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Senior Credit Analyst Jobs in Raleigh, NC (NOW HIRING)

Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee. * Conduct portfolio reviews with senior management * Must function in the ...

If you are motivated and believe in the credit union philosophy of "People Helping People," join ... senior validation staff. * (30%) Validate the performance and controls of statistical models using ...

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! PURPOSE: The Sr. CLM Analyst will be part of the operation of the Contracts team and will be ...

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Senior Credit Analyst information

See Raleigh, NC salary details

$48.1K

$91.7K

$169.1K

How much do senior credit analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior credit analyst in Raleigh, NC is $91,650.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,100.00 and $97,200.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

What are the most commonly searched types of Credit Analyst jobs in Raleigh, NC?

The most popular types of Credit Analyst jobs in Raleigh, NC are:

What are popular job titles related to Senior Credit Analyst jobs in Raleigh, NC?

For Senior Credit Analyst jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Raleigh, NC look for?

The top searched job categories for Senior Credit Analyst jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Senior Credit Analyst jobs?

Cities near Raleigh, NC with the most Senior Credit Analyst job openings:

Infographic showing various Senior Credit Analyst job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 18% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $91,650 per year, or $44.1 per hour.

Senior Cybersecurity Governance Analyst

Civic Federal Credit Union

Raleigh, NC • On-site

$97K - $125K/yr

Full-time

Posted 24 days ago


Job description

Description

OUR CULTURE

Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins. 


ABOUT THE POSITION

The Senior Cybersecurity Governance Analyst provides second-line oversight of the organization's cybersecurity risk management program by leading security architecture governance, threat-informed risk analysis, vulnerability management oversight, and independent security assurance activities. This role ensures cybersecurity risks are identified, evaluated, communicated, and managed in alignment with the organization's risk appetite, regulatory requirements, and strategic objectives. The Senior Cybersecurity Governance Analyst serves as a key advisor to technology, business, and risk stakeholders by providing independent challenge, governance oversight, and risk-informed recommendations to strengthen the organization's overall cybersecurity posture.


NORMAL DAY-TO-DAY WORK

  1. Conduct independent, risk-based reviews of system, network, application, cloud, and third-party architectures to identify cybersecurity risks and evaluate alignment with security policies, standards, and secure-by-design principles.
  2. Provide governance oversight of network segmentation, identity management, cloud security, and infrastructure security initiatives, identifying risks and recommending appropriate mitigating controls.
  3. Participate in project governance and system development lifecycle processes to ensure cybersecurity risks are identified, assessed, and addressed throughout technology initiatives.
  4. Perform cybersecurity risk assessments for technology initiatives, applications, infrastructure changes, and third-party services, evaluating threats, vulnerabilities, control effectiveness, and residual risk exposure.
  5. Facilitate risk acceptance, exception management, and remediation tracking processes, ensuring cybersecurity risks are appropriately documented, communicated, and managed in alignment with organizational risk tolerance.
  6. Support enterprise and operational risk management activities through risk analysis, reporting, and communication.
  7. Monitor and assess relevant threat intelligence sources and industry threat activity to identify emerging cyber threats and evaluate potential impacts on organizational risk exposure.
  8. Translate threat intelligence into risk informed recommendations for control enhancements, mitigation strategies, and cybersecurity planning.
  9. Provide independent oversight of the vulnerability management program, including review of prioritization methodologies and validation of remediation plans for critical and high-risk vulnerabilities.
  10. Monitor remediation performance against established service level objectives and provide reporting on vulnerability trends, exposure metrics, program effectiveness, and significant risk conditions.
  11. Coordinate and oversee penetration testing, red team assessments, and independent security reviews; evaluate results and ensure identified risks are appropriately addressed and remediated.
  12. Develop and maintain cybersecurity metrics, dashboards, risk reporting, policies, standards, and control frameworks, while contributing to cybersecurity strategy, maturity improvement initiatives, and governance committee activities as a subject matter expert on cybersecurity risk and governance matters.
  13. Display integrity, self-awareness, courage, and respect for staff while ensuring learning agility and flexibility communicating and delegating effectively. Work effectively, collaboratively, and creatively in a team-oriented environment both internally and externally.


JOB QUALIFICATIONS 

Here are a few skills you MUST have to be qualified for this position.

  1. Minimum of 7-9 years of experience in cybersecurity governance, risk management, security architecture, security assurance, vulnerability management, or related disciplines.
  2. Strong understanding of cybersecurity frameworks including NIST Cybersecurity Framework (CSF), NIST SP 800-53, FFIEC ACET, CIS Controls, and industry best practices.
  3. Experience conducting cybersecurity risk assessments and evaluating control effectiveness.
  4. Knowledge of secure architecture principles across cloud, network, application, and identity platforms.
  5. Understanding of threat intelligence, vulnerability management, and cybersecurity risk analysis methodologies.
  6. Experience supporting audits, regulatory examinations, and compliance initiatives.
  7. Strong analytical, communication, presentation, and report writing skills.
  8. Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.
  9. Ability to lift a minimum of 25 lbs. (file boxes, computer).
  10. Travel required on occasion.


Here are a few qualities we'd LIKE for you to have to make you more suited for this position.

  1. BA/BS degree in Cybersecurity, Information Technology, Information Systems, Risk Management, or a related field.
  2. Experience in financial services, credit unions, or highly regulated industries.
  3. Familiarity with threat intelligence frameworks, MITRE ATT&CK, CVSS, and EPSS.
  4. Experience supporting board or executive-level cybersecurity reporting.
  5. Professional certifications such a CISSP, CRISC, CISM, CGRC, CISA, and/or GIAC (GCTI, GSEC, or equivalent).