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Disability Underwriter Jobs (NOW HIRING)

If you have a disability and need assistance with the application, you can request a reasonable ... This role provides leadership and oversight to underwriting teams while ensuring adherence to ...

SUMMARY Underwrite a profitable and growing book of business with acceptable loss and expense ... Reasonable accommodation may be made to enable individuals with disabilities to perform the ...

Underwriter

Bethesda, MD · Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning ... disability status, protected veteran status or any other characteristic protected by law.

Underwriter

Peoria, IL · On-site

$47K - $83K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Underwriter

Bethesda, MD · Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning ... disability status, protected veteran status or any other characteristic protected by law.

Underwriting Decisions: Determine risk acceptability, pricing, terms, conditions, and coverage ... disability status or any other protected characteristic. We recruit and develop our people based on ...

If you have a disability and need assistance with the application, you can request a reasonable ... This role provides leadership and oversight to underwriting teams while ensuring adherence to ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Underwriter

Peoria, IL

$47K - $83K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Responsible for underwriting and servicing commercial lines business on a nationwide basis in ... Reasonable accommodations may be made to enable individuals with disabilities to perform the ...

Responsible for underwriting and servicing commercial lines business on a nationwide basis in ... Reasonable accommodations may be made to enable individuals with disabilities to perform the ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Underwriting Decisions: Determine risk acceptability, pricing, terms, conditions, and coverage ... disability status or any other protected characteristic. We recruit and develop our people based on ...

If you have a disability and need assistance with the application, you can request a reasonable ... This role underwrites new and renewal business, applies rating and risk assessment principles, and ...

If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business, including evaluating risk, conducting rating, and ...

Underwrite new and renewal business within assigned program(s), ensuring compliance with ... disability or veteran's status, or any other characteristic protected by local, state or federal ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

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Showing results 1-20

Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do disability underwriter jobs pay per year?

As of Jul 22, 2026, the average yearly pay for disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Will AI replace underwriting?

Disability underwriters analyze applications and assess risk, and AI tools are increasingly used to automate data collection and initial risk evaluation. However, human judgment remains essential for complex cases, ethical considerations, and final decision-making, so AI is more likely to augment rather than fully replace underwriters in the near future.

What are the typical daily responsibilities of a Disability Underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the Disability Underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What is the highest paid underwriter?

The highest paid underwriters are typically senior or specialized professionals in fields like insurance or finance, earning salaries that can exceed $150,000 annually, especially with extensive experience, advanced certifications, or leadership roles. Compensation varies by industry, location, and company size, with some top earners working in large corporations or niche markets.

What does a disability underwriter do?

A disability underwriter evaluates insurance applications to determine the risk of insuring an individual against disability. They review medical records, assess policy terms, and decide on coverage eligibility and premium rates, often using specialized underwriting software. Strong analytical skills and knowledge of health conditions are essential for this role.

What is a Disability Underwriter job?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

More about Disability Underwriter jobs
What cities are hiring for Disability Underwriter jobs? Cities with the most Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Disability Underwriter jobs? States with the most job openings for Disability Underwriter jobs include:
Infographic showing various Disability Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 19% Part Time, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Lead Underwriter

Lead Underwriter

CRC Group

Little Rock, AR • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st Shift (United States of America)
Please review the following job description:
The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.
KEY RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
  • Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure

  • Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements

  • Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives

  • Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes

  • Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios

  • Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives

  • Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression

  • Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy

EDUCATION AND EXPERIENCE
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's degree in Business, Finance, Insurance, or a related field preferred

  • Extensive experience within underwriting, including commercial or specialty lines

  • Proven leadership experience managing underwriting teams and driving performance outcomes

  • Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management

CERTIFICATIONS, LICENSES, REGISTRATIONS
  • Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licenses required based on role responsibilities.

FUNCTIONAL SKILLS
  • Advanced expertise in underwriting, risk selection, and portfolio management

  • Strong leadership and people management capabilities across underwriting teams

  • Financial acumen, including ability to analyze portfolio performance and profitability drivers

  • Strategic thinking and ability to translate market insights into underwriting action

  • Strong negotiation and relationship management skills with brokers and market partners

  • Proficiency in underwriting systems, tools, and data analytics to support decision-making

General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
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