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Senior Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

NC SECU

Senior Marketing Analyst

Raleigh, NC

$99K - $123K/yr

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! The Senior Marketing Analyst will empower the Marketing team with data and insights that ...

Arkema

Sr. Financial Analyst (Data Analytics) Job

Cary, NC

$79K - $98K/yr

Develop new reports on credit and collection utilizing Group new tool - Highradius Credit Cloud ... The Sr. Financial Analyst must be objective at all times and is in a unique position to identify ...

Arkema

Sr. Financial Analyst (Data Analytics) Job

Cary, NC · On-site

$79K - $98K/yr

Develop new reports on credit and collection utilizing Group new tool - Highradius Credit Cloud ... The Sr. Financial Analyst must be objective at all times and is in a unique position to identify ...

Arkema

Sr. Financial Analyst (Data Analytics) Job

Cary, NC · On-site

$79K - $98K/yr

Develop new reports on credit and collection utilizing Group new tool - Highradius Credit Cloud ... The Sr. Financial Analyst must be objective at all times and is in a unique position to identify ...

NC SECU

Senior Business Resiliency Analyst

Raleigh, NC · Hybrid

$89K - $116K/yr

If you are motivated and believe in the credit union philosophy of "People Helping People," join ... The Senior Business Resiliency Analyst will have a critical and visible role providing support for ...

Cree

Senior Tax Analyst

Durham, NC

$112K - $112K/yr

Senior Tax Analyst At Wolfspeed, we do amazing things in a human way. We know that the achievements ... M calculations, fixed assets, federal and state tax credits, state apportionment, and all required ...

Wolfspeed, Inc.

Senior Tax Analyst

Durham, NC · On-site +1

$112K - $112K/yr

Senior Tax Analyst At Wolfspeed, we do amazing things in a human way. We know that the achievements ... M calculations, fixed assets, federal and state tax credits, state apportionment, and all required ...

M&F Bank

Sr. Commercial Lender

Durham, NC

The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan ... Loan policy, procedures, forms, documentation, sales, credit analysis, financial statement analysis ...

Aramark

Operations Finance Sr Analyst

Morrisville, NC · On-site

As the Operations Finance Sr Analyst you will support the objectives of the Accounting department ... To carry out daily credit control procedures ensuring overdue debts and bad debts are kept to a ...

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Showing results 21-40

All JobsCredit Analyst JobsSenior Credit Analyst JobsSenior Credit Analyst Jobs in Raleigh, NC

Senior Credit Analyst information

See Raleigh, NC salary details

$48.1K

$91.7K

$169.1K

How much do senior credit analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior credit analyst in Raleigh, NC is $91,650.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,100.00 and $97,200.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC?

The most popular types of Credit Analyst jobs in Raleigh, NC are:

What are popular job titles related to Senior Credit Analyst jobs in Raleigh, NC?

For Senior Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Raleigh, NC look for?

The top searched job categories for Senior Credit Analyst jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Senior Credit Analyst jobs?

Cities near Raleigh, NC with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 18% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $91,650 per year, or $44.1 per hour.

Sr Commercial Portfolio Manager

HomeTrust Bank

Raleigh, NC • On-site

Full-time

Re-posted 10 days ago

HomeTrust Bank rating

8.2

Company rating: 8.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

51st of 171 rated banks

Job description

Job Summary
The Senior Commercial Portfolio Manager is a key member of the client team and credit leader within the organization. The Senior Commercial Portfolio Manager works with the Commercial Relationship Manager to meet with customers, screen new deals, and develop credit solutions. The Senior Commercial Portfolio Manager underwrites credit packages and manages a credit portfolio independently with minimal oversight, generally for the largest and most complex relationships
Key Responsibilities / Essential Functions
  • Underwrites, structures and completes credit packages generally for the largest and most complex borrowing relationships (new money, renewals, and annual reviews).
  • Proactively manages a portfolio of existing client relationships.
  • Reviews borrowing base and covenant calculation trends; monitor changes in the borrower's industry and operating performance; and identify changes in the borrower's credit risk profile.
  • Creates and analyzes balance sheet, income statement and cash flow projections.
  • Ensures all credit risk metrics within the assigned portfolio are managed within acceptable risk tolerance.
  • Mentors Commercial Portfolio Managers and Commercial Credit Analysts. Provides opportunities for growth. Serves as a resource in building the bank's credit bench strength.
  • Maintains confidentiality and security of sensitive information.

Job Requirements
Education:
  • Bachelor's degree in Accounting, Finance, or related field.

Required:
  • Minimum of 7+ years of progressive Commercial Credit experience.
  • Formal Commercial Credit Training.
  • Strong communication, interpersonal, organizational, and time management skills.
  • Works with a sense of urgency.
  • Must be a self-starter with a strong worth ethic.
  • Demonstrated ability to work independently to meet deadlines while managing multiple projects / processes.
  • High degree of personal and professional integrity - consistent, trustworthy, honest, and fair in dealing with bank staff and customers.
  • Must be flexible and willing to take-on projects and responsibilities outside the primary scope of position.
  • Proficient with Microsoft Office products.

About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
  • This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
  • Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
  • Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
  • The employee will frequently communicate and must be able to exchange accurate information with others.
  • The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.

DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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