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Credit Risk Modeler Jobs (NOW HIRING)

Credit One Bank

Risk Modeler I

Las Vegas, NV

$52.75 - $68.50/hr

As a Risk Modeler, you will be participating End-to-End model development life-cycle for customer acquisition, credit risk and underwriting, adopt applications of ML to enhance next generation ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

Model Decisioning: Build, own, and continuously improve credit risk models, decision thresholds, and cutoffs. * Portfolio Performance: Develop and monitor KPIs, analyze trends, and deliver actionable ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

Model Decisioning: Build, own, and continuously improve credit risk models, decision thresholds, and cutoffs. * Portfolio Performance: Develop and monitor KPIs, analyze trends, and deliver actionable ...

CreditOne

Risk Modeler I

Las Vegas, NV · On-site

$52.75 - $68.50/hr

As a Risk Modeler, you will be participating End-to-End model development life-cycle for customer acquisition, credit risk and underwriting, adopt applications of ML to enhance next generation ...

Talen Energy

Credit Risk Manager

Houston, TX · On-site

Develop and maintain credit risk models and metrics, including Potential Future Exposure (PFE), to support portfolio level and counterparty specific risk analysis and decision making. * Lead ...

Talen Energy

Credit Risk Manager

Houston, TX · On-site

Develop and maintain credit risk models and metrics, including Potential Future Exposure (PFE), to support portfolio level and counterparty specific risk analysis and decision making. * Lead ...

Talen Energy

Credit Risk Manager

Houston, TX

Develop and maintain credit risk models and metrics, including Potential Future Exposure (PFE), to support portfolio level and counterparty specific risk analysis and decision making. * Lead ...

RBFCU Insurance Agency LLC

WI · On-site

$125 - $150/hr

Senior Credit Risk Modeling Analyst will have the ability to work a hybrid schedule (remote/onsite) after a period of training (time frame may vary). Training will take place at the RBFCU ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site

This is not a seat where you inherit a model and press run. You will define the underwriting ... The role The Credit Risk team runs due diligence on the assets, protocols, and chains supported by ...

Columbia Banking System

Credit Risk Analyst

Tigard, OR · On-site

$100 - $125/hr

Work with Model Risk Management to ensure models are validated and remediate any findings.Develop ... Recommend credit policy changes related to risk rating practices of assigned portfolios. Assist ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site +1

This is not a seat where you inherit a model and press run. You will define the underwriting ... The role The Credit Risk team runs due diligence on the assets, protocols, and chains supported by ...

Gauntlet

Credit Risk Analyst

Manhattan, NY · On-site

$150 - $200/hr

This is not a seat where you inherit a model and press run. You will define the underwriting ... The role The Credit Risk team runs due diligence on the assets, protocols, and chains supported by ...

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Credit Risk Modeler information

See salary details

$124.5K

$145.1K

$187.5K

How much do credit risk modeler jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk modeler in the United States is $145,100.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,500.00 and $148,500.00 per year, depending on experience, location, and employer.

What does a credit risk modeler do?

A Credit Risk Modeler is responsible for developing statistical models and analytical tools to assess the likelihood that borrowers will default on their loans or credit obligations. They use data analysis, statistical techniques, and machine learning algorithms to predict credit risk and help financial institutions make informed lending decisions. Their work involves gathering and cleaning data, building predictive models, validating model performance, and ensuring compliance with regulatory standards. Credit Risk Modelers play a crucial role in managing a bank's or lender's exposure to financial risk and maintaining a healthy loan portfolio.

What are the key skills and qualifications needed to thrive as a credit risk modeler?

To thrive as a Credit Risk Modeler, you need a solid background in quantitative finance, statistics, and data analysis, often supported by a degree in mathematics, finance, or a related field. Familiarity with programming languages such as Python, R, or SAS, as well as experience with risk modeling frameworks and regulatory requirements like Basel III, is typically required. Strong analytical thinking, attention to detail, and effective communication make a candidate stand out in this role. These skills are crucial for accurately predicting credit risk, ensuring regulatory compliance, and supporting informed decision-making in financial institutions.

How does a credit risk modeler typically collaborate with other departments within a financial institution?

Credit Risk Modelers frequently work alongside data scientists, underwriters, compliance teams, and business analysts to develop and refine risk assessment models. Collaboration with IT teams is common for implementing models into production systems, while regular interaction with regulatory and compliance groups ensures models meet legal standards. Effective communication with stakeholders is essential to translate technical findings into actionable business strategies, making cross-functional teamwork a key part of the role.

What is the difference between Credit Risk Modeler vs Credit Analyst?

AspectCredit Risk ModelerCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; often certifications like FRM or CFABachelor's degree in finance, accounting, or related field; certifications like CFA are common
Work EnvironmentQuantitative teams, risk management departments, financial institutionsBank branches, lending departments, credit departments
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that Credit Risk Modelers develop statistical models to assess and predict credit risk, focusing on quantitative analysis. Credit Analysts evaluate individual creditworthiness of borrowers, primarily through financial statement analysis and credit reports. Both roles require financial knowledge, but Modelers are more data and model-focused, while Analysts are more client and credit evaluation-focused.

More about Credit Risk Modeler jobs

What states have the most Credit Risk Modeler jobs?

States with the most job openings for Credit Risk Modeler jobs include:

What are popular job titles related to Credit Risk Modeler jobs?

For Credit Risk Modeler jobs, the most frequently searched job titles are:

Credit Risk Modeler jobs near you
Infographic showing various Credit Risk Modeler job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 82% In-person, 9% Hybrid, and 9% Remote job distribution, with an average salary of $145,100 per year, or $69.8 per hour.

Risk Modeler I

Las Vegas, NV

Credit One Bank
Finance and Insurance • 501 - 1,000 employees
Learn more about Credit One Bankexternal

$52.75 - $68.50/hr

Full-time

Re-posted 16 days ago

Job description

Position Summary

This position is a part of the Risk Management department but supports the entire bank. The Model Development team challenges the status quo through their statistical and machine learning (ML) powered predictive models that cover the entire customer lifecycle including Acquisitions, Underwriting, Fraud, Customer Management, and Collections. As a Risk Modeler, you will be participating End-to-End model development life-cycle for customer acquisition, credit risk and underwriting, adopt applications of ML to enhance next generation solutions, and develop analytical tools to contribute to the strategic direction and financial performance of the organization. The role will be also responsible for developing advanced machine learning frameworks that drive incremental growth in acquisitions. The ideal candidate will have an outstanding track record of successfully implementing machine learning solutions for impactful and dynamic business results.

Summary of Essential Job Functions  
  • Perform complex analyses and modeling that maximizes profits or asset growth, and minimizes credit losses or other risk exposures
  • Serve as an expert consultant to senior management on highly complex issues
  • Manage the deployment of new models and the live testing or pilot programs derived from them
  • Monitor ongoing model performance to ensure stability and efficacy
  • Anticipate issues based on knowledge of business trends, and propose direction and solutions
  • Provide peer review for other analysts within the team
  • Research the impacts of business decisions
  • Partner with technology groups to define business requirements
  • Provide analytic support to ensure the company goals are met
  • Perform other duties as assigned
  •  
Position Requirements
  • Bachelor’s Degree in STEM (Science, Technology, Engineering, and Mathematics) or related field.
  • Solid experience in using SAS, Enterprise Miner, R, Python, H2O, or similar and its libraries to derive insights in a business setting
  • Intellectual horsepower with problem solving and analytical skills.
  • Knowledge of financial analysis and profitability drivers.
  • Ability to quickly assimilate and analyze large amounts of information.
  • Strong financial analytical skills with the ability to read, interpret, and evaluate, financial time-series tracking reports (including vintage analysis). 
Preferred
  • 2+ years of experience gathering data requirements for statistical, econometric, predictive analytics research that drives market research/consumer analytics product innovation and implementation.
  • 2+ years of experience in Financial Services, Credit Card Issuing, and Banking.
  • Exposure in AI tool adoption.
  • Consumer Credit Card industry experience.

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.