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Deposit Operations Representative Jobs in California

About This Job Within Deposit Operations, responsible for a variety of regular and recurring ... The work environment characteristics described here are representative of those an employee may ...

About This Job Within Deposit Operations, responsible for a variety of regular and recurring ... The work environment characteristics described here are representative of those an employee may ...

VP, New Account Manager

Rosemead, CA · On-site

$93K - $110K/yr

DIRECT REPORTS The incumbent supervises up to (8) Deposit Operations Team Members/Officers ... represent department/division on training or system needs. * Plan and schedule activities within ...

DIRECT REPORTS The incumbent supervises up to (8) Deposit Operations Team Members/Officers ... represent department/division on training or system needs. * Plan and schedule activities within ...

VP, New Account Manager

Rosemead, CA · On-site

$93K - $110K/yr

Manage daily back-office operations supporting new consumer and business deposit accounts ... represent department/division on training or system needs. * Plan and schedule activities within ...

VP, New Account Manager

Rosemead, CA · On-site

$93K - $110K/yr

Manage daily back-office operations supporting new consumer and business deposit accounts ... represent department/division on training or system needs. * Plan and schedule activities within ...

Specialty Deposit Center We are looking for SDC Operations Officer I to join our Specialty Deposit ... and external representatives. * Accurate typing/keyboarding skills; basic computer skills ...

Teller Supervisor

Los Angeles, CA · On-site

$23.25 - $31.50/hr

... operation/teller area and provide transactional support to Financial Service Representatives (FSRs ... Open new deposit accounts and accept credit card applications. Demonstrate strong product and ...

... and Deposit Operations on a range of tasks to help continuously optimize legal processes and ... The work environment characteristics described here are representative of those an employee may ...

... and Deposit Operations on a range of tasks to help continuously optimize legal processes and ... The work environment characteristics described here are representative of those an employee may ...

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Deposit Operations Representative information

See California salary details

$11

$21

$31

How much do deposit operations representative jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for deposit operations representative in California is $21.02, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $23.94 per hour, depending on experience, location, and employer.

What is a deposit operations representative?

A Deposit Operations Representative is a banking professional responsible for supporting and processing various deposit-related transactions and account maintenance tasks. They handle activities such as account openings and closings, funds transfers, reconciliations, and resolving discrepancies or customer inquiries related to deposit accounts. This role ensures accuracy and compliance with banking regulations, and often collaborates with other departments to deliver efficient service. Deposit Operations Representatives play a critical role in maintaining the integrity of a financial institution’s deposit operations.

What are the key skills and qualifications needed to thrive as a deposit operations representative?

To thrive as a Deposit Operations Representative, you need strong knowledge of banking procedures, regulatory compliance, and account management, typically obtained through experience or a degree in finance or business. Familiarity with core banking systems, transaction processing software, and document management tools is commonly required. Attention to detail, problem-solving abilities, and strong organizational skills are vital soft skills in this role. These skills ensure accurate processing, compliance with regulations, and effective customer service in a high-volume financial environment.

What are some common challenges faced by deposit operations representatives, and how can they be successfully managed?

Deposit Operations Representatives often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and resolving discrepancies in customer accounts. Successfully handling these challenges requires strong attention to detail, effective time management, and clear communication skills. Building proficiency with banking software and staying updated on policies can help representatives efficiently process transactions and maintain accurate records, while collaborating closely with colleagues in compliance or customer service departments ensures swift resolution of issues.

What is the difference between Deposit Operations Representative vs Customer Service Representative?

AspectDeposit Operations RepresentativeCustomer Service Representative
CredentialsTypically requires banking or finance knowledge, basic certifications preferredCustomer service skills, sometimes certifications in communication or sales
Work EnvironmentBank branches, back-office banking departmentsCall centers, retail stores, or online support channels
Employer & Industry UsageFinancial institutions, banksVarious industries including banking, retail, telecom
Common Search & ComparisonOften compared for roles in banking operations and transaction processingCompared for direct customer interaction roles

The Deposit Operations Representative primarily handles banking transactions, account maintenance, and back-office processing within financial institutions. In contrast, Customer Service Representatives focus on direct customer interactions, addressing inquiries, and providing support across various industries. While both roles require strong communication skills, the Deposit Operations Representative is more specialized in banking operations, making it the more relevant comparison for those interested in banking-specific roles.

What cities in California are hiring for Deposit Operations Representative jobs?

Cities in California with the most Deposit Operations Representative job openings:

Infographic showing various Deposit Operations Representative job openings in California as of August 2026, with employment types broken down into 84% Full Time, 12% Part Time, 2% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $43,727 per year, or $21 per hour.

Deposit Operations Representative ACH

Sacramento, CA • Hybrid

Wintrust
Finance and Insurance • 5 - 10K employees

$42K - $55K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 14 days ago


Wintrust rating

8.0

Company rating: 8.0 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

73rd of 176 rated banks


Job description

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC."

Why join us?

  • An award-winning culture! We are rated a Top Workplace by the Chicago Tribune and Employee Recommended award by the Globe & Mail

  • Competitive pay and discretionary or incentive bonus eligible

  • Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few

  • Family-friendly work hours

  • With 175+ community bank locations, we offer opportunities to grow and develop in your career

  • Promote from within culture

Why join this team?

  • You'll work with multiple departments within Wintrust on an on-going basis, meeting amazing people along the way.

  • We strive on teamwork to ensure we all are successful with our daily processes and tasks.

  • Chances to learn and grow through new initiatives and multi-tasking.

What you'll do:

The Deposit Operations Representative ACH executes a daily pipeline of assigned work while ensuring accuracy and quality of activities as per predetermined Service Level Agreements (SLAs), policy, procedures and Key Performance and Risk Indicators (KPIs, KRIs). The incumbent will lead by example, be open to learn various CDO functions, and not be afraid to challenge the status quo. The incumbent would also be expected to assist with leading ACH Suspended Files, ACH Nonpost Transactions, and several other ACH related tasks.

  • Perform daily work as part of a core team with focus on quality, SLA, KRIs/KPIs, policy and procedures.

  • Acts as a point of escalation within the team and answers questions and escalations efficiently; identify repeat problems and help coach the team as needed.

  • Participate in special projects as assigned. Be a change agent and role model for the team; lead new ideas for process efficiency.

Qualifications:

  • 3-5 years deposit operations ACH experience

  • High School Diploma

  • Advanced Computer Skills

  • Excellent customer service, communication skills, and attention to detail

  • Ability to work flexible hours, including occasional nights as necessary

  • Advanced knowledge of Word and Excel, and advanced computer skills is a plus

  • FIS Insight, Exceptions Processing, Writing Procedures, and experience with NACHA, Reg E regulations preferred

Benefits:

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation:

The estimated annual salary range for this role is $42,000 to $55,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.

#LI-Hybrid

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.


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