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Dealership Finance Jobs (NOW HIRING)

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Dealership Finance information

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$11

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$29

How much do dealership finance jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for dealership finance in the United States is $20.40, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $22.84 per hour, depending on experience, location, and employer.

What is dealership finance?

Dealership finance jobs typically refer to positions within car dealerships that handle financing and insurance (F&I) for customers purchasing vehicles. These roles are responsible for helping customers secure loans or leases, explaining financing options, and selling insurance products such as extended warranties or gap insurance. Dealership finance professionals also ensure all paperwork complies with legal and lender requirements, making the car-buying process smoother and more transparent for customers.

What are the key skills and qualifications needed to thrive in dealership finance, and why are they important?

To excel in Dealership Finance, you need strong financial acumen, knowledge of automotive financing products, and a background in finance or business, often supported by relevant certifications. Proficiency with loan management software, dealership management systems (DMS), and credit analysis tools is typically required. Exceptional negotiation, customer service, and attention to detail are vital soft skills for building trust and closing deals. These skills and qualities are crucial for ensuring compliance, maximizing profitability, and providing a seamless financing experience for customers.

What are some common challenges faced by professionals working in dealership finance, and how can they be addressed?

Professionals in dealership finance often encounter challenges such as navigating complex lender requirements, managing tight deadlines for loan approvals, and ensuring compliance with both dealership and regulatory policies. Staying organized and maintaining clear communication with sales teams and lenders can help streamline the process. Additionally, ongoing training and keeping up-to-date with changes in financing products or regulations are essential for success and minimizing errors in documentation.

What is the difference between Dealership Finance vs Dealership Sales Associate?

AspectDealership FinanceDealership Sales Associate
Required CredentialsHigh school diploma, sometimes a finance or business backgroundHigh school diploma or equivalent, sales experience preferred
Work EnvironmentOffice setting within dealership, interacting with customers and finance managersShowroom floor, engaging with customers to sell vehicles
Employer & Industry UsageUsed in automotive dealerships for financing optionsUsed in automotive dealerships for vehicle sales

Dealership Finance professionals focus on arranging financing options for customers, working closely with banks and lenders. In contrast, Dealership Sales Associates primarily handle vehicle sales and customer interactions. Both roles are essential in the dealership environment but differ in responsibilities, credentials, and daily tasks.

More about Dealership Finance jobs

What cities are hiring for Dealership Finance jobs?

Cities with the most Dealership Finance job openings:

What are the most commonly searched types of Dealership Finance jobs?

The most popular types of Dealership Finance jobs are:

What states have the most Dealership Finance jobs?

States with the most job openings for Dealership Finance jobs include:

Infographic showing various Dealership Finance job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $42,427 per year, or $20.4 per hour.

Dealership Finance Manager

Soquel, CA • On-site

Full-time

Medical, Retirement, PTO

Re-posted 13 days ago


Job description

Job Description:
Victory Automotive Group Inc. has been recognized as one of the Top 25 ranked Privately Held Companies for 2023! Finance & Insurance Manager Victory Automotive Group is family owned and operated since 1997 with over 50 locations across the United States. We provide the best opportunities for all employees, customers, communities and each manufacturer we represent. Our continued commitment is to improve our dealerships and services to satisfy our customer’s wants and needs 100 percent of the time and always provide a pleasant, informative and professional experience. Victory Automotive Group is always looking for talented, self-motivated individuals to join our team. If you think you are ready to be a part of an exciting team, then we encourage you to continue with this applicant friendly, online job application! Victory Automotive Group is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.   Job Description The Finance and Insurance (F&I) Manager coordinates all activities regarding finance and insurance for our valued customers, which includes working to help customers obtain financing, preparing all associated documentation, and selling extended service contracts and additional protection products. He or she ensures all deals are done in a timely manner and according to all legal requirements and dealership policies. The F&I Manager will be responsible for preparing and ensuring the accuracy of legal documents, selling products and services to new and used vehicle customers, and enhancing the customer experience while achieving maximum profitability. The ideal candidate has experience in finance or a related field and two or more years of finance and insurance experience. He or she has a positive attitude, a confident and outgoing personality, a professional appearance, strong business acumen and sales aptitude, great communication skills, and the ability to deliver world class customer service. This job description summary outlines core aspects of this position, but additional duties may be required on a routine basis. This job description does not constitute the complete responsibilities for this position. Responsibilities Offers vehicle financing and insurance to customers and provides them with a thorough explanation of aftermarket products and extended warranties and a complete explanation of manufacturer and dealership service procedures and policies Works with customers to obtain financing through lenders on vehicle purchases in conformance with state and federal law Prepares all state and federal documents regarding vehicle purchases in a timely manner and in accordance with established laws and procedures Maintains good working relationships with lending institutions to secure competitive interest rates and financing programs Works with the Sales team to ensure all new sales are referred to the F&I department and that the Sales team has information on finance and lease programs and understands the benefits of the dealership’s financing and extended service programs Understands and complies with all federal, state, and local regulations Performs other duties as assigned
Job Requirement:  Two years of finance and insurance experience preferred High school diploma or GED Negotiation expertise Highly professional and dependable Able to achieve goals with limited direct supervision Strong and confident personality Excellent interpersonal skills to interact professionally with customers, vendors, and staff Strong organization skills, able to multi-task, and can manage time to meet frequently changing deadlines in a fast-paced environment Strong computer and internet skills Dealership experience required Professional appearance and work ethic Bilingual Preferred (Spanish) Compensation Competitive Pay Based on Experience Medical Benefits Paid Vacation Holidays Professional Workplace Non-Smoking Workplace Drug Free Workplace Opportunity for Advancement Direct Deposit 401(k) with Company Match The above statements are intended to describe the general nature and level of the work being performed by people assigned to this position. This is not an exhaustive list of all duties and responsibilities. We reserve the right to amend and change responsibilities to meet business and organizational needs as necessary. We are an Equal Opportunity Employer and a drug free workplace. It’s time to make the most important move of your career! Apply Now!