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Disability Underwriter Jobs in California (NOW HIRING)

CRC Group

Inside Underwriter

Sacramento, CA · On-site

$72K - $90K/yr

If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...

Tihinsurance

Inside Underwriter

Sacramento, CA · On-site

$72K - $90K/yr

If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...

Burns & Wilcox

Associate Underwriter

San Francisco, CA · On-site

$75K - $90K/yr

Our Associate Underwriters directly service a book of business under the supervision of an ... origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic ...

CRC Group

Inside Underwriter

Fresno, CA · On-site

$60K - $90K/yr

If you have a disability and need assistance with the application, you can request a reasonable ... Responsibilities include but not limited to underwriting new and renewal business, ensuring ...

The Hartford

Captives Underwriter

San Francisco, CA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

Tihinsurance

Inside Underwriter

Fresno, CA · On-site

$60K - $90K/yr

If you have a disability and need assistance with the application, you can request a reasonable ... Responsibilities include but not limited to underwriting new and renewal business, ensuring ...

The Hartford

Captives Underwriter

Walnut Creek, CA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

Ryan Specialty

Underwriter

Fresno, CA · On-site

$84K - $105K/yr

Position Summary The Binding Authority Underwriter is responsible for developing and maintaining ... Reasonable accommodations may be made to enable individuals with disabilities to perform essential ...

The Hartford

Captives Underwriter

Los Angeles, CA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

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Showing results 1-20

All JobsDisability Underwriter JobsDisability Underwriter Jobs in California

Disability Underwriter information

See California salary details

$32.1K

$77.8K

$137.7K

How much do disability underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for disability underwriter in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What is a disability underwriter?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

What are the typical daily responsibilities of a disability underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the disability underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What are the most commonly searched types of Disability Underwriter jobs in California?

The most popular types of Disability Underwriter jobs in California are:

What are popular job titles related to Disability Underwriter jobs in California?

For Disability Underwriter jobs in California, the most frequently searched job titles are:

What job categories do people searching Disability Underwriter jobs in California look for?

The top searched job categories for Disability Underwriter jobs in California are:

Disability Underwriter jobs near you
Infographic showing various Disability Underwriter job openings in California as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, 2% Contract, and 1% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Inside Underwriter

CRC Group

Sacramento, CA • On-site

$72K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 25 days ago

Job description

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st Shift (United States of America)
Please review the following job description:
The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.
KEY RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
  • Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines

  • Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels

  • Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy

  • Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents

  • Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines

  • Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment

EDUCATION AND EXPERIENCE
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's degree or relevant insurance designation preferred

  • Experience within underwriting or brokering specialty or E&S insurance products

  • Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making

CERTIFICATIONS, LICENSES, REGISTRATIONS
  • Appropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.

FUNCTIONAL SKILLS
  • Strong understanding of underwriting principles, risk evaluation, and policy structure

  • Ability to independently analyze insurance risks and determine appropriate terms and conditions

  • Knowledge of binding authority guidelines and market placement strategies

  • Strong problem-solving skills with ability to resolve complex coverage and underwriting issues

  • Effective communication and relationship management skills with carriers and agents

  • Ability to manage high-volume underwriting workflows with accuracy and efficiency
  • The annual base salary for this position is $72k - $90k.

General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
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