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Credit Risk Associate Jobs in Raleigh, NC (NOW HIRING)

The Marwin Company

Credit and Collection Analyst

Garner, NC · On-site

$55K - $65K/yr

Position Summary The Credit and Collection Analyst is responsible for managing customer credit risk ... Associate's or Bachelor's degree in Accounting, Finance, Business, or related field, or equivalent ...

Bank of America

Credit Officer II

Raleigh, NC · On-site

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Truist

Analyst - Wholesale Credit Delivery

Raleigh, NC · On-site

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Delivery Associates may be assigned to selected senior Credit Delivery leader(s) but require ...

PNC Bank

Associate Asset Manager - LIHTC

Raleigh, NC · On-site

$45K - $105K/yr

... and credit risk across the portfolio. Responsibilities include reviewing property operations ... The Associate plays a key role in analyzing investment health, preparing internal assessments, and ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Raleigh, NC

Credit Risk Associate information

See Raleigh, NC salary details

$48.6K

$106.3K

$177.9K

How much do credit risk associate jobs pay per year?

As of Aug 4, 2026, the average yearly pay for credit risk associate in Raleigh, NC is $106,262.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,900.00 and $138,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Raleigh, NC? The most popular types of Credit Risk jobs in Raleigh, NC are:
What are popular job titles related to Credit Risk Associate jobs in Raleigh, NC? For Credit Risk Associate jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Raleigh, NC look for? The top searched job categories for Credit Risk Associate jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Risk Associate jobs? Cities near Raleigh, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $106,262 per year, or $51.1 per hour.

Credit and Collection Analyst

The Marwin Company

Garner, NC • On-site

$55K - $65K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

Job description


Department

Finance / Accounting

FLSA Status

Exempt

Reports To

Credit Manager / Controller

Employment Type

Full-Time

Location

On-site – Canton GA, Garner NC or Rock Hill SC





Who we are

Summit Stairs and Millwork has been a trusted partner to homebuilders for more than 30 years, providing stair parts, exterior millwork, and PVC product solutions that make builders' jobs easier and elevate homeowners' spaces. Our Quick System QuickTread™ and full line of stair and exterior products are relied on by production builders, including Pulte Homes and TRI Pointe Homes, for consistent quality, reliability, and responsiveness. As we continue to grow, we are looking for a detail-oriented Credit and Collection Analyst to help protect the company's cash flow and maintain strong relationships with our builder customers.

Position Summary

The Credit and Collection Analyst is responsible for managing customer credit risk and driving the timely collection of outstanding accounts receivable. This role evaluates new and existing customer credit applications, monitors account aging, resolves billing disputes, and partners closely with Sales and Operations to balance strong builder relationships with sound credit practices. The ideal candidate is analytical, persistent, and comfortable communicating directly with customers about payment matters.

Key Responsibilities

  • Review and analyze credit applications for new and existing customers, using credit reports, trade references, and financial statements to recommend credit lines and payment terms.
  • Monitor accounts receivable aging and proactively contact past-due customers by phone and email to secure payment commitments and resolve delinquencies.
  • Investigate and resolve short pays, billing discrepancies, and disputed invoices in coordination with Sales, Customer Service, and Operations.
  • Reconcile customer accounts and process credit memos, adjustments, and payment applications as needed.
  • Place and release credit holds on customer accounts in accordance with company credit policy.
  • Prepare and distribute weekly and monthly aging reports, DSO metrics, and collection status updates to management.
  • Recommend accounts for collections agency referral, legal action, or write-off, and maintain supporting documentation.
  • Maintain accurate, up-to-date customer credit files, including terms, limits, tax exemption certificates, and lien waivers as required.
  • Support month-end close by reviewing the accounts receivable aging and assisting with bad debt reserve analysis.
  • Build and maintain professional relationships with builder customers, subcontractors, and internal sales teams to support timely payment while protecting customer goodwill.
  • Ensure compliance with company credit policies, mechanic's lien deadlines, and applicable state lien laws.

what you bring

  • Associate's or Bachelor's degree in Accounting, Finance, Business, or related field, or equivalent work experience.
  • 2+ years of experience in credit analysis, collections, or accounts receivable, preferably in building products, construction, or manufacturing/distribution.
  • Working knowledge of commercial credit practices, lien laws, and collections regulations.
  • Proficiency in Microsoft Excel and experience with ERP/accounting systems (e.g., NetSuite, SAP, Microsoft Dynamics, or similar).
  • Strong analytical and problem-solving skills with high attention to detail and accuracy.
  • Excellent verbal and written communication skills, with the ability to negotiate professionally and firmly with customers.
  • Ability to manage a high-volume portfolio of accounts and prioritize effectively under deadlines.
  • Self-motivated, organized, and able to work both independently and as part of a team.

Physical Requirements & Work Environment

  • Primarily an office environment; occasional visits to warehouse or production areas may be required.
  • Ability to sit for extended periods and use a computer and telephone throughout the workday.

What Summit Offers

  • Competitive compensation based on experience.
  • Comprehensive benefits package (medical, dental, vision, and retirement plan options).
  • Paid time off and holidays.
  • Opportunity to grow with a stable, 30+ year industry leader in stair and millwork products.


Summit Stairs and Millwork is an Equal Opportunity Employer.

www.summitstairsandmillwork.com

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