Credit Analyst
Raleigh, NC · On-site
A well-established, profitable community bank is seeking a Credit Analyst to join its commercial lending team in Raleigh. This is an excellent opportunity for someone looking to grow their career in ...
Credit Analyst
Raleigh, NC · On-site
A well-established, profitable community bank is seeking a Credit Analyst to join its commercial lending team in Raleigh. This is an excellent opportunity for someone looking to grow their career in ...
Do you have sharp analytical skills. We're looking for someone who can: assess counterparty credit risk using an understanding of hedge fund and family office risk management, trading strategies ...
Do you have sharp analytical skills. We're looking for someone who can: assess counterparty credit risk using an understanding of hedge fund and family office risk management, trading strategies ...
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Analytical skills Attention to detail Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years ...
New
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Analytical skills Attention to detail Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years ...
New
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Analytical skills Attention to detail Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years ...
New
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Analytical skills Attention to detail Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years ...
New
You will engage in discussions ranging from foundational credit risk concepts to enterprise-wide, multi-product analytical solutions involving quantitative modeling, regulatory compliance, workflow ...
You will engage in discussions ranging from foundational credit risk concepts to enterprise-wide, multi-product analytical solutions involving quantitative modeling, regulatory compliance, workflow ...
Credit Clerk
Smithfield, NC · On-site
$18 - $19/hr
Qualifications In need of a Credit Analysts having wholesale/commercial collections is key, but willing to consider candidates with Consumer Collections experience. We are NOT in need of Accounts ...
Credit Clerk
Smithfield, NC · On-site
$18 - $19/hr
Qualifications In need of a Credit Analysts having wholesale/commercial collections is key, but willing to consider candidates with Consumer Collections experience. We are NOT in need of Accounts ...
Credit Specialist
Cary, NC · On-site
$75K - $85K/yr
Assess financial risk for new and existing customer accounts and recommend adjustments to credit terms based on payment history and data analysis. * Collaborate with plant-based personnel, including ...
Quick apply
Credit Specialist
Cary, NC · On-site
$75K - $85K/yr
Assess financial risk for new and existing customer accounts and recommend adjustments to credit terms based on payment history and data analysis. * Collaborate with plant-based personnel, including ...
Credit Specialist
Cary, NC · On-site
$75K - $85K/yr
Assess financial risk for new and existing customer accounts and recommend adjustments to credit terms based on payment history and data analysis. * Collaborate with plant-based personnel, including ...
Quick apply
Credit Specialist
Cary, NC · On-site
$75K - $85K/yr
Assess financial risk for new and existing customer accounts and recommend adjustments to credit terms based on payment history and data analysis. * Collaborate with plant-based personnel, including ...
Credit Specialist
Cary, NC · On-site
... data analysis. • Collaborate with plant-based personnel, including Customer Service ... and credit inquiries. • Identify opportunities to automate or standardize shared services ...
Credit Specialist
Cary, NC · On-site
... data analysis. • Collaborate with plant-based personnel, including Customer Service ... and credit inquiries. • Identify opportunities to automate or standardize shared services ...
Credit Admin Advisor
Raleigh, NC · Hybrid
$135K - $145K/yr
The ideal candidate combines commercial credit knowledge, analytical capabilities, and an interest in credit risk rating methodologies, model governance, and risk management practices. This position ...
Credit Admin Advisor
Raleigh, NC · Hybrid
$135K - $145K/yr
The ideal candidate combines commercial credit knowledge, analytical capabilities, and an interest in credit risk rating methodologies, model governance, and risk management practices. This position ...
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Collaboration - Collaborate closely with relationship managers, credit analysts, and other stakeholders to address credit administration inquiries and resolve issues promptly. Provide guidance and ...
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Collaboration - Collaborate closely with relationship managers, credit analysts, and other stakeholders to address credit administration inquiries and resolve issues promptly. Provide guidance and ...
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Collaboration - Collaborate closely with relationship managers, credit analysts, and other stakeholders to address credit administration inquiries and resolve issues promptly. Provide guidance and ...
New
Credit Admin Advisor
Raleigh, NC · On-site
$135K - $145K/yr
Collaboration - Collaborate closely with relationship managers, credit analysts, and other stakeholders to address credit administration inquiries and resolve issues promptly. Provide guidance and ...
New
Credit Lending Clerk
Raleigh, NC · On-site
$16 - $21/hr
Applies critical thinking and analytical skills to identify pertinent information needed to make an informed credit decision. * Demonstrates a general understanding of credit and lending. * Exhibit ...
Credit Lending Clerk
Raleigh, NC · On-site
$16 - $21/hr
Applies critical thinking and analytical skills to identify pertinent information needed to make an informed credit decision. * Demonstrates a general understanding of credit and lending. * Exhibit ...
Preferred Skills Analytical Thinking, Commercial Real Estate, Competitive Advantages, Consumer Lending, Credit Risk Management, Data Analytics, Decision Making, Financial Operations, Portfolio Risk ...
Preferred Skills Analytical Thinking, Commercial Real Estate, Competitive Advantages, Consumer Lending, Credit Risk Management, Data Analytics, Decision Making, Financial Operations, Portfolio Risk ...
Credit Portfolio Manager III
Raleigh, NC · On-site
$52.02 - $86.80/hr
Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective ... Provide in-depth, independent analysis of financial statements, management competencies, industry ...
