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Credit Risk Associate Jobs in Lexington, NC (NOW HIRING)

First Horizon Bank

Relationship Banker

Winston Salem, NC

$17 - $22.25/hr

... of credit, and referrals to other lines of business within the Bank. * Growth Focus: Actively ... Support a high-performing culture by coaching associates on sales, referrals, products and services ...

First-Horizon-Bank

Relationship Banker

Winston Salem, NC · On-site

$17 - $22.25/hr

... of credit, and referrals to other lines of business within the Bank. * Growth Focus: Actively ... Support a high-performing culture by coaching associates on sales, referrals, products and services ...

First-Horizon-Bank

Banking Center Manager

Advance, NC · On-site

... all associates on the team complete required training. * Implement effective risk management ... credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and ...

First Horizon Bank

Banking Center Manager

Advance, NC

... all associates on the team complete required training. * Implement effective risk management ... credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and ...

County Reinsurance Limited

Be Seen First

Multi-Line Reinsurance Claims Manager

Clemmons, NC · On-site

$85K - $135K/yr

Associate in Risk Management (ARM) and/or other risk management designations preferred. Experience ... Credit security clearance, confirmed via a background credit check, is required for this position.

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Lexington, NC

Credit Risk Associate information

See Lexington, NC salary details

$45K

$98.3K

$164.6K

How much do credit risk associate jobs pay per year?

As of Sep 14, 2026, the average yearly pay for credit risk associate in Lexington, NC is $98,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $127,700.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What job categories do people searching Credit Risk Associate jobs in Lexington, NC look for?

The top searched job categories for Credit Risk Associate jobs in Lexington, NC are:

What cities near Lexington, NC are hiring for Credit Risk Associate jobs?

Cities near Lexington, NC with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Lexington, NC as of June 2026, with employment types broken down into 1% As Needed, 62% Full Time, 36% Part Time, and 1% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $98,317 per year, or $47.3 per hour.

Relationship Banker

Winston Salem, NC

First Horizon Bank
Finance and Insurance • 5 - 10K employees
Learn more about First Horizon Bankexternal

$17 - $22.25/hr

Part-time

Re-posted yesterday

First Horizon Bank rating

7.8

Company rating: 7.8 out of 10

Based on 32 frontline employees who took The Breakroom Quiz

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES

Sales and Business Development

  • Proactive Sales Engagement: Engage clients in consultative conversations to understand financial priorities and recommend personalized banking solutions, with an emphasis on deposit accounts, loans and lines of credit, and referrals to other lines of business within the Bank. 
  • Growth Focus: Actively identify and fulfill client deposit and borrowing needs, guiding clients through deposit and loan options, opening deposit accounts, and taking loan applications.
  • Client-Centric Financial Advice: Through a consultative approach, provide personalized financial advice that aligns with clients’ short-and-long term goals. Utilize a deep understanding of the bank’s products and services while sharing comprehensive, tailored advice that enhance client satisfaction and loyalty.
  • Referrals: Recognize opportunities to deepen relationships with additional products and services and make referrals to bank partners, including but not limited to mortgage, wealth, private client, and business banking.
  • Proactive Client Outreach: Conduct regular calls to clients and prospects to offer tailored financial solutions.
  • Sales Leadership: Support a high-performing culture by coaching associates on sales, referrals, products and services as needed. 

Client experience

  • Responsible for supporting the teller line to keep the customer wait time to a minimum (performs processing of financial transactions as needed).
  • Deliver excellent client experiences consistently and promptly resolve client issues effectively.
  • Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.

Compliance and risk management

  • Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.

Operational efficiency

  • Assist in conducting and/or participating in meetings to promote sales, product knowledge and customer service.
  • Assist banking center management with “on the job training” of new associates.
  • Assist with dual control vault responsibilities and audit controls.
  • Stay informed of all operational updates and changes to ensure compliance with all current guidelines.

Perform all other job related duties as assigned.

SUPERVISORY RESPONSIBILITIES

No supervisory responsibilities

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications listed below are representative of the knowledge, skill, and/or ability required.

  • High school diploma or general education degree (GED)
  • 2 – 5 years of experience as a Universal Banker or Teller
COMPUTER AND OFFICE EQUIPMENT SKILLS

Microsoft Office Suite, Salesforce

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

None required.

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

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