1

Senior Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

... analytic solutions, data assets, and workflows. Success in this role requires executive presence ... The Senior Credit & Risk Solutions Product Specialist serves as a strategic subject matter expert ...

Sr Analyst, Global C2C

Morrisville, NC · Hybrid

$82K - $109K/yr

Position Summary The SR Credit to Cash Analyst is responsible to independently manage a global portfolio with focus on AR and Deductions, Collections and reporting. The candidate should have ...

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Position Overview: The Senior Analyst will act as a liaison to Product Managers ...

next page

Showing results 1-20

Senior Credit Analyst information

See Raleigh, NC salary details

$48.1K

$91.7K

$169.1K

How much do senior credit analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior credit analyst in Raleigh, NC is $91,650.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,100.00 and $97,200.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC?

The most popular types of Credit Analyst jobs in Raleigh, NC are:

What are popular job titles related to Senior Credit Analyst jobs in Raleigh, NC?

For Senior Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Raleigh, NC look for?

The top searched job categories for Senior Credit Analyst jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Senior Credit Analyst jobs?

Cities near Raleigh, NC with the most Senior Credit Analyst job openings:

Infographic showing various Senior Credit Analyst job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 18% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $91,650 per year, or $44.1 per hour.

Credit Risk Analyst - IB Hedge Funds Americas

UBS - Experienced professionals - job boards

Raleigh, NC • On-site

Full-time

Re-posted 6 days ago


UBS rating

8.8

Company rating: 8.8 out of 10

Based on 42 frontline employees who took The Breakroom Quiz

16th of 171 rated banks


Job description

Are you naturally curious and ambitious. Do you have sharp analytical skills. We're looking for someone who can:
assess counterparty credit risk using an understanding of hedge fund and family office risk management, trading strategies, infrastructure, and other quantitative and qualitative credit factors, including onsite due diligence visits
use delegated authority, within defined risk limits, to approve new positions or recommend decisions to senior credit committees, partnering closely with the business to ensure transactions align with UBS's risk appetite
evaluate transactional risk across OTC derivatives, securities financing, exchange-traded derivatives, banking products, and structured transactions
prepare, review, and approve annual counterparty reviews and transactional credit proposals, clearly articulating credit assessments, risk appetite, exposure drivers, and business outlook
lead negotiation of trading documentation, including ISDA/CSA, Prime Brokerage, and Repo Agreements
manage regulatory requests, audit items, and operational risk issues in a timely and disciplined way
deliver ad hoc credit analysis and contribute to portfolio reviews to identify emerging risks and concentrations.


What UBS employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


UBS logo

About UBS

Sourced by ZipRecruiter

We want to create superior value for our clients, shareholders and employees. And we want to stand out as a winner in our industry for our expertise, advice and execution, our contribution to society, our work environment and our business success.

Industry

Securities, commodity contracts, and financial investments

Company size

10,000+ Employees

Headquarters location

Zürich, ZH, CH