ZipRecruiter

Log In

1

Credit Card Processor Jobs (NOW HIRING)

Aep

Credit Card Analyst Principal

Columbus, OH

$98K - $128K/yr

This role analyzes transaction data to identify savings, policy, and process improvement ... Analyze credit card spend and transaction data to identify savings opportunities, buying leverage ...

next page

Showing results 1-20

All JobsCredit Card Processor Jobs

Credit Card Processor information

See salary details

$5

$20

$36

How much do credit card processor jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for credit card processor in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.39 per hour, depending on experience, location, and employer.

What does a Credit Card Processor do?

A Credit Card Processor is a company or service that handles credit and debit card transactions for businesses. They act as intermediaries between merchants, customers, card networks (like Visa or Mastercard), and banks to ensure payments are authorized, processed, and settled securely. Credit Card Processors provide the infrastructure and technology that allow businesses to accept card payments both in-person and online, helping to manage security, compliance, and funding. Their services also include fraud prevention, customer support, and sometimes additional tools like analytics or reporting. Choosing the right processor is crucial for smooth, cost-effective payment operations.

What are the key skills and qualifications needed to thrive as a Credit Card Processor, and why are they important?

To thrive as a Credit Card Processor, you need attention to detail, accuracy in handling financial transactions, and a high school diploma or equivalent. Familiarity with payment processing software, point-of-sale (POS) systems, and security compliance standards like PCI DSS is typically required. Strong organizational skills, reliability, and effective communication help you excel in this role. These skills are essential to ensure secure, efficient, and error-free processing of credit card transactions, which is critical for customer trust and business operations.

What are some common challenges faced by Credit Card Processors and how can they be addressed?

Credit Card Processors often encounter challenges such as handling high transaction volumes, quickly resolving payment discrepancies, and staying updated on compliance regulations. To manage these effectively, it's important to maintain strong attention to detail, develop effective communication skills for interacting with merchants and banks, and regularly participate in training on the latest security standards. Team collaboration is also key, as processors frequently work with customer service, fraud prevention, and IT departments to ensure smooth and secure transactions.

What is the difference between Credit Card Processor vs Payment Technician?

AspectCredit Card ProcessorPayment Technician
CredentialsBasic knowledge of payment systems, certifications varyTechnical certifications, troubleshooting skills
Work EnvironmentOffice or remote, handling transactions and client accountsTechnical support, on-site or remote troubleshooting
Industry UsageFinancial services, merchant accountsPayment system maintenance, hardware/software support
Search/Comparison IntentUnderstanding payment processing rolesTechnical support in payment systems

While both roles are involved in payment systems, a Credit Card Processor primarily manages transaction processing and merchant accounts, whereas a Payment Technician focuses on technical support and maintenance of payment hardware and software. Understanding these differences helps businesses and job seekers identify the right career or service needs in the payment industry.

More about Credit Card Processor jobs
What cities are hiring for Credit Card Processor jobs? Cities with the most Credit Card Processor job openings:
What states have the most Credit Card Processor jobs? States with the most job openings for Credit Card Processor jobs include:
What job categories do people searching Credit Card Processor jobs look for? The top searched job categories for Credit Card Processor jobs are:
Credit Card Processor jobs near you
AVP Credit Card Portfolio Management

AVP Credit Card Portfolio Management

PenFed Credit Union

Omaha, NE • Hybrid

$121K - $292K/yr

Full-time

Posted 27 days ago

PenFed Credit Union rating

7.1

Company rating: 7.1 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description

Overview

PenFed is hiring a (Hybrid) AVP Credit Card Portfolio Management at our Tysons, Virginia; Eugene, Oregon; Omaha, Nebraska or San Antonio, Texas location.  The primary purpose of this role is to design and implement the cardholder lifecycle experience and engagement across all credit card products.  The position will drive growth and strategic innovation within PenFed’s cardholder experience by planning and executing effective balance and spend stimulation strategies.  The role will collaborate with Credit Policy and Risk teams, Marketing, Technology, Card Operations and Servicing, and other partners to ensure the member’s experience aligns with the overall product strategy. This position will maintain strong relationships across consumer bank product divisions to drive success of the high growth consumer business. Primary KPIs include overall portfolio balances, card spend volume, retention, and other engagement metrics.


