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Deposit Operations Processor Jobs in Raleigh, NC

... technology, operations, and risk. Provides support to strengthen the operating model across a ... processes, and practices for the resolution of issues for personal and small business deposit and ...

Our network of operations in 52 countries serves customers in more than 100 countries. We believe ... We verify bank deposits, prepare cash shipments and connect money from one place to the next. We do ...

Our network of operations in 52 countries serves customers in more than 100 countries. We believe ... We verify bank deposits, prepare cash shipments and connect money from one place to the next. We do ...

Our network of operations in 52 countries serves customers in more than 100 countries. We believe ... We verify bank deposits, prepare cash shipments and connect money from one place to the next. We do ...

Production & Operations Specialist

Raleigh, NC · On-site

$14.25 - $19.25/hr

Locates deposit errors and acts on them accordingly. • Performs corrections to scanned images in ... processes, performing quality assurance tasks, and supporting other operational initiatives as ...

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Deposit Operations Processor information

See Raleigh, NC salary details

$14

$22

$44

How much do deposit operations processor jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for deposit operations processor in Raleigh, NC is $22.36, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $25.24 per hour, depending on experience, location, and employer.

What is the difference between Deposit Operations Processor vs Deposit Clerk?

AspectDeposit Operations ProcessorDeposit Clerk
CredentialsHigh school diploma; some roles may require banking certificationsHigh school diploma or equivalent
Work EnvironmentBank back-office, processing transactions and dataBank branch, customer service area
Employer & Industry UsageFinancial institutions, banksBank branches, credit unions
Primary ResponsibilitiesProcessing deposits, verifying transactions, data entryAssisting customers, handling deposits and withdrawals

The Deposit Operations Processor primarily handles back-office transaction processing and data verification, while the Deposit Clerk interacts directly with customers at the branch, focusing on deposit and withdrawal services. Both roles are essential in banking operations but differ in responsibilities and work environment.

What is the highest paid position in a bank?

In banking, executive roles such as Chief Executive Officer (CEO), Chief Financial Officer (CFO), and Chief Risk Officer (CRO) are typically the highest paid positions, often earning multi-million dollar compensation packages including salary, bonuses, and stock options. These roles require extensive experience, leadership skills, and often advanced certifications or degrees. Salary levels vary by institution and location but generally surpass those of other banking roles like deposit operations processors or tellers.

What are some of the most common challenges faced by Deposit Operations Processors, and how can they be managed effectively?

Deposit Operations Processors often encounter challenges such as handling high transaction volumes, ensuring accuracy under tight deadlines, and staying updated with regulatory changes. Managing these challenges requires strong attention to detail, effective time management, and a solid understanding of banking compliance standards. Collaborating closely with team members and leveraging automated systems can also help maintain accuracy and efficiency. Continuous learning and proactive communication with other departments are key to addressing issues promptly and minimizing errors.

What are Deposit Operations Processors?

Deposit Operations Processors are banking professionals responsible for handling and processing various financial transactions related to customer deposit accounts, such as checking and savings accounts. They ensure the accuracy and timeliness of deposits, withdrawals, account transfers, and other related transactions. Their role often involves reconciling balances, resolving discrepancies, maintaining compliance with banking regulations, and providing support to both internal teams and customers. Attention to detail and strong organizational skills are essential in this position to prevent errors and maintain the integrity of financial records.

What are the key skills and qualifications needed to thrive as a Deposit Operations Processor, and why are they important?

To thrive as a Deposit Operations Processor, you need a strong attention to detail, understanding of banking procedures, and familiarity with compliance regulations, typically supported by a high school diploma or relevant experience. Proficiency with banking software, document imaging systems, and Microsoft Office applications is usually required. Strong organizational skills, teamwork, and effective communication help you excel in managing high volumes of transactions and resolving discrepancies. These skills are crucial for ensuring accurate processing, regulatory compliance, and maintaining the integrity of financial operations.

What is the job description of a deposit operations?

A deposit operations processor manages the processing and reconciliation of customer deposits, ensuring accurate and timely posting to accounts. They handle transaction verification, maintain records, and use banking software to support daily deposit activities, often working in a fast-paced financial environment. Attention to detail and knowledge of banking procedures are essential for this role.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary of around $45,000 to $55,000 per year, depending on experience and the employer. Salaries can vary based on location, certifications, and the complexity of the role, with some positions offering additional benefits or bonuses.

What does an operations processor do?

A deposit operations processor handles the processing of banking transactions such as deposits, withdrawals, and account adjustments. They verify transaction accuracy, ensure compliance with banking regulations, and use banking software to update account information efficiently. Attention to detail and knowledge of banking procedures are essential for this role.
What are popular job titles related to Deposit Operations Processor jobs in Raleigh, NC? For Deposit Operations Processor jobs in Raleigh, NC, the most frequently searched job titles are:
Payments Operations Manager

Other

Posted 17 days ago


Job description

Description

  LCCU is hiring!


Your Contribution: The Payments Operations Manager is responsible for leading the daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, remote deposit capture, Zelle and any other payment services, and related disputes. This role ensures payment services are processed accurately, timely, securely, and in compliance with applicable regulations, network rules, and internal policies. The Manager serves as the primary subject matter expert for payment operations and partners with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, Risk Management, Fraud Prevention, BSA, Finance, IT, and vendors to support operational excellence, risk management, and a strong member experience.
Essential Duties and Responsibilities Operational Leadership 

  • Lead daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, RDC, and related services. 
  • Develop and maintain departmental procedures, workflows, controls, service standards, and performance metrics. 
  • Monitor daily processing to ensure accuracy, timeliness, compliance, and timely resolution of issues. 
  • Lead process improvement initiatives, system enhancements, new product implementations, and payment-related projects. 

Payment Services and Item Processing 

  • Serve as the subject matter expert for payment services, ACH, item processing, and related operational functions. 
  • Manage payment exceptions, escalations, research requests, disputes, corrections, reconciliations, and operational losses. 
  • Ensure assigned payment services are completed in accordance with applicable laws, regulations, network rules, vendor requirements, and internal procedures. 
  • Prepare reports on payment activity, trends, losses, exceptions, and key operational metrics. 

Compliance, Risk, and Vendor Management 

  • Partner with Compliance, Risk Management, BSA, Fraud Prevention, Finance, IT, and vendors to strengthen payment-related controls and resolve issues. 
  • Monitor payment activity for risk trends, fraud indicators, operational gaps, and process improvement opportunities. 
  • Manage vendor relationships related to payment services, including service levels, issue resolution, system performance, and operational support. 
  • Maintain working knowledge of applicable rules and regulations, including Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, and other applicable requirements. 

Cross-Functional Partnership and Service Support 

  • Serve as the primary point of contact for internal operational support related to payment services and item processing. 
  • Partner with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, BSA, Fraud Prevention, Risk Management, Finance, IT  or any internal department to resolve escalated issues and improve processes. 
  • Provide timely guidance, communication, and training support to branches and internal departments. 
  • Participate in new product and service development related with Payment Services. 

Team Leadership 

  • Lead, coach, and support team members responsible for payment services, item processing, ACH, wires, RDC, bill pay, Zelle and related functions. 
  • Set clear expectations, monitor performance, and provide regular feedback. 
  • Foster accountability, teamwork, accuracy, continuous improvement, and high-quality service delivery. 

Requirements

Curious about joining our LCCU team? Here's what you'll need to bring along:

  • Bachelor's degree in business, finance, operations, or a related field; equivalent experience may be considered. 
  • Minimum of 7 years of experience in deposit operations, payment services, item processing, electronic payments, or related financial institution operations. 
  • Minimum of 3 years of supervisory or team leadership experience preferred. 
  • Experience with ACH processing, check processing, wire transfers, P2P payments, online bill pay, RDC,  payment disputes, reconciliations, exception handling, and operational controls. 
  • Strong working knowledge of applicable regulations and rules, including NCUA requirements, North Carolina credit union laws and regulations, Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, CFPB rules, and other applicable federal and state requirements. 
  • Experience with deposit processing systems, online banking platforms, payment systems, core banking systems, and operational support tools; Symitar experience preferred. 
  • Experience with FedLine Web/FedLine Advantage, WITS Pathfinder, Paymentus, Ensenta/RDC, Zelle, or similar systems preferred. 
  • NACHA Accredited ACH Professional certification preferred. 
  • Strong analytical, problem-solving, decision-making, communication, and relationship-management skills. 
  • Ability to develop procedures, improve workflows, implement controls, lead change, and manage operational risk. 
  • Demonstrated ability to lead, coach, and develop team members. 
  • Bilingual English/Spanish skills preferred. 

Key Competencies 

  • Payment operations leadership 
  • ACH and item processing expertise 
  • Risk and control mindset 
  • Regulatory and compliance awareness 
  • Vendor and system management 
  • Process improvement 
  • Cross-functional collaboration 
  • Member-focused service delivery 
  • Team leadership and coaching 

Physical Requirements 

Physical requirements: Must be able to sit for extended periods of time, use the computer and telephone to complete work, and lift up to 30 pounds at times. 

The above statements are intended to describe the general nature of work being performed by individuals assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties, knowledge, skills, and abilities required of individuals so classified.