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Deposit Operations Representative Jobs (NOW HIRING)

Claudia Morrill Personnel, Inc.

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Banking Deposit Operations Representative

Houston, TX · On-site

$25 - $30/hr

International bank needs several deposit operations specialist for a special project. These are ... Representative to Operations Supervisor. . Keep control of follow ups, such as account status, and ...

Renasant Bank

The Deposit Operations Manager will oversee all deposit-related operational functions such as ... representative of those that must be met by an employee to successfully perform the essential ...

Renasant Bank

Deposit Operations Manager

Tupelo, MS · On-site

The Deposit Operations Manager will oversee all deposit-related operational functions such as ... representative of those that must be met by an employee to successfully perform the essential ...

Quorum

Deposit Operations Associate

Purchase, NY · On-site

How You'll Make an Impact The Deposit Operations Associate supports day-to-day deposit and payment ... These responsibilities represent a secondary component of the role and are expected to comprise a ...

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How much do deposit operations representative jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for deposit operations representative in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $24.28 per hour, depending on experience, location, and employer.

What is a deposit operations representative?

A Deposit Operations Representative is a banking professional responsible for supporting and processing various deposit-related transactions and account maintenance tasks. They handle activities such as account openings and closings, funds transfers, reconciliations, and resolving discrepancies or customer inquiries related to deposit accounts. This role ensures accuracy and compliance with banking regulations, and often collaborates with other departments to deliver efficient service. Deposit Operations Representatives play a critical role in maintaining the integrity of a financial institution’s deposit operations.

What are the key skills and qualifications needed to thrive as a deposit operations representative?

To thrive as a Deposit Operations Representative, you need strong knowledge of banking procedures, regulatory compliance, and account management, typically obtained through experience or a degree in finance or business. Familiarity with core banking systems, transaction processing software, and document management tools is commonly required. Attention to detail, problem-solving abilities, and strong organizational skills are vital soft skills in this role. These skills ensure accurate processing, compliance with regulations, and effective customer service in a high-volume financial environment.

What are some common challenges faced by deposit operations representatives, and how can they be successfully managed?

Deposit Operations Representatives often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and resolving discrepancies in customer accounts. Successfully handling these challenges requires strong attention to detail, effective time management, and clear communication skills. Building proficiency with banking software and staying updated on policies can help representatives efficiently process transactions and maintain accurate records, while collaborating closely with colleagues in compliance or customer service departments ensures swift resolution of issues.

What is the difference between Deposit Operations Representative vs Customer Service Representative?

AspectDeposit Operations RepresentativeCustomer Service Representative
CredentialsTypically requires banking or finance knowledge, basic certifications preferredCustomer service skills, sometimes certifications in communication or sales
Work EnvironmentBank branches, back-office banking departmentsCall centers, retail stores, or online support channels
Employer & Industry UsageFinancial institutions, banksVarious industries including banking, retail, telecom
Common Search & ComparisonOften compared for roles in banking operations and transaction processingCompared for direct customer interaction roles

The Deposit Operations Representative primarily handles banking transactions, account maintenance, and back-office processing within financial institutions. In contrast, Customer Service Representatives focus on direct customer interactions, addressing inquiries, and providing support across various industries. While both roles require strong communication skills, the Deposit Operations Representative is more specialized in banking operations, making it the more relevant comparison for those interested in banking-specific roles.

What cities are hiring for Deposit Operations Representative jobs?

Cities with the most Deposit Operations Representative job openings:

What states have the most Deposit Operations Representative jobs?

States with the most job openings for Deposit Operations Representative jobs include:

What are popular job titles related to Deposit Operations Representative jobs?

For Deposit Operations Representative jobs, the most frequently searched job titles are:

Deposit Operations Representative jobs near you
Infographic showing various Deposit Operations Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $44,307 per year, or $21.3 per hour.

Deposit Operations Representative I

Atlanta, GA • On-site

Georgia's Own Credit Union
Finance and Insurance • 501 - 1,000 employees
Learn more about Georgia's Own Credit Unionexternal

Full-time

Posted 16 days ago

Job description

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.
This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.
SUMMARY:
The Deposit Operations Representative I is responsible for processing deposits and payments received in the mail, auditing new account forms, daily sent interoffice mail, processing VODs, and monitoring inquiries sent to the Deposit Services email. Additional duties may be assigned including decisioning Special Account requests from branches and members.
Job Description
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Process deposits and payments received in the mail.
  • Process returned checks from Payments department.
  • Provide information concerning NCUA share insurance coverage.
  • Process New Account Funding Daily and return ACH transactions.
  • Performs the daily audit of new account forms sent interoffice mail.
  • Barcode New Account and IRA Forms.
  • Processes all Verification of Deposits including SSI verifications.
  • Aid staff regarding documentation and identification requirements.
  • Meet individual new account and developmental goals and cross functional duties as assigned.
  • Comply with policies and procedures and understand changes in regulatory requirements, with particular attention to the Bank Secrecy Act, Patriot Act, and with robbery procedures.
  • Review and advise on Special Account requests.
  • Assist the Fraud department in posting Payrailz credits and mailing claim letters.
  • Other duties as assigned.

EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS:
  • High School Diploma or Equivalent.
  • One years' work experience in the credit union or banking field.
  • Minimum of six months Georgia's Own experience.

ADDITIONAL/IMPORTANT SKILLSETS:
  • Must possess a basic understanding of credit report terminology and scoring.
  • Excellent Customer Service Skills.
  • Use of PC and other forms of technology used to gather and process member information.
  • Excellent verbal and written communication skills.
  • Must possess a high degree of integrity and trust along with the ability to work independently.
  • Ability to deal with member reaction in adverse situations.
  • Ability to communicate with members and others at all levels of the Credit Union, in both written and verbal formats.
  • Knowledge of current industry offers, market trends, competitors, and Credit Union member service policies and procedures.
  • Demonstrates analytical thinking, problem solving, decision making, and judgment by gathering and applying relevant data to research and resolve issues.

PHYSICAL REQUIREMENTS:
To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union's policies and procedures related to the SAFE ACT. This includes an obligation on the employee's part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.
Georgia's Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.
We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.

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