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Credit Card Processor Jobs in Kentucky (NOW HIRING)

Gateway First Bank

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Business Banking Credit Review Analyst

Louisville, KY · On-site

The Business Banking Credit Review Analyst supports Business Banking and Merchant Services growth by evaluating merchant credit card processing applications, assessing financial and operational risk ...

Slice Merchant Services

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B2B Sales Representative

Bowling Green, KY · On-site

$75K - $125K/yr

Excellent opportunity to join a leading, national credit card processing company that has over a decade of industry experience. Slice Merchant Services offers innovative payment processing solutions ...

Slice Merchant Services

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B2B Sales Representative

Louisville, KY · On-site

$75K - $125K/yr

Excellent opportunity to join a leading, national credit card processing company that has over a decade of industry experience. Slice Merchant Services offers innovative payment processing solutions ...

Slice Merchant Services

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B2B Sales Representative

Lexington, KY · On-site

$75K - $125K/yr

Excellent opportunity to join a leading, national credit card processing company that has over a decade of industry experience. Slice Merchant Services offers innovative payment processing solutions ...

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All JobsCredit Card Processor JobsCredit Card Processor Jobs in Kentucky

Credit Card Processor information

See Kentucky salary details

$4

$17

$31

How much do credit card processor jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for credit card processor in Kentucky is $17.65, according to ZipRecruiter salary data. Most workers in this role earn between $14.18 and $18.56 per hour, depending on experience, location, and employer.

What does a credit card processor do?

A Credit Card Processor is a company or service that handles credit and debit card transactions for businesses. They act as intermediaries between merchants, customers, card networks (like Visa or Mastercard), and banks to ensure payments are authorized, processed, and settled securely. Credit Card Processors provide the infrastructure and technology that allow businesses to accept card payments both in-person and online, helping to manage security, compliance, and funding. Their services also include fraud prevention, customer support, and sometimes additional tools like analytics or reporting. Choosing the right processor is crucial for smooth, cost-effective payment operations.

What skills and qualifications are needed to thrive as a credit card processor?

To thrive as a Credit Card Processor, you need attention to detail, accuracy in handling financial transactions, and a high school diploma or equivalent. Familiarity with payment processing software, point-of-sale (POS) systems, and security compliance standards like PCI DSS is typically required. Strong organizational skills, reliability, and effective communication help you excel in this role. These skills are essential to ensure secure, efficient, and error-free processing of credit card transactions, which is critical for customer trust and business operations.

What are common challenges faced by credit card processors and how can they be addressed?

Credit Card Processors often encounter challenges such as handling high transaction volumes, quickly resolving payment discrepancies, and staying updated on compliance regulations. To manage these effectively, it's important to maintain strong attention to detail, develop effective communication skills for interacting with merchants and banks, and regularly participate in training on the latest security standards. Team collaboration is also key, as processors frequently work with customer service, fraud prevention, and IT departments to ensure smooth and secure transactions.

What is the difference between Credit Card Processor vs Payment Technician?

AspectCredit Card ProcessorPayment Technician
CredentialsBasic knowledge of payment systems, certifications varyTechnical certifications, troubleshooting skills
Work EnvironmentOffice or remote, handling transactions and client accountsTechnical support, on-site or remote troubleshooting
Industry UsageFinancial services, merchant accountsPayment system maintenance, hardware/software support
Search/Comparison IntentUnderstanding payment processing rolesTechnical support in payment systems

While both roles are involved in payment systems, a Credit Card Processor primarily manages transaction processing and merchant accounts, whereas a Payment Technician focuses on technical support and maintenance of payment hardware and software. Understanding these differences helps businesses and job seekers identify the right career or service needs in the payment industry.

What are popular job titles related to Credit Card Processor jobs in Kentucky? For Credit Card Processor jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Credit Card Processor jobs in Kentucky look for? The top searched job categories for Credit Card Processor jobs in Kentucky are:
Credit Card Processor jobs near you
Infographic showing various Credit Card Processor job openings in Kentucky as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $36,721 per year, or $17.7 per hour.

Card Services Specialist

Stock Yards Bank & Trust

Louisville, KY • On-site

Other

Posted 4 days ago

Stock Yards Bank & Trust rating

8.8

Company rating: 8.8 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

16th of 170 rated banks

Job description

Compensation

$

Hours Per Week

40

Number Of Positions

1

Job Description

Job Title: Card Services Specialist I

FLSA Status: Non-Exempt  

Department: Card Services

Hours of Operation: 40 Hours per Week                 

General Job Summary:

Provide clerical processing and customer service support for cards.

Organizational Duties and Responsibilities:

Support the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.

Support all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:

Answer incoming phone calls from internal and external clients

Monitor email inboxes, respond to requests via Outlook and phone

Setup new accounts, perform maintenance, produce and mail plastics - utilizing software and equipment for instant issuance of cards

Maintain and monitor card stock

Process credit card payments

Balance and reconcile General Ledger accounts

Audit fraud disputes and track Bank losses

Research and analyze card functionality for clients – address concerns and articulate issues/solutions

Other Functions (as needed):

Maintain procedural updates related to Cards (as needed)

Special projects as required

Working Conditions:

All job functions are performed daily at employee’s workspace using various computer applications and printers.

Minimum Job Requirements:

Education: High School diploma or GED

Experience: 1 year of banking experience preferred

Specific Skills:

Ability to communicate complicated ideas simply - in writing or verbally

Proficient problem-solving skills

Maintains appropriate risk exposure for Bank

Working knowledge of Excel, Outlook, and Word

Self-motivated, dependable, detail-oriented, and eagerness to learn

Specialized:             

Operational knowledge of cards and software associated with production and maintenance of them

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Primarily sedentary work performed in an office environment

Ability to sit for extended periods of time while working at a computer

Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment

Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person

Visual acuity sufficient to read computer screens, printed documents, and financial data

Occasional standing, walking, bending, or reaching

Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

Place of Work

On-site

Requisition ID

49091

What Stock Yards Bank & Trust employees say

Pay

Benefits

Hours and flexibility

Workplace

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