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Credit Risk Associate Jobs in Lexington, NC (NOW HIRING)

LHH US

Sr Credit Analyst

Winston Salem, NC · On-site

$30 - $40/hr

Monitor existing accounts and recommend adjustments to credit lines based on risk analysis ... Samantha Garman Benefit offerings available for our associates include medical, dental, vision ...

LHH US

Sr Credit Analyst

Winston Salem, NC · On-site

$30 - $40/hr

Monitor existing accounts and recommend adjustments to credit lines based on risk analysis ... Samantha Garman Benefit offerings available for our associates include medical, dental, vision ...

First Horizon Bank

Relationship Banker

High Point, NC · On-site

$17 - $22.25/hr

Compliance and risk management * Expected compliance with bank regulations, policies, procedures ... new associates. * Assist with dual control vault responsibilities and audit controls. * Stay ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Lexington, NC

Credit Risk Associate information

See Lexington, NC salary details

$45K

$98.3K

$164.6K

How much do credit risk associate jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk associate in Lexington, NC is $98,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $127,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What job categories do people searching Credit Risk Associate jobs in Lexington, NC look for? The top searched job categories for Credit Risk Associate jobs in Lexington, NC are:
What cities near Lexington, NC are hiring for Credit Risk Associate jobs? Cities near Lexington, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you

Sr Credit Analyst

LHH US

Winston Salem, NC • On-site

$30 - $40/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Our client is seeking an experienced Senior Credit Analyst to join their finance team on a contract basis. This position is ideal for a credit professional who thrives in a high-volume, fast-paced environment and has a proven ability to evaluate credit risk, analyze financial data, and make sound credit decisions while supporting business growth. This role requires a candidate who is highly analytical, detail-oriented, and comfortable managing a large portfolio of customers while navigating complex credit scenarios. Strong commercial credit experience is essential.
Key Responsibilities
  • Analyze customer financial statements, credit reports, and payment histories to assess creditworthiness.
  • Review and approve new customer credit applications and establish appropriate credit limits.
  • Monitor existing accounts and recommend adjustments to credit lines based on risk analysis.
  • Evaluate exposure and identify potential credit risks before they impact the business.
  • Review contractual agreements and customer documentation to support credit decisions.
  • Collaborate with collections, sales, customer service, and finance teams to resolve credit issues.
  • Conduct credit investigations and gather supporting information from customers and third-party sources.
  • Maintain accurate customer records and documentation.
  • Generate credit risk reports and provide recommendations to leadership.
  • Support special projects related to credit, risk management, and process improvements.
  • Manage a large volume of accounts while maintaining accuracy and meeting deadlines.
Required Qualifications
  • Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
  • 5+ years of commercial credit analysis experience.
  • Strong experience working in a high-volume credit environment.
  • Advanced ability to interpret financial statements and assess credit risk.
  • Experience establishing credit limits and making credit recommendations.
  • Strong understanding of credit reporting tools and financial analysis techniques.
  • Excellent problem-solving and critical-thinking skills.
  • Proven ability to manage multiple priorities in a fast-paced setting.
  • Proficiency in Microsoft Excel and financial reporting tools.
  • Experience with ERP systems and credit management software preferred.
Pay Details: $30.00 to $40.00 per hour
Search managed by: Samantha Garman
Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.
Equal Opportunity Employer/Veterans/Disabled
Military connected talent encouraged to apply
To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.lhh.com/us/en/candidate-privacy
The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:
  • The California Fair Chance Act
  • Los Angeles City Fair Chance Ordinance
  • Los Angeles County Fair Chance Ordinance for Employers
  • San Francisco Fair Chance Ordinance
Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.