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Disability Underwriter Jobs (NOW HIRING)

STORE Capital LLC

Underwriter

Scottsdale, AZ · On-site

The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and ... Employer Sponsored Life and Disability Policies * Generous Paid Time Off Program and Paid Parental ...

Go McPherson

Underwriter

Mcpherson, KS

SUMMARY Underwrite a profitable and growing book of business with acceptable loss and expense ... Reasonable accommodation may be made to enable individuals with disabilities to perform the ...

Willamette Dental

Underwriter

Hillsboro, OR · On-site

$69K - $82K/yr

The Underwriter will evaluate group risks for existing clients and new group opportunities. This ... disability insurance, commuter benefits, two complimentary pairs of Fig scrubs (clinical roles ...

Chubb

Underwriter

Boston, MA

... disability coverage, stock purchase plan, flexible spending accounts, tuition reimbursement, and business casual dress. At Chubb, we are committed to equal employment opportunity and compliance with ...

Temple View Capital LLC

Underwriter

Bethesda, MD · Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning ... disability status, protected veteran status or any other characteristic protected by law.

Auto-Owners Insurance

Underwriter

Peoria, IL · On-site

$47K - $83K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Auto Owners Insurance Company

Underwriter

Lexington, KY · Hybrid

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

CRC Group

Lead Underwriter

Little Rock, AR · On-site

If you have a disability and need assistance with the application, you can request a reasonable ... This role provides leadership and oversight to underwriting teams while ensuring adherence to ...

Iatinsurancegroup

Underwriter

Jersey City, NJ · Hybrid

$55K - $120K/yr

The Underwriter will be part of a team responsible for overseeing and auditing Managing General ... origin, disability, or status as a protected veteran. We maintain a drug-free workplace and ...

Iatinsurancegroup

Underwriter

Alpharetta, GA · Hybrid

$55K - $120K/yr

The Underwriter will be part of a team responsible for overseeing and auditing Managing General ... origin, disability, or status as a protected veteran. We maintain a drug-free workplace and ...

Iatinsurancegroup

Underwriter

Milwaukee, WI · Hybrid

$55K - $120K/yr

The Underwriter will be part of a team responsible for overseeing and auditing Managing General ... origin, disability, or status as a protected veteran. We maintain a drug-free workplace and ...

Tihinsurance

Lead Underwriter

Little Rock, AR · On-site

If you have a disability and need assistance with the application, you can request a reasonable ... This role provides leadership and oversight to underwriting teams while ensuring adherence to ...

Starr Insurance Companies

Underwriter

Alpharetta, GA · On-site

Underwriting Decisions: Determine risk acceptability, pricing, terms, conditions, and coverage ... disability status or any other protected characteristic. We recruit and develop our people based on ...

HUB

Underwriter

Warwick, RI · Hybrid

Underwrite new and renewal business within assigned program(s), ensuring compliance with ... disability or veteran's status, or any other characteristic protected by local, state or federal ...

Tihinsurance

Associate Underwriter

San Antonio, TX · On-site

If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business, including evaluating risk, conducting rating, and ...

Starr Insurance Companies

Underwriter

Alpharetta, GA

Underwriting Decisions: Determine risk acceptability, pricing, terms, conditions, and coverage ... disability status or any other protected characteristic. We recruit and develop our people based on ...

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

MSIG Holdings USA, Inc.

Underwriter

Chicago, IL · On-site

Responsible for underwriting and servicing commercial lines business on a nationwide basis in ... Reasonable accommodations may be made to enable individuals with disabilities to perform the ...

Chubb

Underwriter

Tampa, FL · On-site

$250K/yr

The position underwrites newline and renewal accounts submitted through the online platform ... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ...

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All JobsDisability Underwriter Jobs

Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do disability underwriter jobs pay per year?

As of Jun 30, 2026, the average yearly pay for disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the most difficult aspect of underwriting disability insurance?

Disability underwriters face the challenge of accurately assessing an applicant's risk by evaluating medical histories, occupation, and lifestyle factors, which can be complex and subjective. They must also interpret medical reports and predict future disability risks, often with limited information, requiring strong analytical skills and attention to detail.

Will underwriters be replaced by AI?

