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Deposit Operations Representative Jobs in Texas (NOW HIRING)

Robert Half

Deposit Operations Representative

Austin, TX · On-site

$58K - $68K/yr

We are looking for a detail-focused Deposit Operations Representative to join a financial services team in Austin, Texas. This position plays an important role in keeping deposit operations accurate ...

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Deposit Operations Representative information

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$10

$19

$29

How much do deposit operations representative jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for deposit operations representative in Texas is $19.85, according to ZipRecruiter salary data. Most workers in this role earn between $15.67 and $22.60 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a deposit operations representative?

To thrive as a Deposit Operations Representative, you need strong knowledge of banking procedures, regulatory compliance, and account management, typically obtained through experience or a degree in finance or business. Familiarity with core banking systems, transaction processing software, and document management tools is commonly required. Attention to detail, problem-solving abilities, and strong organizational skills are vital soft skills in this role. These skills ensure accurate processing, compliance with regulations, and effective customer service in a high-volume financial environment.

What are some common challenges faced by deposit operations representatives, and how can they be successfully managed?

Deposit Operations Representatives often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and resolving discrepancies in customer accounts. Successfully handling these challenges requires strong attention to detail, effective time management, and clear communication skills. Building proficiency with banking software and staying updated on policies can help representatives efficiently process transactions and maintain accurate records, while collaborating closely with colleagues in compliance or customer service departments ensures swift resolution of issues.

What is the difference between Deposit Operations Representative vs Customer Service Representative?

AspectDeposit Operations RepresentativeCustomer Service Representative
CredentialsTypically requires banking or finance knowledge, basic certifications preferredCustomer service skills, sometimes certifications in communication or sales
Work EnvironmentBank branches, back-office banking departmentsCall centers, retail stores, or online support channels
Employer & Industry UsageFinancial institutions, banksVarious industries including banking, retail, telecom
Common Search & ComparisonOften compared for roles in banking operations and transaction processingCompared for direct customer interaction roles

The Deposit Operations Representative primarily handles banking transactions, account maintenance, and back-office processing within financial institutions. In contrast, Customer Service Representatives focus on direct customer interactions, addressing inquiries, and providing support across various industries. While both roles require strong communication skills, the Deposit Operations Representative is more specialized in banking operations, making it the more relevant comparison for those interested in banking-specific roles.

How much does a deposit operations representative make?

The average salary for a deposit operations representative in Texas ranges from $40,000 to $55,000 annually, depending on experience and location. Entry-level roles may start lower, while experienced professionals with certifications can earn higher wages. Compensation often includes benefits such as health insurance and retirement plans.

What is a deposit operations representative?

A Deposit Operations Representative is a banking professional responsible for supporting and processing various deposit-related transactions and account maintenance tasks. They handle activities such as account openings and closings, funds transfers, reconciliations, and resolving discrepancies or customer inquiries related to deposit accounts. This role ensures accuracy and compliance with banking regulations, and often collaborates with other departments to deliver efficient service. Deposit Operations Representatives play a critical role in maintaining the integrity of a financial institution’s deposit operations.

What cities in Texas are hiring for Deposit Operations Representative jobs?

Cities in Texas with the most Deposit Operations Representative job openings:

Deposit Operations Representative jobs near you
Infographic showing various Deposit Operations Representative job openings in Texas as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $41,279 per year, or $19.8 per hour.

Deposit Operations Representative

Texas First Bank . Insurance

Texas City, TX

Full-time

Re-posted 9 days ago

Job description

Join Texas First Bank!

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive.

Text DEPOPS to (281) 688-6192 to apply and submit your resume!

Job Summary

The Deposit Operations Representative performs a wide range of duties including but not limited to NSFs, stop payments, chargebacks, positive pay, ACH disputes, wire transfers, charge offs, recoveries, teller balancing, check adjustments, collection items, mobile remote deposit review, fraud monitoring, customer service, internet banking support, ATM reconciliations, research, reclamations, unposted item repair, dormant account monitoring, Reg CC holds and various reconciliations of accounts. Performs works independently, exercising independent judgment and discretion.

Job Skills and Requirements:

  • Detail oriented with strong analytical.
  • Communicative and organizational skills.
  • Excellent customer service skills.
  • Some banking and/or deposit operations experience preferred.
  • Proficient with Microsoft Office programs.
  • Must be able to use various types of office equipment.
  • Fluency in Spanish is a plus.

Salary Grade 02

EOE/Disability/Veteran