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Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

Merz North America

Credit Analyst

Raleigh, NC · On-site

A Brief Overview The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of ...

HomeTrust Bank

Commercial Credit Analyst

Raleigh, NC · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly tickler reporting. The Commercial Credit Analyst will begin assisting Portfolio Managers with the ...

GM Financial

GMF Sr Credit Analyst I

Raleigh, NC · On-site

The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has ...

GM Financial

GMF Sr Credit Analyst I

Raleigh, NC · Hybrid

Strong analytical and problem solving skills. * Effective communication skills including verbal, written and presentation. * Excellent credit underwriting skills. * Superior customer relations skills.

gpec

Credit/Reconciliation Analyst

Raleigh, NC

Ensures customer credit limits are within established credit policy by reviewing credit applications, analyzing credit histories and financial statements, and establishing customer credit limits.

gpec

Credit/Reconciliation Analyst

Raleigh, NC · On-site

Ensures customer credit limits are within established credit policy by reviewing credit applications, analyzing credit histories and financial statements, and establishing customer credit limits.

gpec

Credit/Reconciliation Analyst

Raleigh, NC

Ensures customer credit limits are within established credit policy by reviewing credit applications, analyzing credit histories and financial statements, and establishing customer credit limits.

Truist

Analyst - Wholesale Credit Delivery

Raleigh, NC · On-site

English (Required) Work Shift: 1st shift (United States of America) Please review the following The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit ...

Truist

Analyst - Wholesale Credit Delivery

Cary, NC · On-site

English (Required) Work Shift: 1st shift (United States of America) Please review the following The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit ...

Genworth Financial

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

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Credit Analyst information

See Raleigh, NC salary details

$14

$29

$47

How much do credit analyst jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for credit analyst in Raleigh, NC is $29.09, according to ZipRecruiter salary data. Most workers in this role earn between $22.45 and $32.69 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and interpreting complex financial information, which are less likely to be fully replaced by AI in the near term.

What qualifications do you need to be a credit analyst?

A credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are essential; some roles may also require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed recommendations. Their work helps lenders decide whether to approve or deny credit applications and determine appropriate loan terms.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Do credit analysts make a lot?

Credit analysts typically earn a moderate to high salary depending on experience, industry, and location. Entry-level positions may start with lower wages, while experienced analysts with certifications like CFA or CPA can earn higher salaries, often supplemented with bonuses and benefits.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC? The most popular types of Credit Analyst jobs in Raleigh, NC are:
What are popular job titles related to Credit Analyst jobs in Raleigh, NC? For Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Raleigh, NC look for? The top searched job categories for Credit Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Analyst jobs? Cities near Raleigh, NC with the most Credit Analyst job openings:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Raleigh, NC as of June 2026, with employment types broken down into 55% Full Time, 42% Part Time, and 3% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $60,502 per year, or $29.1 per hour.
Credit Analyst

Credit Analyst

Merz North America

Raleigh, NC • On-site

Full-time

Posted 9 days ago

Job description

About Us

Founded in 1908, Merz is a successful, family-owned specialty healthcare company with a rich history. As a leading global aesthetics business, our award-winning portfolio of injectables, devices, and skincare products empowers healthcare professionals to enhance confidence through aesthetic medicine. Our purpose is to fuel confidence by helping people look better, feel better, and live better. We believe you do not have to choose between living life and making a living. Live your best life with Merz Aesthetics.

A Brief Overview

The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies.

What You Will Do

  • Credit Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment
  • Risk analysis Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account
  • Collections Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments
  • Research Respond to customer requests for research of an issue that is creating a delay in customers’ ability to pay invoices on time
  • Cross-functional Collaboration Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping
  • Customer Master Data Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts.
  • Reporting Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency
  • Specialty Projects Participation in projects as assigned by Senior AR Manager

Minimum Requirements

  • High School Diploma
  • 1-2 years experience as a Credit or Financial Analyst or other relevant experience

Preferred Qualifications

  • Bachelor's Degree in Finance, Accounting or related field

Technical & Functional Skills

  • Strong mathematical and analytical skills
  • SAP experience
  • Strong knowledge of Microsoft Office (especially Excel)
  • Ability to research and evaluate data
  • Strong problem-solving skills
  • Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet)
  • Strong interpersonal skills
  • Strong communication skills
  • Ability to work independently or as a group

No relocation assistance 

Must reside in Raleigh NC

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