ZipRecruiter

Log In

1

Credit Risk Associate Jobs in Concord, NC (NOW HIRING)

Td

Associate, Capital Risk -US

Charlotte, NC

Associate, Capital Risk - US Level : L9 Specific business/product groups: Capital Risk & Governance (US) Location(s): Charlotte, New York, Mount Laurel Position Summary We are looking for an ...

next page

Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Concord, NC

Credit Risk Associate information

See Concord, NC salary details

$46.6K

$101.8K

$170.4K

How much do credit risk associate jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit risk associate in Concord, NC is $101,813.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are popular job titles related to Credit Risk Associate jobs in Concord, NC? For Credit Risk Associate jobs in Concord, NC, the most frequently searched job titles are:
What cities near Concord, NC are hiring for Credit Risk Associate jobs? Cities near Concord, NC with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Associate Vice President, Risk Management

Associate Vice President, Risk Management

D.A. Davidson

Davidson, NC • Remote

$82K - $133K/yr

Full-time

Posted 29 days ago

Job description

D.A. Davidson Companies is an independent, employee-owned company with a rich history spanning 90 years. We are dedicated to conducting our business in accordance with the highest standards of integrity and ethics, and delivering outstanding service to our clients and each other. We support a friendly, open and supportive culture, and encourage candid communication and productive engagement that make our companies and each of us better. Just as we work to improve our clients’ financial well-being, we also work to strengthen local communities—and giving back is one of our core values. You can learn more about our company culture and impact in our latest annual report.

Summary/Function:
D.A. Davidson Companies is seeking a skilled, analytical, and experienced professional to join the Risk Management team as an Associate Vice President (AVP) in Risk Management, focused on financial and market risk management. Reporting to the Chief Risk Officer, in this key role, you will be responsible for analyzing, monitoring, and reporting on enterprise-wide risks, including, but not limited to, market risk related to fixed income and equity trading inventory, credit / counterparty risk, operational risk and funding and liquidity risk. This role will be critical towards the firm’s build out of the enterprise risk management program.

Qualifications:
•    Bachelor’s degree in Finance, Economics or a related field
•    Advanced degree in Finance, Economics or Risk Management desired
•    FINRA SIE and Series 99 or the ability to obtain it within 120 days of employment
•    Minimum of five years experience in financial risk management and capital markets, preferably at a broker-dealer or other financial institution
•    Experience implementing oversight activities to identify, assess, mitigate and monitor risk exposures
•    Strong knowledge of the risk control self-assessment process
•    Experience with the Bloomberg terminal and reporting tools (e.g., Power BI or Tableau) 
•    Proven ability to compute statistical calculations such as VaR and DV01
•    Strong problem-solving skills and the ability to think strategically in dynamic and fast-paced environments
•    Strong communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams and stakeholders at all levels
•    In depth understanding of regulatory requirements and compliance standards relevant to risk management in the financial services sector
•    Maintain client and firm confidentiality
•    Ability to proactively work with both external and internal clients
•    Ability to relate with others in a professional manner to accomplish work responsibilities and objectives

Duties:
•    Develop robust monitoring and reporting of enterprise-wide current and potential future risk exposures including, but not limited to, market, credit, counterparty, and funding and liquidity
•    Analyze bank financial and metric data to aid in the production of quarterly bank health reports. 
•    Actively work with business units on the annual risk control self-assessment process.
•    Conduct and coordinate with the Internal Audit and Compliance teams on control testing.
•    Prepare materials and participate in firmwide committees along with senior leaders 
•    Work collegially and collaboratively to develop risk mitigation strategies and enhance governance and controls, operational processes, and policy and procedure documentation
•    Assist with funding and liquidity risk management, including contingency planning
•    Stay up-to-date on industry trends, regulatory changes, and best practices in risk management, including participating in relevant training
•    Perform other duties and special projects as assigned

What we offer:
Competitive salary plus excellent benefits and perks including, but not limited to:  
•    Medical, Dental and Vision
•    Company 401(k) and ESOP contribution 
•    Generous sick, vacation, and maternity/parental leave
•    Paid holidays
•    Professional Development Opportunities
•    Tuition Reimbursement ($15,000 lifetime cap)
•    Discounted personal insurance including home, auto and recreational vehicles. 
•    Charitable gift-matching program
•    Davidson Day of Giving – Our tradition of positively impacting communities in which we live and work.  

The potential base pay hiring range for this role is $82,867-$133,001. The compensation offered will be determined on a case-by-case basis considering a variety of factors including, but not limited to, the skills, relevant work experience, and geographic location of each specific candidate. This role is eligible to participate in applicable D.A. Davidson variable compensation programs.

At D.A. Davidson, we are committed to fostering a diverse environment that supports the development and inclusivity of all employees.
 
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
 
ACKNOWLEDGMENT
Please answer all questions carefully.  By submitting this application for employment, I certify that all of the above information is true and complete and I understand that any falsification or omission of information made by me may disqualify me from further consideration for employment or, if hired, may result in my termination of my employment at any time during the period of my employment, regardless of the amount of time that has passed. California applicants, please see D.A. Davidson’s California Resident Privacy Policy.