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Credit Risk Associate Jobs in Lexington, NC (NOW HIRING)

Assa Abloy

Credit Portfolio Analyst

Winston Salem, NC · On-site

... risk involved in extending credit to customers, and when necessary, contacting customers by ... Associate's degree in Business -or- experience equivalent. * Two years of collections experience.

First Horizon Bank

Universal Banker

Winston Salem, NC · On-site

$16.50 - $20.75/hr

... associate. Client experience * Research and resolve problems and respond to client inquiries on ... Compliance and risk management * Expected compliance with bank regulations, policies, procedures ...

First Horizon

Universal Banker

Winston Salem, NC · On-site

$16.50 - $20.75/hr

... associate. Client experience * Research and resolve problems and respond to client inquiries on ... Compliance and risk management * Expected compliance with bank regulations, policies, procedures ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Lexington, NC

Credit Risk Associate information

See Lexington, NC salary details

$45K

$98.3K

$164.6K

How much do credit risk associate jobs pay per year?

As of Aug 4, 2026, the average yearly pay for credit risk associate in Lexington, NC is $98,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $127,700.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What job categories do people searching Credit Risk Associate jobs in Lexington, NC look for? The top searched job categories for Credit Risk Associate jobs in Lexington, NC are:
What cities near Lexington, NC are hiring for Credit Risk Associate jobs? Cities near Lexington, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Lexington, NC as of June 2026, with employment types broken down into 1% As Needed, 62% Full Time, 36% Part Time, and 1% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $98,317 per year, or $47.3 per hour.

Credit Portfolio Analyst

Assa Abloy

Winston Salem, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago

Job description

Amarr, a part of global opening solutions leader ASSA ABLOY, is hiring a credit analyst in Winston Salem, NC to analyze credit data to determine risk involved in extending credit to customers, and when necessary, contacting customers by telephone to ensure collection.
Essential Functions:
  • Collect account balances according to customer's terms.
  • Analyze applications and credit information to establish credit lines.
  • Update and monitor credit information daily in the computer system.
  • Monitor accounts for possible status change due to poor payment history and non-sufficient funds activity.
  • Pursue clients to collect funds due as a result of returned checks (NSF, stop payments, etc.).
  • Research accounts to explain unapplied cash, partial balances, etc.
  • Code weekly past due list.
  • Communicate vital pattern change information to the field regarding unusual customer activity.

Qualifications and Requirements of Job:
  • Associate's degree in Business -or- experience equivalent.
  • Two years of collections experience.
  • Business aptitude and the ability to analyze financial statements.
  • Mathematical aptitude.
  • Ability to work independently and meet deadlines.

The Details:
Our hours are Monday - Thursday from 7:30am - 5:30pm and Fridays 7:30am - 11:30am. We offer a competitive salary based on experience. We are a casual work environment and we understand the value of work-life balance.
Benefits include Medical/Dental/Vision, Paid Time Off, Paid Holidays from day one, tuition reimbursement, and a 401k plan (with an automatic 3% company contribution, regardless of your contribution) among others.
Our goal is to be a world-leading company that attracts diverse talent, where all team members feel safe being their true selves and are able to thrive in a work environment that promotes change, innovation, and provides equal access and opportunity.
We are part of a global company, ASSA ABLOY with a diverse range of opportunities, both locally and abroad. We offer a competitive salary, training and the opportunity to develop and enhance your career. We take great pride in the efforts of our team members who create a supportive team environment and make ASSA ABLOY such a great place to work.
As one of North America's leading garage door manufacturers, Amarr Company takes pride in fostering a culture where employees enjoy many opportunities for career growth, rapid advancement, and relocation to some of America's most desired cities. Although Amarr Company is an international business, employees enjoy a family-oriented, caring culture and rewarding work environment. Amarr Company offers competitive wages, generous benefits, and a bonus program for every employee. At Amarr Company, the door is always open and there is no ceiling to your career growth.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Amarr is an E-Verify participant.

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