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Entry Level Credit Risk Analyst Jobs in Wilmington, NC

Live Oak Bank

Analyst, Sponsor Finance

Wilmington, NC · On-site

Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc. * Strong working knowledge of banking ...

FTI Consulting

2027 Intern - Technology

Wilmington, NC · On-site

$12.75 - $17.25/hr

The internship program at FTI Consulting serves as a key pathway to entry-level consultant ... Law, Risk Management * Advanced Analytics: History, Art History, Journalism, Investigative ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in Wilmington, NC

Entry Level Credit Risk Analyst information

See Wilmington, NC salary details

$31.4K

$96.6K

$167.5K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 23, 2026, the average yearly pay for entry level credit risk analyst in Wilmington, NC is $96,592.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $119,200.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are popular job titles related to Entry Level Credit Risk Analyst jobs in Wilmington, NC?

For Entry Level Credit Risk Analyst jobs in Wilmington, NC, the most frequently searched job titles are:

What cities near Wilmington, NC are hiring for Entry Level Credit Risk Analyst jobs?

Cities near Wilmington, NC with the most Entry Level Credit Risk Analyst job openings:

Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Wilmington, NC as of August 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $96,592 per year, or $46.4 per hour.

Credit Policy Analyst

Anza Mortgage Insurance Corporation

Wilmington, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 28 days ago

Job description

About Anza
Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way.
Our vision is to build the industry's most technology-enabled mortgage insurer, one where software, automation, AI, analytics, and thoughtful operating design create better experiences for customers while allowing the business to scale efficiently without simply adding people.
We are not interested in making legacy processes slightly better. We are interested in building the operating model that mortgage insurance should have had all along.
About the role
The Credit Policy Analyst will play a supporting role in building and scaling Anza's credit governance framework. Reporting to the Head of Credit Policy, this role sits at the intersection of credit policy interpretation, exception management, data analysis, and GSE change implementation.
This position is responsible for supporting consistent, defensible application of Anza's underwriting and servicing guidelines while helping identify and document emerging credit trends through data.
This is an opportunity to grow within a lean, fast-moving Risk organization and to have direct visibility into how credit policy, pricing, QC, underwriting, and operational execution align to support responsible growth
What you'll do
Credit Policy & Exception Governance
  • Support the interpretation and application of Fannie Mae and Freddie Mac credit guidelines
  • Document policy interpretations and credit exceptions with clear rationale
  • Maintain centralized decision logs and precedent tracking
  • Identify emerging gray-area trends and recommend guidance updates

Data Analysis & Reporting
  • Write and maintain SQL queries to support exception tracking, trend analysis, and risk reporting
  • Help develop and maintain reporting on exception volume/types, pricing-impacting scenarios, and QC feedback themes
  • Identify patterns in loan data that may indicate credit box drift

GSE Change Management
  • Assist in monitoring and summarizing GSE guideline updates
  • Support translation of policy changes into internal procedures and system requirements
  • Maintain change logs and implementation tracking

Cross-Functional Collaboration
  • Partner closely with Underwriting, QC, Pricing, and Operations
  • Support development of scalable data-driven workflows

Qualifications
Minimum Education
  • Bachelor's Degree

Preferred Education
  • Master's Degree
  • 1-3 years of experience in mortgage underwriting, credit policy, QC, or related functions (or equivalent internship/academic experience)
  • Familiarity of Fannie Mae and Freddie Mac Selling Guide requirements
  • Proficiency in SQL, able to write queries independently against structured data
  • Ability to document clear, consistent policy interpretations and exception rationales
  • Strong written communication skills and ability to operate independently in a startup environment

What we offer
We're committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:
  • Competitive Compensation - Including salary and performance bonuses.
  • Comprehensive Benefits - Health, dental, vision, and mental wellness support.
  • Retirement Savings - 401(k) with company matching.
  • Career advancement opportunities with business growth.
  • Inclusive Culture - A diverse, collaborative, and supportive workplace where every voice is valued.
  • Perks & Extras - Generous PTO, team events, wellness programs, and more.

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