... credit agreements. Responsible and accountable for risk by openly exchanging ideas and opinions ... Train and develop Underwriting Associates, Senior Analysts and Analysts. * Excel in both team and ...
... credit agreements. Responsible and accountable for risk by openly exchanging ideas and opinions ... Train and develop Underwriting Associates, Senior Analysts and Analysts. * Excel in both team and ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Assistant Manager, Credit
Davidson, NC · On-site
$75/day
The Assistant Credit Manager coordinates with credit leadership to support sales by managing an ... associate metric reports, review/release statistics, severe debt reports, risk management reports ...
Assistant Manager, Credit
Davidson, NC · On-site
$75/day
The Assistant Credit Manager coordinates with credit leadership to support sales by managing an ... associate metric reports, review/release statistics, severe debt reports, risk management reports ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Associate Director Department: Portfolio Solutions & Analytics Location: Charlotte, NC The ... Familiarity with various risk metrics and financial riskmodelingis required (credit risk, market ...
Associate Director Department: Portfolio Solutions & Analytics Location: Charlotte, NC The ... Familiarity with various risk metrics and financial riskmodelingis required (credit risk, market ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Officer II
Charlotte, NC · On-site
Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements
Credit Officer II
Charlotte, NC · On-site
Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · Hybrid
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Officer II
Charlotte, NC · On-site
Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements
Credit Officer II
Charlotte, NC · On-site
Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Credit Specialist
Huntersville, NC · On-site
We realize that our greatest assets are our best-in-class associates, which is why we're dedicated ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...
Partner with Model Risk Management on model validations, annual reviews, and ongoing assessments ... Once this new hire time in position requirement is met, the associate will have a minimum 6 months ...
Partner with Model Risk Management on model validations, annual reviews, and ongoing assessments ... Once this new hire time in position requirement is met, the associate will have a minimum 6 months ...
Commercial Credit Analyst I
Charlotte, NC · On-site
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
Commercial Credit Analyst I
Charlotte, NC · On-site
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
... associates. May recommend process improvements and risk mitigation strategies identified through data trends. * Documentation - Obtains and monitors financial documentation utilized in analysis ...
Associate Director Credit Line Increase Strategy We are currently seeking an Associate Director to ... Develop and refine CLI policies to achieve both risk and growth objectives. * Conduct deep credit ...
Associate Director Credit Line Increase Strategy We are currently seeking an Associate Director to ... Develop and refine CLI policies to achieve both risk and growth objectives. * Conduct deep credit ...
Credit Risk Associate information
See Concord, NC salary details
$46.6K - $57.8K
16% of jobs
$57.8K - $69.1K
8% of jobs
$69.8K is the 25th percentile. Wages below this are outliers.
$69.1K - $80.4K
13% of jobs
$80.4K - $91.6K
7% of jobs
The median wage is $97.2K / yr.
$91.6K - $102.9K
12% of jobs
$102.9K - $114.1K
15% of jobs
$120.1K is the 75th percentile. Wages above this are outliers.
$114.1K - $125.4K
8% of jobs
$125.4K - $136.7K
11% of jobs
$136.7K - $147.9K
3% of jobs
$147.9K - $159.2K
3% of jobs
$159.2K - $170.4K
4% of jobs
$46.6K
$101.8K
$170.4K
How much do credit risk associate jobs pay per year?
As of Aug 6, 2026, the average yearly pay for credit risk associate in Concord, NC is $101,813.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.
What skills and qualifications are needed to thrive as a credit risk associate?
To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.
What does a credit risk associate do?
A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.
What is the difference between Credit Risk Associate vs Credit Analyst?
| Aspect | Credit Risk Associate | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, relevant certifications often preferred | Bachelor's degree, certifications like CFA or credit-specific courses beneficial |
| Work Environment | Financial institutions, banks, credit agencies | Banks, investment firms, credit rating agencies |
| Employer & Industry Usage | Commonly used in risk management teams | Used in credit assessment and lending decisions |
| Comparison Search Intent | Understanding risk roles in credit | Analyzing creditworthiness of clients |
Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.
How does a credit risk associate typically collaborate with other teams within a financial institution?
Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are popular job titles related to Credit Risk Associate jobs in Concord, NC? For Credit Risk Associate jobs in Concord, NC, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Concord, NC look for? The top searched job categories for Credit Risk Associate jobs in Concord, NC are:
What cities near Concord, NC are hiring for Credit Risk Associate jobs? Cities near Concord, NC with the most Credit Risk Associate job openings:
Full-time
Re-posted 2 days ago
Fifth Third Bank rating
7.5
Based on 113 frontline employees who took The Breakroom Quiz
105th of 170 rated banks
Job description
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
An Underwriting Principal will have primary responsibility for supporting the Senior Underwriters in underwriting and executing loans for Fifth Third's clients. The ideal candidate will have solid credit agreement and underwriting skills, and the ability to identify key credit risks. This position is client-facing, requiring the individual to assist or lead diligence calls and support the negotiation of credit agreements.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
SUPERVISORY RESPONSIBILITIES:
May include direct or indirect oversight of junior Underwriting team members.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Charlotte, North Carolina 28202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
An Underwriting Principal will have primary responsibility for supporting the Senior Underwriters in underwriting and executing loans for Fifth Third's clients. The ideal candidate will have solid credit agreement and underwriting skills, and the ability to identify key credit risks. This position is client-facing, requiring the individual to assist or lead diligence calls and support the negotiation of credit agreements.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Perform detailed due diligence on companies, industries, management teams, and other relevant information.
- Build detailed financial projection models to analyze capital structures, performance trends and credit metrics.
- Prepare succinct underwriting memorandums, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
- Establish strong working partnerships and routines with key internal partners including Debt Capital Markets, Credit Risk, Industry Verticals and middle market teams.
- Manage multiple transactions/projects and communicate effectively with deal team members on status and prioritization.
- Demonstrate knowledge of relevant credit policies and procedures and accurately identify policy exceptions.
- Demonstrate strong client selection, credit agreement and underwriting skills, including identification and assessment of key credit risks.
- Review and offer feedback and coaching to Underwriting Senior Analysts and Analysts on credit memos and financial modeling.
- Works on the more complex transactions, including lead clients, high-touch or more challenging sectors.
- May be required to develop industry expertise in one or more sectors; understand and articulate industry trends, providing expert insights and tailored solutions.
- Subject matter expert on credit policies, procedures, and terminology.
- Train and develop Underwriting Associates, Senior Analysts and Analysts.
- Excel in both team and self-directed settings.
SUPERVISORY RESPONSIBILITIES:
May include direct or indirect oversight of junior Underwriting team members.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 6 years of experience in underwriting, credit, or originations, preferably in the banking or investment banking industry.
- Demonstrate solid credit agreement and underwriting skills.
- Attention to detail and excellent verbal and written communication skills.
- Analytical capability, critical thinking, and problem-solving skills.
- Strong work ethic; comfortable working in a fast-paced environment.
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Charlotte, North Carolina 28202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
What Fifth Third Bank employees say
Pay
Benefits
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Get the full story on Breakroom
About Fifth Third Bank
Sourced by ZipRecruiter
Fifth Third Bank, National Association established in 1858, is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third is among the largest money managers in the Midwest. It operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Cincinnati, OH, US
Year founded
1858