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Deposit Operations Representative Jobs in Virginia

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Deposit Operations Representative information

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$11

$21

$31

How much do deposit operations representative jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for deposit operations representative in Virginia is $21.12, according to ZipRecruiter salary data. Most workers in this role earn between $16.68 and $24.09 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a deposit operations representative?

To thrive as a Deposit Operations Representative, you need strong knowledge of banking procedures, regulatory compliance, and account management, typically obtained through experience or a degree in finance or business. Familiarity with core banking systems, transaction processing software, and document management tools is commonly required. Attention to detail, problem-solving abilities, and strong organizational skills are vital soft skills in this role. These skills ensure accurate processing, compliance with regulations, and effective customer service in a high-volume financial environment.

What are some common challenges faced by deposit operations representatives, and how can they be successfully managed?

Deposit Operations Representatives often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and resolving discrepancies in customer accounts. Successfully handling these challenges requires strong attention to detail, effective time management, and clear communication skills. Building proficiency with banking software and staying updated on policies can help representatives efficiently process transactions and maintain accurate records, while collaborating closely with colleagues in compliance or customer service departments ensures swift resolution of issues.

What is the difference between Deposit Operations Representative vs Customer Service Representative?

AspectDeposit Operations RepresentativeCustomer Service Representative
CredentialsTypically requires banking or finance knowledge, basic certifications preferredCustomer service skills, sometimes certifications in communication or sales
Work EnvironmentBank branches, back-office banking departmentsCall centers, retail stores, or online support channels
Employer & Industry UsageFinancial institutions, banksVarious industries including banking, retail, telecom
Common Search & ComparisonOften compared for roles in banking operations and transaction processingCompared for direct customer interaction roles

The Deposit Operations Representative primarily handles banking transactions, account maintenance, and back-office processing within financial institutions. In contrast, Customer Service Representatives focus on direct customer interactions, addressing inquiries, and providing support across various industries. While both roles require strong communication skills, the Deposit Operations Representative is more specialized in banking operations, making it the more relevant comparison for those interested in banking-specific roles.

How much does a deposit operations representative make?

The average salary for a deposit operations representative in Texas ranges from $40,000 to $55,000 annually, depending on experience and location. Entry-level roles may start lower, while experienced professionals with certifications can earn higher wages. Compensation often includes benefits such as health insurance and retirement plans.

What is a deposit operations representative?

A Deposit Operations Representative is a banking professional responsible for supporting and processing various deposit-related transactions and account maintenance tasks. They handle activities such as account openings and closings, funds transfers, reconciliations, and resolving discrepancies or customer inquiries related to deposit accounts. This role ensures accuracy and compliance with banking regulations, and often collaborates with other departments to deliver efficient service. Deposit Operations Representatives play a critical role in maintaining the integrity of a financial institution’s deposit operations.

What cities in Virginia are hiring for Deposit Operations Representative jobs?

Cities in Virginia with the most Deposit Operations Representative job openings:

Deposit Operations Representative jobs near you
Infographic showing various Deposit Operations Representative job openings in Virginia as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $43,927 per year, or $21.1 per hour.

Deposit Operations Specialist

Bank of Clarke

Berryville, VA

Full-time

Medical, Dental, Vision, Life, PTO

Posted 8 days ago

Job description

Description

Position Purpose: The Operations Processing Specialist is responsible for a broad range of deposit operations functions, including account maintenance, returns processing, account research, balancing and reconciliation, regulatory compliance reviews, fraud monitoring, and legal request processing. Ensures the accuracy and integrity of customer accounts, transactions, reports, and daily operational processes while supporting internal and external customer needs.


What you'll do:

  • Review large dollar items, DDA restrictions, Reg CC holds, stop payments, CD posting journals, Notices of Action Taken, closed DDA/CDA accounts, branch capture, mobile deposits, and Guardian fraud alerts. 
  • Process incoming and outgoing returns, account asset requests, DDA charge-offs, account adjustments/corrections, Federal Reserve adjustments, and legal requests including tax liens, garnishments, bankruptcies, and subpoenas. 
  • Review and validate CIF, DDA, CDA, and SDA maintenance forms, new accounts, and signature cards; perform customer research and W-8 monitoring. 
  • Prepare and distribute overdraft protection, Student Eagle, CD maturity, dormant account, change of address, transfer, and loan past due notices, as well as CD interest checks. 
  • Balance and process IRAs in Wolters Kluwer; complete the monthly IOLTA remittance report. 
  • Manage mail operations, including sorting incoming mail and processing undeliverable mail. 
  • Download, balance, repair, transmit, upload, export, and reconcile ECL, RDC, MDC, teller, ATM, and IRD files/batches; perform end-of-day processing and close the day in TCM.

Requirements

Where you'll shine:

  • Very detail oriented
  • Word and Excel experience
  • Ability to understand and carry out verbal and written instructions
  • Strong communication and interpersonal skills as well as organizational and motivational skills
  • Ability to work independently and the initiative to learn new tasks
  • Knowledge of bank products, banking regulations, bank policies and procedures
  • Consistently demonstrate good work habits and attendance
  • Maintain high level of courtesy while interacting with co-workers and customers


Where we shine:

  • Offering a full suite of benefits including medical, life, dental, and vision insurance plus generous paid time off.
  • Supporting associates and their families; we embrace the importance of caring for oneself and our families.
  • Surrounding ourselves with smart, driven, and diverse individuals.
  • Valuing integrity, commitment regarding our daily duties, and the Bank as a whole.
  • Supporting local philanthropic, cultural, and artistic initiatives and organizations that our employees' value.
  • Devoted to the communities in which we serve as we help those who form the creative backbone of our market's future economy and business value.
  • Bank of Clarke is "Great Place to Work" Certified through June 2025. 
  • "Top Virginia Employer for Interns" award recipient (2023, 2024,2025,2026) through Virginia Talent and Opportunity Partnership (V-TOP.)


Working Conditions: 

The individual will be required to be available after normal working hours. Business travel may be necessary to meet with vendors and attend training opportunities. Occasional hours beyond standard scheduling may be required to meet critical deadlines. 


To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed under the knowledge/skills section are representative of the knowledge, skill set, and/or ability required. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform the essential functions. 


EEO M/F/V/D

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