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Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

Teleflex

Credit to Cash Analyst

Morrisville, NC · On-site

The Credit to Cash Analyst is responsible for managing the day-to-day collection to deliver consistent, improved results over time, following and understanding the C2C processes. The ability to work ...

Teleflex

Credit to Cash Analyst

Morrisville, NC · On-site

The Credit to Cash Analyst is responsible for managing the day-to-day collection to deliver consistent, improved results over time, following and understanding the C2C processes. The ability to work ...

Coastal Credit Union

Commercial Loan Analyst

Raleigh, NC · On-site

$36K - $49K/yr

The Commercial Loan Analyst monitors the credit quality of Coastal's business and commercial loan portfolio. This role evaluates financial performance, covenant compliance, collateral adequacy, and ...

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S&P Global

Senior Credit Product Specialist

Raleigh, NC · On-site

You will engage in discussions ranging from foundational credit risk concepts to enterprise-wide, multi-product analytical solutions involving quantitative modeling, regulatory compliance, workflow ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Raleigh, NC

Credit Analyst information

See Raleigh, NC salary details

$14

$29

$47

How much do credit analyst jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for credit analyst in Raleigh, NC is $29.09, according to ZipRecruiter salary data. Most workers in this role earn between $22.45 and $32.69 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC?

The most popular types of Credit Analyst jobs in Raleigh, NC are:

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For Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:

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The top searched job categories for Credit Analyst jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Credit Analyst jobs?

Cities near Raleigh, NC with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Raleigh, NC as of September 2026, with employment types broken down into 1% Internship, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $60,505 per year, or $29.1 per hour.

Credit Analyst-Small Business Administration

Raleigh, NC • On-site

First Citizens Bank
See more jobs at First Citizens Bankexternal

$25 - $27/hr

Full-time

Re-posted 5 hours ago

First Citizens Bank rating

7.3

Company rating: 7.3 out of 10

Based on 107 frontline employees who took The Breakroom Quiz

Job description

Overview
This is a remote role that may only be hired in the following locations: NC, SC, VA, FL, GA, TX, AZ, UT
This position supports Bank products and services in the execution of daily sales activities at an advanced level of service ability. Reviews financial information or participates in client support activities in order to identify sales opportunities for the wider business unit. Facilitates the sales process by preparing necessary documentation. Ensures client satisfaction by answering inquiries, addressing account or product discrepancies, and handling support issues. Supports account servicing issues that require further resolution or investigation. May provide guidance to less experienced specialists in the work group.
Responsibilities & Qualifications
Duties & Responsibilities:
Service & Support - Uncovers sales opportunities through analysis, reporting, and daily support operations. Works directly with individuals to address issues and respond to inquiries. Determines target needs and provides resolution. May serve as the main point of contact for clients throughout sales process, and assists in calls or presentations intended to solicit business.
Documentation - Prepares documentation presented to clients. This may include proposals, service agreements, and implementation forms.
Data Analysis - Sources, compiles, and interprets financial data. Performs analysis to determine trends in market, product, or client information.
Product Specialist - Provides knowledge in area of work. Assists in process troubleshooting for both internal and external parties. May assist in creating and monitoring pricing of Bank products or services, including evaluating competitor products and making suggestions to enhance the attractiveness of Bank offerings.
Qualifications:
Bachelor's Degree and 0 years of experience in Sales, or Customer Service, or Operations OR High School Diploma or GED and 4 years of experience in Sales, or Customer Service, or Operations.
Preferred Qualifications:
  • Knowledge of SBA SOPs, program eligibility, credit criteria, and loan structure requirements.
  • Knowledge of financial accounting theory and logic
  • Proficient with all Microsoft Office programs - Excel, Word, OneNote, and Outlook
  • Proficient with software programs (BOSS, RIMS, Cognos), applications, and applicable banking systems.
  • Loan documentation experience - understanding required documentation depending on program type, loan structure, etc.
  • Direct Customer/Client interaction.
  • Small Business Administration experience
  • Financial Analysis experience
  • Commercial underwriting
  • Commercial cashflow experience

Additional Information
If hired in NY, the base pay for this position is generally between $25.00 and $27.00 per hour. Actual starting base pay will be determined based on skills, experience, location and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
First Citizens benefits programs are designed to meet our Associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be bound here: https://jobs.firstcitizens.com/benefits

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