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Credit Risk Associate Jobs in Lexington, NC (NOW HIRING)

NC SECU

Assistant Branch Manager

Granite Quarry, NC

If you are motivated and believe in the credit union philosophy of "People Helping People," join ... Demonstrate a clear understanding of the Branch Operations Risk Assessment (BORA) and the ability ...

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First Horizon Bank

Relationship Banker

Asheboro, NC

$16.75 - $22/hr

... of credit, and referrals to other lines of business within the Bank. * Growth Focus: Actively ... Support a high-performing culture by coaching associates on sales, referrals, products and services ...

County Reinsurance Limited

Be Seen First

Multi-Line Reinsurance Claims Manager

Clemmons, NC · On-site

$85K - $135K/yr

Associate in Risk Management (ARM) and/or other risk management designations preferred. Experience ... Credit security clearance, confirmed via a background credit check, is required for this position.

County Reinsurance Limited

Be Seen First

Multi-Line Reinsurance Claims Manager

Clemmons, NC · On-site

$85K - $135K/yr

Associate in Risk Management (ARM) and/or other risk management designations preferred. Experience ... Credit security clearance, confirmed via a background credit check, is required for this position.

Cross Technologies Inc.

Counter Sales

Winston Salem, NC · On-site

$16.25 - $20/hr

... risk, and improve quality across a multitude of industries. This Counter Sales is a vital part of ... Check out what our associates love about their job here! ESSENTIAL FUNCTIONS * Provide exemplary ...

KnitWell Group

Stylist

Winston Salem, NC · On-site

Our inclusive community of customers and associates champions the acceptance of all sizes, shapes ... Create everlasting connection with client by offering credit rewards programs and Lane Personal ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Lexington, NC

Credit Risk Associate information

See Lexington, NC salary details

$45K

$98.3K

$164.6K

How much do credit risk associate jobs pay per year?

As of Aug 25, 2026, the average yearly pay for credit risk associate in Lexington, NC is $98,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $127,700.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What job categories do people searching Credit Risk Associate jobs in Lexington, NC look for?

The top searched job categories for Credit Risk Associate jobs in Lexington, NC are:

What cities near Lexington, NC are hiring for Credit Risk Associate jobs?

Cities near Lexington, NC with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Lexington, NC as of June 2026, with employment types broken down into 1% As Needed, 62% Full Time, 36% Part Time, and 1% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $98,317 per year, or $47.3 per hour.

Assistant Branch Manager

State Employees' Credit Union

Granite Quarry, NC • On-site

Full-time

PTO

Posted 4 days ago

State Employees' Credit Union (North Carolina) rating

8.2

Company rating: 8.2 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Purpose
The Assistant Branch Manager (ABM) supports the VP/SVP in overseeing the daily operations of the branch. This role includes ensuring the delivery of high-quality member service, maintaining operational efficiency, and ensuring compliance with regulatory standards. The ABM should have a broad thorough knowledge of all branch operational procedures and will assist with resolving member issues and complaints across all delivery channels. The ABM is also responsible for staff development and serving as a mentor for less experienced staff. The ABM assists the VP/SVP in community involvement efforts.
Performance Expectations and Essential Responsibilities
  • Assist in the management of the branch at the direction of VP/SVP and demonstrates the ability to manage the branch in the absence of the VP/SVP. This includes but is not limited to all lending and deposit services.
  • Delegate appropriate duties and follow up to determine that work is properly completed.
  • Demonstrate a clear understanding of the Branch Operations Risk Assessment (BORA) and the ability to educate and delegate BORA responsibilities to members of the staff who have the capacity to assist as directed by the VP/SVP.
  • Demonstrate the ability to identify and mitigate operational risk.
  • The ABM has Tier 5 Lending Limits. They are expected to evaluate, process, and decision loans within those limits.
  • Oversee loan review processes to ensure that loans are underwritten in accordance with SECU policy and that all staff are up to date with consumer lending policies.
  • Assist MLOs in non-MLO functions (when needed). The branch Mortgage Lending Specialist would be responsible for training the ABM in these responsibilities.
  • Assist the Lead MSO with the supervision of the collections process for the branch office at the direction of the VP/SVP. This would include assisting in all lending and deposit account collection efforts as well as overseeing the lending collection efforts of other staff to ensure that all queues are completed as required by SECU policy.
  • Assist branch VP/SVP with monitoring Key Performance Indicators (KPI) and help identify improvement opportunities based on defined metrics.
  • Respond to members' complaints or criticism promptly and courteously with the intent to reconcile all problems. Oversee complaint resolution by MSM and Lead MSOs.
  • Assist with handling personnel related issues along with the VP/SVP and Human Resources.
  • Demonstrate the ability to perform the necessary functions in Workday. This includes but not limited to approving PTO, keying new hires, check-ins, invoice approvals (per assigned limits), etc.
  • Set goals for personal performance of MSM and MSO staff.
  • Interview and screen applicants and make recommendations for hiring.
  • Serve as a mentor/leader to all staff, particularly for the MSM and Lead MSO in all areas of the branch operations.
  • Ensure staff is knowledgeable of SECU products, services, and policies.
  • Demonstrate the ability to monitor and analyze branch performance metric and reports.
  • Demonstrate the ability to perform all Enhanced Expectations and Responsibilities of a Lead MSO and expected to be able to perform the duties of any branch employee as needed.
  • Assist with maintaining the physical facilities and equipment of the branch office
  • Oversee, encourage, and process member referrals to specialists for assistance with real estate lending, insurance, investments, and estate planning. Knowledgeable in basic Financial Advisory Services (i.e., insurance, retirement planning, investment services, trust services) and able to provide quality referrals.
  • Have attended "Better Conversations Every Day," "Tools for Leadership Challenges: Delegation and Conflict," and SECU-LEAD classes.
  • Assist with the notification and explanation of all personnel policies to staff.
  • Oversee organization of community events on a regular basis to enhance Credit Union presence. Oversee displays and promotion of Credit Union events such as Member Appreciation Days, Back-To-School Supply Drive, Youth week events.
  • Comply with all Credit Union policies and regulatory requirements.
  • Ensure all member information remains confidential and members' accounts are accessed for business purposes only.
  • Security and control procedures must be followed by all branch employees.
  • Perform other duties and projects as assigned.

Minimum Requirements
  • Must have high school diploma or GED equivalent.
    • Preferred - Bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
  • Minimum 7 years of SECU or directly related experience strongly preferred.
  • Must possess an aptitude for meeting people and developing member confidence, respect, and trust in our Credit Union.
  • Should have a high degree of written and verbal communication skills.
  • Must have genuine concern for the welfare of members and the development of team members.
  • Must meet the qualifications of a Lead MSO.
  • Must have demonstrated proficiency and outstanding performance in lending.
  • Must have the ability to manage others harmoniously with good results.
  • Must be able to speak English fluently.
  • Must be able to cooperate and collaborate with co-workers.
  • Must be cordial in all interactions with members and co-workers.
  • Must adhere to the work schedule and attendance policy established by manager.
  • Must understand and be dedicated to the Credit Union philosophy and work ethic.
  • Must be able to cooperate and collaborate with co-workers and others.
  • Must adhere to the work schedule and attendance policies established by the Credit Union.

Job Environment
Office setting with physical proximity to other employees and members. Some background noise from other employees, printers, telephone and coin machine.
Physical Demands
Must be able to comprehend and carry out job demands.
Job requires a substantial amount of sitting.
Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
Use hands and fingers to press telephone keypad and lift telephone receiver.
Must be able to comprehend phone calls.
Must be able to lift 10-15 pounds.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.

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