Disability underwriters analyze applications and assess risk, and AI tools are increasingly used to automate data analysis and streamline decision-making. While AI can assist with routine tasks, human underwriters are still essential for complex cases, ethical considerations, and final approval processes. The role is evolving to include oversight of AI systems and interpretation of nuanced information.

What are the typical daily responsibilities of a Disability Underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the Disability Underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What is the highest paid underwriter?

The highest paid underwriters are typically senior-level professionals in specialized fields such as reinsurance or large corporate accounts, earning salaries that can exceed $150,000 annually, with some reaching over $200,000 including bonuses and profit sharing. Compensation varies based on experience, industry, location, and the complexity of the underwriting work.

What does a disability underwriter do?

A disability underwriter evaluates insurance applications to determine the risk of insuring an individual against disability. They review medical records, assess policy terms, and decide on coverage eligibility and premium rates, often using specialized underwriting software. Strong analytical skills and knowledge of health conditions are essential for this role.

What is a Disability Underwriter job?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

More about Disability Underwriter jobs
What cities are hiring for Disability Underwriter jobs? Cities with the most Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Disability Underwriter jobs? States with the most job openings for Disability Underwriter jobs include:
What job categories do people searching Disability Underwriter jobs look for? The top searched job categories for Disability Underwriter jobs are:
Disability Underwriter jobs near you
Infographic showing various Disability Underwriter job openings in the United States as of June 2026, with employment types broken down into 50% As Needed, and 50% Nights. Highlights an 72% Physical, 11% Hybrid, and 17% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter

Underwriter

STORE Capital LLC

Scottsdale, AZ • On-site

Full-time

Medical, Life, Retirement, PTO

Posted 18 hours ago

Job description

Job Type
Full-time
Description
STORE Capital Advisors, LLC is seeking an Underwriter to join our Credit Underwriting team.
How you will contribute to STORE's mission:
The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The Underwriter has exceptional quantitative and financial analytical skills, strong organizational and communication skills, and good attention to detail.
What Will Make You Successful (Qualifications)
  • Minimum of 2 years experience in analyzing financial statements of middle market businesses required.
  • Bachelor's Degree required, preferably in Business, Finance, and or related field.
  • Ability to understand and interpret sophisticated corporate financial concepts, including Income Statements, Balance Sheets, and Cash Flow Statements.
  • Ability to think critically, prepare financial analysis and determine the creditworthiness of a company as a tenant.
  • Excellent written and oral communication skills.
  • Self-starter with the capacity to work independently while possessing a team attitude and willingness to learn.
  • Effective at time and task management.
  • Ability to work under tight deadlines, prioritize and deliver quality work under pressure.
  • Chartered Financial Analyst (CFA) and/or curriculum encouraged.

What Most Days Will Include (Primary Duties)
  • Responsible for evaluating investments, assessing key areas of risks and conformance with STORE credit standards and program requirements.
  • Responsible for underwriting, negotiating and managing single-tenant-net-lease exposure across the United States, which includes the preparation of detailed investment memoranda and presentation materials to Senior Management.
  • Analysis of property level and corporate financial statements for STORE's prospective and existing customers.
  • Form and communicate investment theses as well as strategies to mitigate any risks across tenants and industries.
  • Work closely with Acquisitions, Closing, Real Estate, Special Servicing and Accounting teams.
  • Perform other duties and projects assigned by Senior Vice President, Credit Underwriting.

What's In STORE For You (Benefits & Perks)
  • Competitive Pay and Long-Term Pay Incentives
  • Hybrid Work Schedule/Time Flexibility
  • Comprehensive Health Benefits w/ $0 Cost Employee Benefit Plan Options
  • Employer Sponsored Life and Disability Policies
  • Generous Paid Time Off Program and Paid Parental Leave
  • Paid Volunteer Time Off
  • Thirteen (13) Paid Holidays Per Year
  • 401(k) Profit Sharing Plan with 4% match; with NO vesting schedule
  • Employee Wellness Program
  • Employee Training Reimbursement Program
  • Employer Sponsored Electric Vehicle (EV) Charging Program

STORE Capital Advisors, LLC is a proud equal opportunity employer. We do not discriminate on the basis of race, color, religion, national origin, sex, age, disability, or any other status protected by law. It is our intention that all qualified applicants be given equal opportunity and that selection decisions be based on job-related factors. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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