary of insurance products or hesitant to discuss personal finances. Brokers often overcome this by providing clear, personalized advice and cultivating long-term relationships through consistent follow-up and excellent service. Leveraging referrals and networking within communities can also help expand a client base over time. Additionally, staying up-to-date with industry products and regulations ensures brokers can confidently address clients' concerns and offer the best solutions.

What is the difference between Life Insurance Broker vs Insurance Agent?

AspectLife Insurance BrokerInsurance Agent
CredentialsLicensing required; may hold multiple licensesLicensing required; typically represents one company
Work EnvironmentIndependent or affiliated with multiple insurersEmployed by a single insurance company or agency
Employer & Industry UsageWorks with various insurers to find best policies for clientsPromotes and sells policies for one insurer
Search & Comparison IntentCompare policies across multiple insurersFocus on policies from a specific insurer

In summary, a Life Insurance Broker offers clients a variety of policies from multiple insurers, providing more options and personalized advice. An Insurance Agent typically works for one insurer, focusing on selling that company's products. Both roles require licensing, but brokers often have broader access to different plans, making them ideal for clients seeking comprehensive options.

How do life insurance brokers get paid?

Life insurance brokers typically earn commissions from insurance companies for each policy they sell. These commissions are usually a percentage of the premium and can be paid upfront or over time, depending on the insurer and policy type. Some brokers may also receive bonuses or incentives based on sales performance.

Is becoming a life insurance broker worth it?

A career as a life insurance broker involves selling policies and advising clients on coverage options, often requiring licensing and strong sales skills. It can be financially rewarding with commission-based income, but success depends on individual effort, networking, and market conditions.

Is life insurance brokering a good career?

Life insurance brokering is a viable career that involves selling insurance policies and advising clients on coverage options. Success often depends on strong sales skills, industry knowledge, and obtaining relevant licenses, with income potential varying based on commissions and client base.
Infographic showing various Life Insurance Broker job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $65,181 per year, or $31.3 per hour.

Broker Consultant IV

USI Insurance Services

West Palm Beach, FL • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


USI Insurance Services rating

8.9

Company rating: 8.9 out of 10

Based on 69 frontline employees who took The Breakroom Quiz

50th of 315 rated insurance


Job description

Job Title

Manage a book of brokers and their business as assigned. Accountable for broker facing responsibilities. Includes supporting the broker-Emerson Rogers (ER) relationship, attending broker meetings, and providing consultation. Assist with training brokers and perform rate/renewal analysis.

Responsibilities
  • Consult with brokers similar to Account Executive with emphasis on education and strategy.
  • Escalate issues with carriers for self and on behalf of Level 1 and 2 broker consultant team members.
  • Mentor internal staff on products and processes. Provide feedback on team members' performance.
  • Work with VIP brokers determined by value of business and level of difficulty. Includes frequent contact and meetings with brokers.
  • Resolve day-to-day service issues for brokers and vendors.
  • Provide follow-up communication and approvals on plan changes and open enrollment issues.
  • Work with Account Executives and vendors to negotiate rates, secure new business, and maintain existing business.
  • Process new business applications. Ensure cases are installed quickly and accurately by the vendor.
  • Process plan changes submitted by account executives, broker consultants, and brokers. Includes policy changes, endorsements, and other requests.
  • Identify cross-selling opportunities for other lines of coverage.
  • Submit the appropriate notification to the commission department.
  • Update client database on an ongoing basis. Create and maintain case files of critical client information based on implemented workflows.
  • Communicate regularly with management and other staff members regarding all aspects of administration to ensure service excellence.
  • Develop and maintain strong working relationships with brokers, vendors, and internal staff.
  • Stay current with insurance regulations, carrier plan options, underwriting rules, and other value add programs offered by Emerson Rogers.
Knowledge, Skills and Abilities
  • 5+ years of experience working in a group health insurance setting preferred.
  • Bachelor's degree preferred.
  • Must hold a Life & Health license or obtain within three months from date of hire.
  • Familiarity with products, services, competitive offerings, market needs, industry trends, and claim procedures.
  • Understanding of alternate funding arrangements. Includes full and partially insured, minimum premium, and self-insured.
  • Strong analytical skills. Ability to use and interpret benefit related facts and figures.
  • Strong organizational skills. Ability to set priorities and manage deadlines.
  • Strong problem-solving, communication, and presentation skills.
  • Ability to work independently and in a busy, team environment.
  • Working knowledge of Microsoft Office products, including Word, Excel, and PowerPoint.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.


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