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Credit Risk Associate Jobs in Raleigh, NC (NOW HIRING)

First Citizens Bank

Premier Client Banker

Raleigh, NC · Hybrid

$17.50 - $21.75/hr

... risk related to credit, operational, reputational, regulatory, and legal aspects of personal ... program to meet the needs of our associates. More information can be found at #LI-JW2 ...

First Horizon Bank

Relationship Banker

Raleigh, NC

$16.25 - $21.50/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

First Horizon

Relationship Banker

Raleigh, NC · On-site

$16.25 - $21.50/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

First Horizon

Relationship Banker

Durham, NC · On-site

$16.75 - $22/hr

Compliance and risk management • Expected compliance with bank regulations, policies, procedures ... associates. • Assist with dual control vault responsibilities and audit controls. • Stay ...

First Horizon Bank

Relationship Banker

Durham, NC

$16.75 - $22/hr

... credit, and referrals to other lines of business within the Bank. • Growth Focus: Actively ... Support a high-performing culture by coaching associates on sales, referrals, products and services ...

First Horizon Bank

Relationship Banker- Float

Durham, NC

$16.75 - $22/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

First Horizon Bank

Relationship Banker- Float

Durham, NC · On-site

$16.75 - $22/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

First Horizon Bank

Relationship Banker

Durham, NC

$16.75 - $22/hr

... credit, and referrals to other lines of business within the Bank. • Growth Focus: Actively ... Support a high-performing culture by coaching associates on sales, referrals, products and services ...

First Horizon

Relationship Banker- Float

Durham, NC · On-site

$16.75 - $22/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

First Horizon Bank

Relationship Banker

Raleigh, NC

$16.25 - $21.50/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

Carter Bank and Trust

Commercial Banker III

Raleigh, NC · On-site

$111K - $193K/yr

... risk * Work closely with Credit partners in the administration of new and existing loan ... Eligible associates may participate in Carter Bank's benefits package, including medical, dental ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Raleigh, NC

Credit Risk Associate information

See Raleigh, NC salary details

$48.6K

$106.3K

$177.9K

How much do credit risk associate jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk associate in Raleigh, NC is $106,262.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,900.00 and $138,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Raleigh, NC? The most popular types of Credit Risk jobs in Raleigh, NC are:
What are popular job titles related to Credit Risk Associate jobs in Raleigh, NC? For Credit Risk Associate jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Raleigh, NC look for? The top searched job categories for Credit Risk Associate jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Risk Associate jobs? Cities near Raleigh, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% As Needed, 66% Full Time, 30% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $106,262 per year, or $51.1 per hour.
Premier Client Banker

Premier Client Banker

First Citizens Bank

Raleigh, NC • Hybrid

$17.50 - $21.75/hr

Full-time

Posted 21 days ago

First Citizens Bank rating

7.5

Company rating: 7.5 out of 10

Based on 104 frontline employees who took The Breakroom Quiz

92nd of 149 rated banks

Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

This position supports sales and service delivery to Bank associates and consumers in target markets. Builds and expands banking relationships through proactive customer outreach and customer service requests. This position is responsible for opening deposit accounts and related banking services and lending (including consumer real estate secured); as well as identifying and referring sales opportunities to the appropriate bank partner.


Responsibilities
  • Sales - Achieves individual and/or team financial, production, and relationship results relative to the specific metrics and goals assigned. Sales results should align with the needs of the customer and ultimately support the organizational commitment to diverse lending. Engages with customers, prospects, and referral sources through proactive outreach. Engages in sales practices that are aligned to create value for both the customer and the Bank. Appropriately partners, plans, and prepares to ensure conversations provide the relevant financial guidance needed to drive informed decisions.
  • Service Standards - Fosters collaborative partnerships that deliver value for customers, prospects, and colleagues. Initiates conversation to uncover sales or referral opportunities. Listens attentively and asks insightful questions to understand customer needs and preferences; and takes prompt actions to address immediate needs. Proactively seeks ways to optimize performance by seeking coaching, supporting Bank initiatives, and leveraging tools to enhance.
  • Operations and Administration - Performs duties as assigned to ensure operational efficiency. Complies with all regulations, bank policies, procedures, and delegated authorities to manage risk related to credit, operational, reputational, regulatory, and legal aspects of personal interactions, customer transactions, and financial exposures. Completes required training by established deadlines.

Qualifications

Bachelor's Degree and 1 years of experience in Sales, customer service, or lending or financial services sales OR High School Diploma or GED and 5 years of experience in Sales, customer service, or lending or financial services sales

Preferred Skill(s): Application of a structured sales process, Provides financial guidance and expertise, Financial literacy, Knowledge of retail banking products and services, Financial Analysis, Credit Underwriting , Financial Plan Conversations

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-JW2

Qualifications:

Bachelor's Degree and 1 years of experience in Sales, customer service, or lending or financial services sales OR High School Diploma or GED and 5 years of experience in Sales, customer service, or lending or financial services sales

Preferred Skill(s): Application of a structured sales process, Provides financial guidance and expertise, Financial literacy, Knowledge of retail banking products and services, Financial Analysis, Credit Underwriting , Financial Plan Conversations

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-JW2

Education:UNAVAILABLEEmployment Type: FULL_TIME

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