ZipRecruiter

Log In

1

Credit Risk Associate Jobs in Lexington, NC (NOW HIRING)

First Horizon

Banking Center Manager

Asheboro, NC · On-site

... all associates on the team complete required training. * Implement effective risk management ... credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and ...

First Horizon Bank

Universal Banker

Winston Salem, NC · On-site

$16.50 - $20.75/hr

... associate. Client experience * Research and resolve problems and respond to client inquiries on ... Compliance and risk management * Expected compliance with bank regulations, policies, procedures ...

First Horizon

Universal Banker

Winston Salem, NC · On-site

$16.50 - $20.75/hr

... associate. Client experience * Research and resolve problems and respond to client inquiries on ... Compliance and risk management * Expected compliance with bank regulations, policies, procedures ...

next page

Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Lexington, NC

Credit Risk Associate information

See Lexington, NC salary details

$45K

$98.3K

$164.6K

How much do credit risk associate jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit risk associate in Lexington, NC is $98,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $127,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What job categories do people searching Credit Risk Associate jobs in Lexington, NC look for? The top searched job categories for Credit Risk Associate jobs in Lexington, NC are:
What cities near Lexington, NC are hiring for Credit Risk Associate jobs? Cities near Lexington, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you

Business Advisory Banking Relationship Manager

First Horizon Bank

Winston Salem, NC • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 2 days ago

First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

34th of 141 rated banks

Job description

Location: On site in location listed in job posting.

Summary

Responsible for acquiring, managing, growing, retaining,  risk management, and relationship development/planning of approximately 250 business relationships with $1 – 5 mm in annual revenues, serving as a single point of contact for the customers within the bank; deliver business and deposits services, sell secured and unsecured business loans adhering to credit policy and underwriting parameters; identify referral opportunities for Retail Branch Partners and Business Product Partners; serve as a business consulting resource for the Retail Branch network. Position works from a bank facility in Winston-Salem.

Revenue Growth/Product Production

  • Expert business profiling and a deep understanding of business operation cycles will be used to uncover revenue/growth opportunities beneficial to the customer (efficiency and profitably) and to the bank, serving as a financial advisor to the business through its primcipals/owners.
  • Achieve product production goals, key financial metric results, and sales activity goals as defined by the banker scorecard.
  • Use problem solving, listening, listening, understanding, and responding techniques to proactively reach out to customers to identify sales opportunities that are aligned with customer needs and bank priorities, helping the customers to operate their businesses more efficiently and profitably.
  • Effectively engages product partners to develop holistic customer relationships.

Retention/Sales and Service Support

  • Meets bank standards for accuracy, response times, service scores, relationship retention, contact rate, and customer loyalty.
  • Proactively looks for ways to enhance service and referral performance by seeking coaching, supporting bank strategy and initiatives, and using all available tools to improve the customer experience and enhance performance.
  • Partners with branch and product partners seamlessly to provide an excellent customer experience defined by expertise, ease of use, and responsiveness.

Risk Management

  • Expertise in identifying non-credit risk through account reviews, customer conversations, and publicly available information.
  • Adheres to all regulations, compliance, Bank policies and procedures, and delegated authorities.
  • Manages risk related to credit, operational, regulatory, reputational, privacy, and legal aspects of personal interactions with customers and bank personnel.
  • Completes all required training by establish deadlines.

 Requirements

  • Bachelor’s degree and three years of banking experience. Business credit training and lending experience preferred.
  • High school diploma or GED and seven years of banking experience. Business credit training and lending experience preferred.

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. 

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube

What First Horizon Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply