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Deposit Operations Representative Jobs in Indiana

Centra

Member Operations Liaison

Columbus, IN · On-site

This position will lead or represent Deposit or Consumer Loan Operations on assigned projects or tactics.At Centra, we approach compensation with care and integrity, ensuring our pay practices ...

Centra

Member Operations Liaison

Columbus, IN · On-site

This position will lead or represent Deposit or Consumer Loan Operations on assigned projects or tactics. At Centra, we approach compensation with care and integrity, ensuring our pay practices ...

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All JobsDeposit Operations Representative JobsDeposit Operations Representative Jobs in Indiana

Deposit Operations Representative information

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How much do deposit operations representative jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for deposit operations representative in Indiana is $20.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.01 and $23.12 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a deposit operations representative?

To thrive as a Deposit Operations Representative, you need strong knowledge of banking procedures, regulatory compliance, and account management, typically obtained through experience or a degree in finance or business. Familiarity with core banking systems, transaction processing software, and document management tools is commonly required. Attention to detail, problem-solving abilities, and strong organizational skills are vital soft skills in this role. These skills ensure accurate processing, compliance with regulations, and effective customer service in a high-volume financial environment.

What are some common challenges faced by deposit operations representatives, and how can they be successfully managed?

Deposit Operations Representatives often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and resolving discrepancies in customer accounts. Successfully handling these challenges requires strong attention to detail, effective time management, and clear communication skills. Building proficiency with banking software and staying updated on policies can help representatives efficiently process transactions and maintain accurate records, while collaborating closely with colleagues in compliance or customer service departments ensures swift resolution of issues.

What is the difference between Deposit Operations Representative vs Customer Service Representative?

AspectDeposit Operations RepresentativeCustomer Service Representative
CredentialsTypically requires banking or finance knowledge, basic certifications preferredCustomer service skills, sometimes certifications in communication or sales
Work EnvironmentBank branches, back-office banking departmentsCall centers, retail stores, or online support channels
Employer & Industry UsageFinancial institutions, banksVarious industries including banking, retail, telecom
Common Search & ComparisonOften compared for roles in banking operations and transaction processingCompared for direct customer interaction roles

The Deposit Operations Representative primarily handles banking transactions, account maintenance, and back-office processing within financial institutions. In contrast, Customer Service Representatives focus on direct customer interactions, addressing inquiries, and providing support across various industries. While both roles require strong communication skills, the Deposit Operations Representative is more specialized in banking operations, making it the more relevant comparison for those interested in banking-specific roles.

How much does a deposit operations representative make?

The average salary for a deposit operations representative in Texas ranges from $40,000 to $55,000 annually, depending on experience and location. Entry-level roles may start lower, while experienced professionals with certifications can earn higher wages. Compensation often includes benefits such as health insurance and retirement plans.

What is a deposit operations representative?

A Deposit Operations Representative is a banking professional responsible for supporting and processing various deposit-related transactions and account maintenance tasks. They handle activities such as account openings and closings, funds transfers, reconciliations, and resolving discrepancies or customer inquiries related to deposit accounts. This role ensures accuracy and compliance with banking regulations, and often collaborates with other departments to deliver efficient service. Deposit Operations Representatives play a critical role in maintaining the integrity of a financial institution’s deposit operations.

What cities in Indiana are hiring for Deposit Operations Representative jobs?

Cities in Indiana with the most Deposit Operations Representative job openings:

Deposit Operations Representative jobs near you
Infographic showing various Deposit Operations Representative job openings in Indiana as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $42,161 per year, or $20.3 per hour.

Deposit Operations Representative

New Washington State Bank

New Washington, IN • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 24 days ago

Job description

Benefits:
  • Health insurance
  • Vision insurance
  • 401(k)
  • Dental insurance

The New Washington State Bank is looking for a talented, detail oriented and organized Deposit Operations Representative to add to our team!  This position is located in NEW WASHINGTON INDIANA, and NOT REMOTE.  The representative will be responsible for the various day-to-day internal back-end processes performed by our Deposit Operations Department.  In addition, this position will also provide both internal and external support by assisting bank customers and team members.
POSITION OVERVIEW
The Deposit Operations Representative ensures accurate and efficient handling of deposit processes. This role balances applications, including check disbursement accounts, processes returns promptly, and resolves Visa disputes. It also manages internal and external corrections, updates customer and account information, and performs research as needed. In addition, the representative responds to inquiries and provides support to both branch personnel and customers, delivering timely and reliable assistance.
RESPONSIBILITIES:

Account Balancing & Verification:
  • Balance applications such as DDA, SAV, IRA, CD, PT, Safe Deposit Box, ATM, VISA, Wire Transfers, Merchant Capture, Return Mail, Dormant Accounts, and CIP Issues.
  •  Verify totals and account setups with CSI.
  •  Verify same check number clearings.
  •  Verify Federal Reserve Cash letter totals daily.
  •  Check NSF accounts for errors.
  •  Manage all special rate accounts. 
  • Set rates at the account level and report to senior management.
Merchant Capture Support:
  • Review and approve merchant deposits.
Problem Resolution & Research:
  • Identify outages and perform problem-solving across all applications. 
  • Conduct research to resolve issues.
Compliance & Customer Service:
  • Follow all company policies and practices, setting an example for others in the branch. 
  • Ensure quick and proper responses to all reasonable customer requests. 
  • Conduct all transactions in compliance with applicable regulations.
Information Security:
  • Protect the Bank’s network and all forms of customer information. 
  • Ensure adherence to security protocols as part of every employee’s responsibility
Education and Experience
  • High School Diploma or GED equivalent required.
  • Prior bank experience required
  • Prior Customer Service Experience