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Credit Risk Associate Jobs in Raleigh, NC (NOW HIRING)

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Delivery Associates may be assigned to selected senior Credit Delivery leader(s) but require ...

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Delivery Associates may be assigned to selected senior Credit Delivery leader(s) but require ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices · Ability to communicate ... Retirement Plan, Associate Shopping Program, Health and Wellness Programs, Discount Marketplace ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices • Ability to communicate ... Retirement Plan, Associate Shopping Program, Health and Wellness Programs, Discount Marketplace ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices · Ability to communicate ... Retirement Plan, Associate Shopping Program, Health and Wellness Programs, Discount Marketplace ...

ACCOUNTING ANALYST - GARNER, NC

Garner, NC · On-site

$53K - $70K/yr

... credit risk analysis, collections strategies, and AR best practices Ability to communicate ... Retirement Plan, Associate Shopping Program, Health and Wellness Programs, Discount Marketplace ...

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Credit Risk Associate information

See Raleigh, NC salary details

$48.6K

$106.3K

$177.9K

How much do credit risk associate jobs pay per year?

As of Jun 17, 2026, the average yearly pay for credit risk associate in Raleigh, NC is $106,262.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,900.00 and $138,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Raleigh, NC? The most popular types of Credit Risk jobs in Raleigh, NC are:
What are popular job titles related to Credit Risk Associate jobs in Raleigh, NC? For Credit Risk Associate jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Raleigh, NC look for? The top searched job categories for Credit Risk Associate jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Credit Risk Associate jobs? Cities near Raleigh, NC with the most Credit Risk Associate job openings:
IT Manager, Delivery Team

Full-time

Posted 11 days ago


First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

79th of 141 rated banks


Job description

Overview

This position allocates technical resources and associates within the Information Technology (IT) department of the Bank. Manages an associate team to ensure effective delivery of service and project results. Oversees the design, implementation, and support of systems and applications. Partners with peers, senior management, business units, and associate teams to align projects or tasks with wider organizational goals.


Responsibilities
  • Delivery Management - Responsible for leading a team of Delivery Leads and Scrum Masters who drive execution across commercial and consumer lending and supporting credit risk delivery teams aligned to strategic business objectives. This role provides leadership, governance, and operational oversight to ensure the successful planning, prioritization, and delivery of technology initiatives, including application and release roadmaps.  Ensures alignment between business strategy, product management, and technology delivery by establishing scalable Agile delivery practices, facilitating cross-functional coordination, and driving continuous improvement across the commercial and consumer lending and supporting credit risk delivery teams.
  • Managerial Functions - Establishes and monitors expectations to achieve company and department goals. Makes appropriate changes to IT Delivery policies, standards, procedures, and efficiencies in order to meet objectives. Manages the performance, training, and evaluation of assigned staff. Maximizes department achievements by providing professional development. Ensures bank needs are met through prioritization and resource allocation. Supports budget forecasting, capital planning and invoicing.
  • Business Support - Plays a critical role in enabling and supporting business objectives by ensuring technology delivery is closely aligned with business priorities, regulatory requirements, and growth initiatives. This role partners proactively with Business and Product leadership to translate strategic goals into actionable technology plans, ensuring that application and release roadmaps reflect evolving business needs. By providing transparency into delivery progress, risks, and value realization, the IT Manager helps stakeholders make informed decisions while maintaining operational stability. The role ensures that intake, prioritization, and delivery processes are responsive to business demand, while balancing capacity, risk, and long-term platform sustainability. Through strong collaboration, governance, and communication, the IT Manager enables the business to achieve faster time-to-market, improved customer outcomes, and consistent delivery of high-value technology solutions.
  • Technical Expertise - Serves as a technical expert and strategic leader to senior management, associates, and business units. Ensures that team activities comply with all appropriate configuration, change controls, and security standards. Participates in business meetings and special projects to provide insight on end-user needs. Keeps abreast of industry trends. Identifies and holds accountable vendors in support of system updates and maintenance.

Qualifications

Minimum Requirements:

  • Bachelor's Degree and 6 years of experience in Applications development, applications analysis or systems engineering OR High School Diploma or GED and 10 years of experience in Applications development, applications analysis or systems engineering
  • License or Certification Type: Skill(s): Previous leadership for technical implementation, Knowledge of Standard Development Life Cycles (like Waterfall or Agile), Knowledge of system and data design

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Minimum Requirements:

  • Bachelor's Degree and 6 years of experience in Applications development, applications analysis or systems engineering OR High School Diploma or GED and 10 years of experience in Applications development, applications analysis or systems engineering
  • License or Certification Type: Skill(s): Previous leadership for technical implementation, Knowledge of Standard Development Life Cycles (like Waterfall or Agile), Knowledge of system and data design

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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