Credit Portfolio Manager III
Raleigh, NC · On-site
$52.02 - $86.80/hr
Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective ... Provide in-depth, independent analysis of financial statements, management competencies, industry ...
Analyze historical and projected financial performance, operating trends, liquidity, leverage, and ... Prepare comprehensive credit approval memoranda and present recommendations to approval authorities.
Analyze historical and projected financial performance, operating trends, liquidity, leverage, and ... Prepare comprehensive credit approval memoranda and present recommendations to approval authorities.
... and analyzing assigned portfolios. Ensures direct reports are identifying credit risks timely ... while meeting high standard of accuracy and quality. Communicate commercial credit underwriting and ...
... and analyzing assigned portfolios. Ensures direct reports are identifying credit risks timely ... while meeting high standard of accuracy and quality. Communicate commercial credit underwriting and ...
Manage and maintain Consumer Credit Policies, Standards, and Procedures in accordance with ... Provide analytical and intuitive feedback as to product guidelines and parameters based on ...
New
Manage and maintain Consumer Credit Policies, Standards, and Procedures in accordance with ... Provide analytical and intuitive feedback as to product guidelines and parameters based on ...
New
CREDIT MANAGER
$17 - $17.50/hr
Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...
Quick apply
CREDIT MANAGER
$17 - $17.50/hr
Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...
Credit Card Systems Manager
Raleigh, NC · On-site
Credit Card Systems is a project driven department where the content of assignments and duties ... Analyze results of system and integrated testing in conjunction with business stakeholders to ...
Credit Card Systems Manager
Raleigh, NC · On-site
Credit Card Systems is a project driven department where the content of assignments and duties ... Analyze results of system and integrated testing in conjunction with business stakeholders to ...
Credit Analyst information
See Raleigh, NC salary details
$14.72 - $17.72
4% of jobs
$17.72 - $20.71
11% of jobs
$22.10 is the 25th percentile. Wages below this are outliers.
$20.71 - $23.71
22% of jobs
The median wage is $26.20 / hr.
$23.71 - $26.70
16% of jobs
$26.70 - $29.70
14% of jobs
$31.76 is the 75th percentile. Wages above this are outliers.
$29.70 - $32.69
13% of jobs
$32.69 - $35.69
7% of jobs
$35.69 - $38.68
6% of jobs
$38.68 - $41.68
3% of jobs
$41.68 - $44.67
2% of jobs
$44.67 - $47.67
2% of jobs
$14
$29
$47
How much do credit analyst jobs pay per hour?
As of Aug 25, 2026, the average hourly pay for credit analyst in Raleigh, NC is $29.09, according to ZipRecruiter salary data. Most workers in this role earn between $22.45 and $32.69 per hour, depending on experience, location, and employer.
What does a credit analyst do?
A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.
What does a credit analyst do?
As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.
What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?
To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.
What are the typical challenges a credit analyst faces when evaluating complex loan applications?
Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.
What is the difference between Credit Analyst vs Loan Officer?
| Aspect | Credit Analyst | Loan Officer |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses | Bachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses |
| Work Environment | Office setting, analyzing financial data, assessing creditworthiness | Office or branch, meeting clients, processing loan applications |
| Employer & Industry Usage | Banks, credit unions, financial institutions | Banks, mortgage companies, credit unions |
While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.
Are credit analysts paid well?
Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.
What qualifications do you need to be a credit analyst?
To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC?
The most popular types of Credit Analyst jobs in Raleigh, NC are:
What are popular job titles related to Credit Analyst jobs in Raleigh, NC?
For Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Raleigh, NC look for?
The top searched job categories for Credit Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Analyst jobs?
Cities near Raleigh, NC with the most Credit Analyst job openings:
Other
Medical, Dental, Vision, Life, Retirement
Posted 26 days ago
Job description
A well-established, profitable community bank is seeking a Credit Analyst to join its commercial lending team in Raleigh. This is an excellent opportunity for someone looking to grow their career in commercial banking while working alongside experienced lenders in a collaborative, relationship-driven environment.
Responsibilities
- Analyze commercial loan requests by reviewing financial statements, tax returns, cash flow, and collateral.
- Evaluate borrower creditworthiness and prepare detailed credit presentations and recommendations.
- Perform cash flow analysis, financial modeling, and risk assessments.
- Support commercial lenders throughout the underwriting and approval process.
- Monitor existing loan relationships and identify potential credit risks.
- Maintain accurate credit files and ensure compliance with bank policies and regulatory requirements.
- Utilize lending and financial software to support efficient underwriting and portfolio management.
Qualifications
- Minimum of 2 years of commercial credit analysis or underwriting experience within a bank or financial institution.
- Strong understanding of commercial financial statement analysis, accounting principles, and cash flow analysis.
- Experience evaluating commercial loan requests and credit risk.
- Knowledge of banking regulations and compliance requirements.
- Bachelor's degree in Finance, Accounting, Business, or a related field preferred.
Compensation & Benefits
- Competitive Salary
- 401(k) with 6% employer match.
- Medical, dental, vision, and life insurance.
- Opportunity for long-term career growth within commercial banking.
Why Consider This Opportunity?
- Established, profitable community bank with an excellent reputation.
- Strong leadership team and collaborative credit culture.
- Excellent employee retention and positive work environment.
- Opportunity to work closely with experienced commercial lenders and gain exposure to a variety of commercial credit relationships.
- Ideal role for someone looking to continue building a career in commercial banking and credit.