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Credit Risk Jobs (NOW HIRING)

usauto

Credit Risk Manager

Duluth, GA

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a ...

RWE

Credit Risk Associate

Chicago, IL · On-site

$73K - $100K/yr

Exempt The Credit Risk Associate will analyze and mitigate credit risk exposure for RWEA. Role Responsibilities: * Assess and monitor counterparty credit exposures, including payment, performance ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning. * Monitor campaign performance, including response, approval, and early credit indicators. * Identify ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

Sallie_mae

Director, Credit Risk

Newark, DE · On-site

What You'll Contribute TheDirector, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support ...

Marqeta

Credit Risk Manager

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

MQ Referrals Only

Credit Risk Manager

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

ProSidian Consulting

Credit Risk Advisor

Washington, DC · On-site +1

The Credit Risk Advisor | Project Finance & Credit Evaluation Support [DOE0061061] is aligned with GSA Labor Category: Senior Consultant. We seek Credit Risk Advisor | Project Finance & Credit ...

Bell Bank

Credit Risk Analyst

Fargo, ND · On-site

The key responsibilities will include gathering relevant information to produce routine and ad hoc credit risk reports for the Chief Credit Officer, Credit Risk Committee and senior management and ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

US Bank

Credit Risk Manager

Charlotte, NC · On-site

$133K - $156K/yr

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the development and monitoring of credit risk rating assignment methods. Develops and delivers analytics to ...

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Credit Risk information

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$50K

$109.3K

$183K

How much do credit risk jobs pay per year?

As of Jul 17, 2026, the average yearly pay for credit risk in the United States is $109,314.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $142,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
More about Credit Risk jobs
What cities are hiring for Credit Risk jobs? Cities with the most Credit Risk job openings:
What are the most commonly searched types of Credit Risk jobs? The most popular types of Credit Risk jobs are:
What states have the most Credit Risk jobs? States with the most job openings for Credit Risk jobs include:
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Credit Risk jobs near you
Infographic showing various Credit Risk job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $109,314 per year, or $52.6 per hour.

Credit Risk Manager

usauto

Duluth, GA

Other

Re-posted 21 days ago

Job description

Position Summary

The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a diversified analytics role with exposure to multiple internal departments and external business partners.US Auto Sales is a fully integrated automobile retailer that both sells and finances used vehicles to under-served consumers. This is a unique opportunity to be a key participant in driving sales growth while optimizing credit risk and pricing returns.

Bring your strong technical skills, consumer lending experience, and love for data to US Auto and make a difference.

  • Design, develop, and produce reporting for underwriting quality and credit performance.
  • Perform deep analysis to identify drivers of credit performance across consumer segments.
  • Perform and/or support validations and monitoring of credit scorecards.
  • Produce reports and presentations for management and capital markets providers.
  • Develop cash flow and unit economics models to estimate credit and financial performance.
  • Work with credit bureaus and other 3rd party data vendors on established and new initiatives.
  • Develop analysis to detect and mitigate fraud credit applications.
  • Manage the coordination of credit and underwriting changes with IT and business partners.
  • Develop and maintain documentation of underwriting flows, credit policies, and pricing strategies.
  • Develop and propose underwriting policy changes.
  • Serve as the subject matter expert for application processing and credit decisioning systems.
  • Work with Legal and Compliance to ensure credit decisioning scores, strategies, and underwriting processes are compliant with regulatory requirements.
  • Assist in the definition of data models that drive clarity and ease of use for analytics
  • Troubleshoot data integrity issues, perform extensive data validations, and propose solutions and recommendations.

Qualifications

Required

  • Bachelor's Degree in Math, Business, Finance, or related field.
  • 5 - 8 years of experience with credit risk analytics in consumer lending.
  • Excellent communication (verbal and written) with the ability to interact with all employee levels including executive management.
  • Exceptional attention to detail and accuracy, professional attitude, including strong organization and time management skills.
  • Advanced proficiency with Microsoft Excel. Experience with Microsoft suite including Access, Word, PowerPoint, Visio.
  • High proficiency in SQL with extensive experience querying large, complex data sets.
  • Experience with business intelligence tools like Power BI, Tableau, Domo
  • Knowledge of statistical techniques such as logistic regression, segmentation trees, survival analysis, Monte Carlo simulations, etc.

Preferred

  • Graduate degree in related field
  • Auto finance experience
  • Experience with R, SAS, or Python

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