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Credit Card Dispute Analyst Jobs (NOW HIRING)

Card Dispute Specialist

Omaha, NE · Hybrid

$16.82 - $28.92/hr

Accurately and efficiently review and process Credit, Debit, and ATM card transaction dispute ... Skill in comprehending and analyzing data and identifying trends and drawing conclusions. * Ability ...

ABOUT THE ROLE: SpaceXAI's Money seeks a Dispute Analyst for our Risk Operations team to ... Investigate incoming customer disputes across P2P, debit/credit card, and ACH transactions ...

Dispute amp; Fraud Management * Oversee all card dispute operations, including debit card, credit ... Analyze fraud trends and implement strategies to minimize fraud losses while protecting member ...

$65 - $110/hr

... powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital ... Our Risk & Compliance team is hiring a Senior Dispute Analyst to own and continuously improve the ...

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Credit Card Dispute Analyst information

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$15

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$49

How much do credit card dispute analyst jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for credit card dispute analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a credit card dispute analyst do?

A Credit Card Dispute Analyst is responsible for investigating and resolving disputes related to credit card transactions. They review customer claims of unauthorized or incorrect charges, analyze transaction data, and communicate with merchants, customers, and financial institutions to gather relevant information. Their goal is to determine the validity of the claim and ensure compliance with regulatory requirements and internal procedures. Ultimately, they help protect both consumers and banks from fraudulent or erroneous transactions.

What are the key skills and qualifications needed to thrive as a credit card dispute analyst, and why are they important?

To thrive as a Credit Card Dispute Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by relevant experience or a degree. Familiarity with dispute management systems, credit card processing platforms, and regulatory compliance tools like Reg E and Reg Z is typically required. Excellent communication, problem-solving abilities, and customer service skills help you effectively resolve disputes and interact with clients. These skills ensure accurate investigation, regulatory adherence, and positive client experiences in the fast-paced financial services environment.

What are some common challenges faced by credit card dispute analysts, and how can they be managed effectively?

Credit Card Dispute Analysts often encounter challenges such as tight deadlines, high case volumes, and the need to interpret complex transaction data. Managing these challenges effectively requires strong organizational skills, attention to detail, and clear communication with both customers and internal teams. Staying updated on industry regulations and leveraging automated tools can also help streamline the investigation process and ensure compliance. Building experience in handling difficult cases enhances both efficiency and accuracy over time.

What is the difference between Credit Card Dispute Analyst vs Customer Service Representative?

AspectCredit Card Dispute AnalystCustomer Service Representative
CredentialsRelevant certifications (e.g., ACAMS, CFE), financial knowledgeBasic customer service training, high school diploma or equivalent
Work EnvironmentFinancial institutions, call centers, back-officeRetail stores, call centers, service centers
Industry UsageBanking, credit card companies, financial servicesRetail, telecommunications, service industries

While both roles involve communication and problem-solving, a Credit Card Dispute Analyst specializes in investigating and resolving credit card disputes, requiring financial knowledge and specific certifications. In contrast, a Customer Service Representative handles general customer inquiries and support, often with less specialized training.

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What cities are hiring for Credit Card Dispute Analyst jobs?

Cities with the most Credit Card Dispute Analyst job openings:

What states have the most Credit Card Dispute Analyst jobs?

States with the most job openings for Credit Card Dispute Analyst jobs include:

What job categories do people searching Credit Card Dispute Analyst jobs look for?

The top searched job categories for Credit Card Dispute Analyst jobs are:

Card Dispute Specialist

PenFed Credit Union

Omaha, NE • Hybrid

$16.82 - $28.92/hr

Full-time

Re-posted 21 days ago


PenFed Credit Union rating

7.6

Company rating: 7.6 out of 10

Based on 14 frontline employees who took The Breakroom Quiz


Job description

Overview

PenFed is hiring a (Hybrid) Card Disputes Specialist at our Omaha, Nebraska Service Center.  The incumbent must be proficient with the efficient review and accurate processing of credit, debit and ATM card transaction disputes and pre-arbitration chargebacks.   They must also be proficient with working in PenFed’s case management CRM (Salesforce) and Fiserv’s First Disputes, EASE and STAR Station exception case management applications.  The incumbent will maintain a daily card transaction dispute case log while performing other duties as assigned.  Other duties will include but are not limited to getting a second opinion on complex and/or high dollar dispute cases, provide coverage for coworkers who are out of the office as well as assisting with card dispute case inquiries and escalations.


Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

  • Accurately and efficiently review and process Credit, Debit, and ATM card transaction dispute claims/chargebacks
  • Conduct reasonable and logical investigation to resolve card transation dispute claims.
  • Meet or exceed departmental daily case resolution and case quality requirements.
  • Maintain a daily case log while meeting all Regulation E, Regulation Z and card/network scheme requirements and chargeback timelines
  • Assist on the Card Dispute Assist line helping the MSR/BSR’s or Service and Support team with questions regarding existing or new card transaction dispute claims.
  • Maintain thorough knowledge of credit, debit, and PIN operating procedures, be up to date and proficient with Regulation E and Regulation Z as well as with internal PenFed policies.
  • Deliver high quality servicing to internal and external partners.
  • Notify Manager of any compliance gaps or processing errors. 

Qualifications

Equivalent combination of education and experience is considered.

  • High School Diploma or equivalent combination of education, training and experience, required.
  • Associate’s Degree, preferred
  • Minimum of two (2) years of direct and detailed knowledge of credit, debit, and ATM payment card operations with a focus on exception processing and case management.
  • Minimum of two (2) years of direct work experience in a large card disputes or fraud chargeback operations department.
  • Effective verbal, written, and interpersonal communication skills.
  • Skill in comprehending and analyzing data and identifying trends and drawing conclusions.   
  • Ability to make informed decisions.
  • Ability to mulititask in a fast-paced environment.
  • Working knowledge of Microsoft Excel and Word. 
  • Team player who can work independently.
  • Experience with AI preferred. 

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to alternate PenFed locations as needed.  

Pay Transparency 
The anticipated starting hourly range for this role is $16.82 - $28.92
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Qualifications:

Equivalent combination of education and experience is considered.

  • High School Diploma or equivalent combination of education, training and experience, required.
  • Associate’s Degree, preferred
  • Minimum of two (2) years of direct and detailed knowledge of credit, debit, and ATM payment card operations with a focus on exception processing and case management.
  • Minimum of two (2) years of direct work experience in a large card disputes or fraud chargeback operations department.
  • Effective verbal, written, and interpersonal communication skills.
  • Skill in comprehending and analyzing data and identifying trends and drawing conclusions.   
  • Ability to make informed decisions.
  • Ability to mulititask in a fast-paced environment.
  • Working knowledge of Microsoft Excel and Word. 
  • Team player who can work independently.
  • Experience with AI preferred. 

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to alternate PenFed locations as needed.  

Pay Transparency 
The anticipated starting hourly range for this role is $16.82 - $28.92
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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