Responsibilities

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties, and the position will perform other duties as assigned.

  • Responsible for growing portfolio balances, activity, revenue, and profitability on legacy and existing accounts.
  • Design, execute and analyze complex, highly strategic, multi-channel marketing initiatives through partnership and collaboration with peers in other departments.
  • Increase cardholder activity including Top of Wallet, average spend, and other usage.
  • Work with Marketing and other teams to create a portfolio marketing roadmap that includes Early Month-on-Book (EMOB) programs, Balance Transfer programs, Spend Stimulation, and another portfolio outreach.
  • Work with Product Managers to drive rewards engagement and usage through earn and burn programs.
  • Oversee existing credit card accounts engagement analytics, including EMOB activation, usage metrics, balances and retention.
  • Work with Credit Policy, Fraud, and Operations teams to optimize transaction authorizations.
  • Provide product performance reporting as well as industry benchmark data to executive management; be an expert with respect to the competitive landscape.
  • Leverage data and technology to analyze results, manage performance, and constantly improve the member experience.
  • Take the lead in creating requirements/user stories and orchestrating work efforts / sprints across internal and partner teams.
  • Support the broader product management organization and provide coaching and development opportunities for team members to advance their career.
  • Assist with special product strategy projects as needed.
  • Manage key external partners and vendors (networks, processors, rewards platforms, fraud/identity providers, digital wallet partners, etc.) including performance, SLAs, issue resolution, and commercial negotiations.

Qualifications

Equivalent combination of education and experience is considered.

  • Bachelor’s degree in business or marketing required, master’s degree preferred.
  • Minimum of twelve (12) years’ experience in credit card products in credit unions, banking and/or fintech industries required.
  • Minimum of five (5) years’ direct management experience and one (1) year of experience in a Director Level role required.
  • Experience with Agile & Scrum best practices required.
  • Expertise and experience in defining and building out program strategies and roadmaps required.
  • Experience with credit card engagement, rewards, and digital experience required.
  • Experience designing simple and intuitive user interfaces with the ability to create examples through wire frames and mockups required.
  • Experience defining “Digital Experience” best practices and developing prioritization frameworks.
  • Proven ability to address and persuade multiple constituencies including senior executives.
  • Excellent communicator across all levels within an organization providing clarity to complex concepts and solutions.
  • Ability to deliver initiatives from conception through completion on time, within budget, and on or beyond scope.
  • Ability to work at the pace of a continuous software development environment using short releases.
  • Experience in using A.I. tools preferred.

Supervisory Responsibility

This position will supervise employees.

Licenses and Certifications

No additional licenses or certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on call may be required.

Pay Transparency 
The anticipated starting salary range for this role is $121,800.00 - $292,066.00
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Qualifications:

Equivalent combination of education and experience is considered.

  • Bachelor’s degree in business or marketing required, master’s degree preferred.
  • Minimum of twelve (12) years’ experience in credit card products in credit unions, banking and/or fintech industries required.
  • Minimum of five (5) years’ direct management experience and one (1) year of experience in a Director Level role required.
  • Experience with Agile & Scrum best practices required.
  • Expertise and experience in defining and building out program strategies and roadmaps required.
  • Experience with credit card engagement, rewards, and digital experience required.
  • Experience designing simple and intuitive user interfaces with the ability to create examples through wire frames and mockups required.
  • Experience defining “Digital Experience” best practices and developing prioritization frameworks.
  • Proven ability to address and persuade multiple constituencies including senior executives.
  • Excellent communicator across all levels within an organization providing clarity to complex concepts and solutions.
  • Ability to deliver initiatives from conception through completion on time, within budget, and on or beyond scope.
  • Ability to work at the pace of a continuous software development environment using short releases.
  • Experience in using A.I. tools preferred.

Supervisory Responsibility

This position will supervise employees.

Licenses and Certifications

No additional licenses or certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on call may be required.

Pay Transparency 
The anticipated starting salary range for this role is $121,800.00 - $292,066.00
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

What PenFed Credit Union employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply