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Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

BB BHF STORES LLC

CREDIT MANAGER

Raleigh, NC · On-site

$17 - $17.50/hr

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Civic Credit Union

Default Recovery Analyst

Raleigh, NC · On-site

Appear on behalf of the Credit Union in court proceedings as deemed necessary for collections. * Analyze settlement requests from debt consolidation companies, direct from borrowers, and from other ...

Civic Credit Union

Default Recovery Analyst

Raleigh, NC · On-site

Appear on behalf of the Credit Union in court proceedings as deemed necessary for collections. * Analyze settlement requests from debt consolidation companies, direct from borrowers, and from other ...

Civic Credit Union

Default Recovery Analyst

Raleigh, NC · On-site

Appear on behalf of the Credit Union in court proceedings as deemed necessary for collections. * Analyze settlement requests from debt consolidation companies, direct from borrowers, and from other ...

Civic Credit Union

Default Recovery Analyst

Raleigh, NC · On-site

Appear on behalf of the Credit Union in court proceedings as deemed necessary for collections. * Analyze settlement requests from debt consolidation companies, direct from borrowers, and from other ...

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Showing results 21-40

All JobsCredit Analyst JobsCredit Analyst Jobs in Raleigh, NC

Credit Analyst information

See Raleigh, NC salary details

$13

$26

$43

How much do credit analyst jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for credit analyst in Raleigh, NC is $26.46, according to ZipRecruiter salary data. Most workers in this role earn between $20.38 and $29.76 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC? The most popular types of Credit Analyst jobs in Raleigh, NC are:
What are popular job titles related to Credit Analyst jobs in Raleigh, NC? For Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Raleigh, NC look for? The top searched job categories for Credit Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Analyst jobs? Cities near Raleigh, NC with the most Credit Analyst job openings:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Raleigh, NC as of August 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 100% In-person job distribution, with an average salary of $55,027 per year, or $26.5 per hour.

Credit Representative

Farmers Home Furniture

Louisburg, NC • On-site

Other

Re-posted 22 days ago

Farmers Home Furniture rating

5.7

Company rating: 5.7 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

47th of 62 rated furniture retailers

Job description

Job Type
Full-time
Description
The purpose of this classification is to perform work functions associated with locating, notifying, and securing payments from customers with delinquent accounts.
ESSENTIAL FUNCTIONS
The following duties are normal for this position. The omission of specific statements of the duties does not exclude them from the classification if the work is similar, related, or a logical assignment for this classification. Other duties may be required and assigned.

  • Sends text messages, mails form letters and/or late charge notices to customers to encourage payment of delinquent accounts.
  • Confers with customers by text or telephone attempting to determine reason for overdue payment, reviewing terms of sales, service, or credit contract with customer in an attempt to gain payment.
  • Documents all correspondence and attempted correspondence with customers concerning accounts.
  • Receives payments and posts amount paid to customer's account.
  • Responsible for maintaining and balancing their assigned cash drawer ensuring that the drawer is locked and the key removed when the drawer is left unattended. The key will remain in the possession of the employee assigned to that cash drawer by the Store Manager.
  • Travels to customers' homes as required to collect on late payments; assists with repossessions of merchandise, if necessary, upon approval of the Store Manager.
  • Prepares paperwork prior to legal action to be initiated against severely late-paying customers.
  • Initiates credit investigations by telephone for new credit account applicants under the direction of the Credit Manager.
  • Logs details of work activities on a daily, weekly, and monthly basis.
  • Receives various documentation and reports; reviews, processes, responds, distributes, forwards, files, maintains, and/or takes other action as appropriate.
  • Operates a personal computer, printer, calculator, copy machines, telephone, or other equipment as necessary to complete essential functions, to include the use of word processing, spreadsheet, database, or other system software.
  • Logs customer service requests into PQA and schedules merchandise repairs for customers.
  • Assist customers on the sales floor as assigned by management to include participation in the sales floor rotation, greeting customers, demonstrating products, completing sales write ups, and updating CRM.
  • Maintains an acceptable sales quota as established in weekly, monthly, and annual store goals as assigned by the Store Manager.
  • Complies with Store Operations Customer Service Counter and Telephone Standards.
  • Upholds and promotes our H.O.M.E. values: Helping others, developing Ordinary people to do extraordinary things, being a Motivated owner that cares, and Ensuring that excellence is a habit personally and for those entrusted to them to lead.
ADDITIONAL FUNCTIONS
  • Assists in other store departments as required.
  • Performs other related duties as required.

Requirements
MINIMUM QUALIFICATIONS
High School Diploma or GED required; six months experience in payment collections or general office procedures; or any combination of training, experience and education which provides the required knowledge, skills, and abilities for this position. Must possess and maintain a valid State Driver's License.
PERFORMANCE APTITUDES
Data Utilization: Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising discretion in determining data classification, and in referencing such analysis to established standards for the purpose of recognizing actual or probable interactive effects and relationships.
Human Interaction: Requires the ability to provide guidance, assistance, and/or interpretation to others regarding the application of procedures and standards to specific situations.
Equipment, Machinery, tools, and Materials Utilization: Requires the ability to operate, maneuver and/or control the actions of equipment, machinery, tools, and/or materials used in performing essential functions.
Verbal Aptitude: Requires the ability to utilize a wide variety of reference, descriptive and/or advisory data and information.
Mathematical Aptitude: Requires the ability to perform addition, subtraction, multiplication, and division; the ability to calculate decimals and percentages; the ability to utilize principles of fractions; the ability to interpret graphs.
Functional Reasoning: Requires the ability to carry out instructions furnished in written, oral, or diagrammatic form. Involves semi-routine standardized work with some latitude for independent judgment concerning choices of action.
Situational Reasoning: Requires the ability to exercise judgment, decisiveness and creativity in situations involving the evaluation of information against measurable or verifiable criteria.
Farmers Furniture is an Equal Opportunity Employer. The Company is committed to maintaining an environment free of harassment and discrimination.
ADA COMPLIANCE
Physical Ability: Tasks require the ability to exert moderate physical effort, though not constant physical effort, typically involving some combination of climbing and balancing, stooping, kneeling, crouching, and crawling, and which may involve some lifting, carrying, pushing and/or pulling of objects and materials of moderate weight (12-50 pounds).
Sensory Requirements: Some tasks require the ability to perceive and discriminate colors or shades of colors, sounds, depth, and visual cues or signals. Some tasks require the ability to communicate orally.
Environmental Factors: Performance of essential functions may require exposure to adverse environmental conditions, such as dirt, dust, temperature extremes, electric currents, or toxic agents/chemicals.
Farmers Furniture is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the Company will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

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