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Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

Robert Half

Credit Analyst

Smithfield, NC · On-site

$23.75 - $27.50/hr

We are looking for a detail-oriented Credit Analyst to support commercial credit and accounts receivable activities for a long-term contract opportunity in Smithfield, North Carolina. This role ...

Truist

Analyst - Wholesale Credit Delivery

Raleigh, NC · On-site

English (Required) Work Shift: 1st shift (United States of America) Please review the following The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit ...

Collabera

Credit Clerk

Smithfield, NC

$18 - $19/hr

Qualifications In need of a Credit Analysts having wholesale/commercial collections is key, but willing to consider candidates with Consumer Collections experience. We are NOT in need of Accounts ...

Bank of America

Credit Officer II

Raleigh, NC · On-site

Financial Analysis * Risk Management * Underwriting * Credit and Risk Assessment * Analytical Thinking * Coaching * Collaboration * Critical Thinking Required Qualifications: * 10+ years of solid ...

CaptiveAire

Credit Manager

Raleigh, NC

Conduct financial analysis including 3rd party report review * Establish Line of Credit * Approve orders for existing customers * Review and adjust credit lines for existing accounts * General ...

CaptiveAire

Credit Manager

Raleigh, NC · On-site

Conduct financial analysis including 3rd party report review * Establish Line of Credit * Approve orders for existing customers * Review and adjust credit lines for existing accounts * General ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Raleigh, NC

Credit Analyst information

See Raleigh, NC salary details

$14

$29

$47

How much do credit analyst jobs pay per hour?

As of Aug 4, 2026, the average hourly pay for credit analyst in Raleigh, NC is $29.09, according to ZipRecruiter salary data. Most workers in this role earn between $22.45 and $32.69 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC? The most popular types of Credit Analyst jobs in Raleigh, NC are:
What are popular job titles related to Credit Analyst jobs in Raleigh, NC? For Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Raleigh, NC look for? The top searched job categories for Credit Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Analyst jobs? Cities near Raleigh, NC with the most Credit Analyst job openings:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Raleigh, NC as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $60,505 per year, or $29.1 per hour.

Credit Analyst

Robert Half

Smithfield, NC • On-site

$23.75 - $27.50/hr

Temporary

Posted 7 days ago

Job description

We are looking for a detail-oriented Credit Analyst to support commercial credit and accounts receivable activities for a long-term contract opportunity in Smithfield, North Carolina. This role focuses on evaluating customer credit information, coordinating documentation tied to account setup and compliance, and helping maintain accurate cash application and receivables records. The position works closely with accounting teams, branch partners, and customers to promote timely processing, reduce risk, and support efficient credit operations.
Responsibilities:
• Review credit-related documentation and assist with setting up new customer accounts by confirming required financial and business information is complete and accurate.
• Coordinate the collection, tracking, and renewal of certificates of insurance and other supporting documents needed for customer account compliance.
• Support lien administration and related compliance filings by preparing records, monitoring deadlines, and maintaining organized documentation.
• Apply incoming payments accurately, research remittance details when needed, and help resolve posting discrepancies in accounts receivable records.
• Prepare recurring financial and receivables reports to provide visibility into account status, aging, and collection activity.
• Process account adjustments with appropriate support, ensuring updates are documented correctly and reflect approved credit decisions.
• Partner with project accountants, branch teams, and external customers to address billing questions, payment issues, and account maintenance needs.
• Assist with commercial collections activities by following up on outstanding balances and helping drive timely account resolution.• At least 3 years of experience in credit analysis, commercial credit, collections, or accounts receivable support.
• Working knowledge of credit application review, customer onboarding, and commercial account evaluation.
• Experience handling payment posting, cash application, and receivables reconciliation with a high level of accuracy.
• Familiarity with commercial collections practices, lien documentation, and compliance-related administrative processes.
• Ability to analyze account information, identify discrepancies, and communicate resolution steps clearly to internal and external stakeholders.
• Strong organizational skills with the ability to manage multiple deadlines, maintain documentation, and produce routine financial reports.
• Proficiency with standard business systems and spreadsheets used for tracking credit, collections, and receivables activity.
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About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

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