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Remote Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

Huntington

Commercial Portfolio Mgr II

Raleigh, NC · On-site +1

Mentor Credit Analysts to develop required competencies and experience. * Prioritize work to meet ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

micro1 AI

Revenue Operations Manager - Remote

Cary, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

micro1 AI

Accounts Receivable Manager - Remote

Durham, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

micro1 AI

Revenue Operations Manager - Remote

Raleigh, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

micro1 AI

Accounts Receivable Manager - Remote

Raleigh, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

micro1 AI

Revenue Operations Manager - Remote

Durham, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

micro1 AI

Accounts Receivable Manager - Remote

Cary, NC · Remote

$130K - $180K/yr

We value team members who bring sharp analytical instincts, a bias toward action, and a commitment ... credit holds, and contract discrepancies in a timely manner * Prepare and deliver weekly and ...

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Remote Credit Analyst information

See Raleigh, NC salary details

$14

$29

$47

How much do remote credit analyst jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for remote credit analyst in Raleigh, NC is $29.09, according to ZipRecruiter salary data. Most workers in this role earn between $22.45 and $32.69 per hour, depending on experience, location, and employer.

What Does a Remote Credit Analyst Do?

As a remote credit analyst, your responsibilities are to assess the creditworthiness of customers or potential customers. Your duties include providing analysis on the credit history of a customer, assessing previous loans, determining their level of risk, and recommending a specific line of credit if they qualify. Many home-based credit analysts evaluate credit risk for specific Industries, including real estate and banking. In addition to assessing those seeking lines of credit or loans, you may also provide periodic reviews of customer credit. This includes pulling credit scores and contacting customers.

What is a Remote Credit Analyst?

A Remote Credit Analyst is a financial professional who evaluates the creditworthiness of individuals or businesses from a remote location, often working from home. Their main responsibilities include analyzing financial statements, reviewing credit reports, assessing risk factors, and making recommendations regarding loan approvals or credit limits. They use various tools and software to perform their tasks efficiently and communicate findings to clients or internal teams. Remote Credit Analysts are commonly employed by banks, financial institutions, and credit agencies, and they rely heavily on digital communication and data analysis.

What are some common challenges faced by remote credit analysts, and how can they be effectively managed?

Remote credit analysts often face challenges such as maintaining clear communication with colleagues and accessing up-to-date client information. To address these issues, it's essential to proactively schedule regular check-ins with team members and utilize secure, cloud-based platforms for document sharing and data analysis. Building strong digital collaboration habits and staying organized can help ensure smooth workflows and accurate risk assessments, even while working remotely.

What are the key skills and qualifications needed to thrive as a Remote Credit Analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with financial modeling software, credit risk assessment tools, and CRM systems is typically required, along with certifications such as CFA or FRM being advantageous. Excellent communication, attention to detail, and self-motivation are vital soft skills for remote collaboration and independent work. These competencies enable accurate credit evaluations, effective risk management, and strong client relationships in a remote work environment.
More about Remote Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC? The most popular types of Credit Analyst jobs in Raleigh, NC are:
What are popular job titles related to Remote Credit Analyst jobs in Raleigh, NC? For Remote Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Credit Analyst jobs in Raleigh, NC look for? The top searched job categories for Remote Credit Analyst jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Credit Analyst jobs? Cities near Raleigh, NC with the most Remote Credit Analyst job openings:
Remote Credit Analyst jobs near you
Infographic showing various Remote Credit Analyst job openings in Raleigh, NC as of July 2026, with employment types broken down into 86% Full Time, 10% Part Time, and 4% Contract. Highlights an 100% Remote job distribution, with an average salary of $60,502 per year, or $29.1 per hour.

AVP Commercial Credit Officer II (Remote)

Bancorp Bank, The

Morrisville, NC • On-site, Remote

$65K - $113K/yr

Full-time

Posted 19 days ago

Job description

Position Summary
Work Arrangement:
***This is a remote position and can be located anywhere in the U.S.A.***
At The Bancorp, we've spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.
Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.
The Bancorp's Small Business Lending team helps businesses across the country access SBA and other financing solutions that support growth. As part of this team, you'll contribute to delivering tailored financial solutions, supporting the lending process from origination through funding and helping drive successful outcomes for business owners and the communities they serve.
This role performs complex credit analysis and financial reviews of new and existing loan requests.
Key Responsibilities
  • Analyzes financial statements on complex credit requests to make an initial assessment of the level and quality of credit risk and viability of repayment.
  • Works with salesperson to structure each loan request to best protect the bank and to meet borrower's desired outcome.
  • Conducts borrower interview with applicant and/or designated third parties such as borrower's CPA, controller, etc.
  • Contacts salesperson for additional information pertinent to the underwriting activities. Works with customers and SBL/leasing sales team to collect required credit information for underwriting loan and lease requests.
  • Verifies existing borrower's total and current exposure in the loan and leasing systems and databases, e.g., Loan Manager, and Spark, as well as hard file information and ensures that it is within departmental risk levels.
  • Generates credit memorandum to include a detailed financial analysis, customer's background, summary of current and prior year fiscal results, and cash flow analysis on more complex credits.
  • Determines and presents recommended action (approval or decline) to senior management. Recommendation to include all relevant financial analysis, supporting collateral and market information in accordance with the organization's credit standards and policies.
  • Maintains accurate and complete loan files. Validates that all required authorizations, compliance, and approvals are obtained prior to closing underwriting documentation and files. Creates and maintains approvals and files.
  • Develops close working partnerships with the sales team, leasing and SBL operations, and other internal company staff to ensure open communication channels are available to handle issues associated with the credit analysis and review of clients. Quickly responds to calls and requests for information from the team.
  • Recommends process, procedural, and/or operational changes to improve the efficiency of the credit review process.
  • Serves as the primary backup for the manager approving daily rental funding requests. In addition, monitors, tracks, and updates title information related to daily rental customers and leasing customers.
  • Trains and mentors less experienced credit officers and analysts.
  • Utilizes and develops knowledge of government guaranty loan programs (SBA, 7a, 504, SLA, Express, USDA B&I), including changes to the programs implemented by the governing agency.
  • Utilizes and develops knowledge of fleet leasing parameters such as lease types, guidance line requirements and asset valuation methods.
  • Performs other duties as assigned.

Qualification Requirements
  • Undergraduate degree in a related field or an equivalent combination of training and experience.
  • 5 years of commercial credit analysis or fleet/equipment leasing experience.
  • Strong working knowledge and understanding of traditional financial analysis.
  • Strong organizational, time management and prioritization skills to meet loan committee deadlines.
  • Excellent verbal, written, and interpersonal communication skills with strong presentation skills.
  • Team player, able to work effectively in a team fostered, multi-tasking environment.
  • Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook.

Additional Information
This job will be open and accepting applications for a minimum of five days from the date it was posted.
Salary Range: $65,957 - $113,340
This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the job's location. We offer competitive pay that varies based on individual experience, qualifications and other relevant factors. We encourage you to apply to positions that you are interested in and for which you believe you are qualified. To learn more, you are welcome to discuss with us as you move through the selection process.
Working at The Bancorp Bank, N.A. and Benefits Information: https://thebancorp.com/company/join-our-team/
Company Culture & Background Screening
Company Culture at The Bancorp Bank: https://www.thebancorp.com/company/company-culture/
The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.
Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.
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