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Entry Level Credit Risk Analyst Jobs in Raleigh, NC

The Senior Credit Analyst evaluates and manages credit risk by reviewing credit histories and financial data to determine whether to approve or decline credit requests. This role collaborates closely ...

The Senior Credit Analyst evaluates and manages credit risk by reviewing credit histories and financial data to determine whether to approve or decline credit requests. This role collaborates closely ...

At Abrigo, we provide market-leading compliance, credit risk and lending software solutions that ... Abrigo is seeking a Senior IT Audit & Assurance Analyst to join our IT Risk & Assurance team ...

New

Description At Abrigo, we provide market-leading compliance, credit risk and lending software ... Abrigo is seeking a Senior IT Audit & Assurance Analyst to join our IT Risk & Assurance team ...

New

At Abrigo, we provide market-leading compliance, credit risk and lending software solutions that ... Abrigo is seeking a Senior IT Audit & Assurance Analyst to join our IT Risk & Assurance team ...

New

Analyze credit data to determine the degree of risk involved in extending credit * Make decisions to approve or deny the extension of credit within set credit authority established by senior ...

Analyze credit data to determine the degree of risk involved in extending credit * Make decisions to approve or deny the extension of credit within set credit authority established by senior ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC

$53.50K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices · Ability to communicate financial insights clearly to both finance and non-finance stakeholders · Experience with process ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53.50K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices · Ability to communicate financial insights clearly to both finance and non-finance stakeholders · Experience with process ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC

$53.50K - $70K/yr

... of credit risk analysis, collections strategies, and AR best practices Ability to communicate financial insights clearly to both finance and non-finance stakeholders Experience with process ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53.50K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices • Ability to communicate financial insights clearly to both finance and non-finance stakeholders • Experience with process ...

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Entry Level Credit Risk Analyst information

See Raleigh, NC salary details

$36K

$110.7K

$192K

How much do entry level credit risk analyst jobs pay per year?

As of May 29, 2026, the average yearly pay for entry level credit risk analyst in Raleigh, NC is $110,702.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,200.00 and $136,600.00 per year, depending on experience, location, and employer.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.
What are the most commonly searched types of Credit Risk Analyst jobs in Raleigh, NC? The most popular types of Credit Risk Analyst jobs in Raleigh, NC are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Raleigh, NC? For Entry Level Credit Risk Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Raleigh, NC look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Entry Level Credit Risk Analyst jobs? Cities near Raleigh, NC with the most Entry Level Credit Risk Analyst job openings:
Infographic showing various Entry Level Credit Risk Analyst job openings in Raleigh, NC as of May 2026, with employment types broken down into 2% Internship, 82% Full Time, 9% Part Time, and 7% Contract. Highlights an 84% In-person, 9% Hybrid, and 7% Remote job distribution, with an average salary of $110,702 per year, or $53.2 per hour.
Sr Credit Analyst I

Sr Credit Analyst I

GM Financial

Raleigh, NC • On-site

Full-time

Retirement

Posted 4 days ago


GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

72nd of 139 rated vehicle equipment hire


Job description

Job Description
Why GM Financial?
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Our Purpose: We pioneer the innovations that move and connect people to what matters.
This position will be posted until filled.
Responsibilities
In this role you will: The Senior Credit Analyst evaluates and manages credit risk by reviewing credit histories and financial data to determine whether to approve or decline credit requests. This role collaborates closely with internal teams, automobile dealers, and external finance and credit partners.
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance
  • Ensure branch office cooperation with other departments to maximize efficiency within the company
  • Ensure all queues are worked to acceptable service levels
  • Conduct joint dealer calls with Dealer Relationship Manager (DRM) on an as needed basis
  • Perform outbound telemarketing calls to the dealer customer
  • Establish and track monthly goals for assigned dealers
  • Ensure proper documentation is received on all deals

Qualifications
What makes You an ideal candidate?
  • Knowledge consumer finance and banking environment
  • Knowledge of State and Federal regulatory requirements
  • Knowledge of indirect retail auto financing
  • Knowledge of motor vehicle retail installment documentation
  • Knowledge of sales, credit, and funding processes in consumer finance
  • Knowledge of the Company's credit policies
  • Knowledge of the retail automobile finance industry
  • Working knowledge of consumer credit, credit laws, and regulations
  • Ability to work under pressure and make decisions in a fast-paced environment
  • Credit underwriting skills and c
    ustomer relations skills
  • Display commitment to continuous improvement of business
  • Effective communication skills including verbal, written, and presentation
  • Innovative thinker with strong ability for strategic vision
  • Sales skills necessary to develop and maintain productive dealer relationships
  • Strong analytical and problem solving skills

Education & Work Experience
  • High School Diploma or equivalent required
  • 2-3 years of underwriting/sales in the automotive industry preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
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