ZipRecruiter

Log In

1

Coverage Analyst Jobs (NOW HIRING)

Crane Agency

Coverage Analyst

Chesterfield, MO · On-site

$19.75 - $27/hr

The Crane Agency, a leading insurance brokerage, is looking for a Coverage Analyst to join our Coverage amp; Risk Advisory Group in Chesterfield. If you have a solid foundation in commercial property ...

Vitalief

Clinical Trials Coverage Analyst

Chicago, IL · Remote

$70K - $85K/yr

Conduct Medicare Coverage Analyses (MCA) for a mixture of oncology and non-oncology clinical trial protocols identifying which procedures and services are billable to Medicare versus those considered ...

Ascension

Medicare Coverage Senior Analyst

Austin, TX · Remote

$96K/yr

Review & analyze complex research protocols to draft a Medicare Coverage Analysis (MCA) and an internal research budget * Lead research operations meetings with the Research Director, Principal ...

next page

Showing results 1-20

All JobsCoverage Analyst Jobs

Coverage Analyst information

See salary details

$31K

$73.3K

$130K

How much do coverage analyst jobs pay per year?

As of Jun 26, 2026, the average yearly pay for coverage analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What are Coverage Analysts?

Coverage Analysts are professionals who assess, review, and manage insurance policies and programs to ensure that clients have appropriate coverage for their needs. They analyze insurance documents, evaluate risks, and make recommendations for changes or improvements to coverage. Coverage Analysts often work in insurance companies, brokerages, or large organizations, and collaborate with underwriters, clients, and claims specialists to optimize coverage solutions.

What are the key skills and qualifications needed to thrive as a Coverage Analyst, and why are they important?

To thrive as a Coverage Analyst, you need strong analytical skills, attention to detail, and a background in finance, insurance, or a related field—often backed by a relevant degree. Familiarity with insurance policy management systems, data analysis tools like Excel, and sometimes industry certifications such as CPCU are commonly required. Excellent communication, problem-solving abilities, and organizational skills help you effectively interpret policies and interact with clients or underwriters. These skills are crucial for accurately assessing coverage, managing risk, and ensuring compliance within complex insurance environments.

How does a Coverage Analyst typically collaborate with underwriters and other departments to assess risk?

A Coverage Analyst regularly works alongside underwriters to review insurance applications, analyze policy terms, and assess potential exposures. This collaboration often involves discussing risk factors, clarifying policy language, and ensuring that coverage recommendations align with both client needs and company guidelines. Additionally, Coverage Analysts may coordinate with claims, actuarial teams, and legal departments to gather data and resolve complex or unusual cases. Effective communication and teamwork are essential, as these interactions help ensure accurate risk assessments and high-quality service.

What is the difference between Coverage Analyst vs Claims Analyst?

AspectCoverage AnalystClaims Analyst
Required CredentialsTypically requires insurance or healthcare certifications, such as CPCU or CPCOften requires insurance or healthcare certifications, such as CPCU or CPC
Work EnvironmentWorks mainly in insurance companies, healthcare providers, or risk management departmentsWorks in insurance companies, healthcare organizations, or claims processing centers
Employer & Industry UsageCommonly employed in insurance and healthcare sectors to assess coverage policiesCommonly employed in insurance and healthcare sectors to process and evaluate claims

While both roles involve insurance and healthcare sectors, a Coverage Analyst primarily evaluates policy coverage and risk, whereas a Claims Analyst focuses on processing and investigating insurance claims. Understanding these differences helps in choosing the right career path or job search focus.

More about Coverage Analyst jobs
What states have the most Coverage Analyst jobs? States with the most job openings for Coverage Analyst jobs include:
What job categories do people searching Coverage Analyst jobs look for? The top searched job categories for Coverage Analyst jobs are:
Coverage Analyst jobs near you
Infographic showing various Coverage Analyst job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Coverage Analyst

Coverage Analyst

Crane Agency

Chesterfield, MO • On-site

$19.75 - $27/hr

Full-time

Posted yesterday

Job description

Are you an insurance professional who enjoys working behind the scenes with sales and account teams, learning how clients operate, and digging into coverage details to help shape solutions that fit their needs?
The Crane Agency, a leading insurance brokerage, is looking for a Coverage Analyst to join our Coverage amp; Risk Advisory Group in Chesterfield. If you have a solid foundation in commercial property amp; casualty insurance, and genuinely enjoy working through coverage questions, we'd love to talk.
Whether you've been a broker, account executive, account manager, or underwriter, this role allows you to apply your field knowledge in a detail-oriented capacity, delivering the analysis and insight that teams need to win and retain business.
────────────────────────────────────────────────────────────
Position Snapshot
As a member of our Coverage amp; Risk Advisory Group, you'll serve as a trusted internal resource for brokers and account management staff, providing knowledgeable and practical guidance on property and casualty coverage matters. You will answer day-to-day coverage questions and conduct in-depth coverage reviews, helping ensure insurance programs align with client risk profiles and supporting strong, technically sound client solutions.
────────────────────────────────────────────────────────────
What We're Looking For
  • 7+ years of commercial lines insurance experience with a deep understanding of property and casualty principles.
  • Demonstrated experience providing integrated, multi-line insurance solutions for clients
  • Valid resident Property amp; Casualty insurance license
  • Certified Insurance Counselor (CIC) or Chartered Property Casualty Underwriter (CPCU), or equivalent designation preferred
  • Proficiency in Microsoft Office Suite and familiarity with agency management systems; Applied Epic experience is a plus
────────────────────────────────────────────────────────────
Personal Characteristics
  • Detail-oriented with strong analytical and problem-solving skills
  • Clear and effective communicator, written, verbal, and interpersonal
  • Able to translate technical coverage concepts into plain language for brokers and colleagues
  • Service-oriented, collaborative, and professional
  • Well-organized with the ability to manage multiple priorities
  • Self-motivated and comfortable working independently
  • Committed to continuous learning and professional growth
────────────────────────────────────────────────────────────
What You'll Be Doing
  • Respond to day-to-day coverage questions from brokers and account management staff
  • Conduct in-depth coverage reviews of insurance programs and prepare and present findings to brokers and account teams
  • Evaluate client risk profiles, including operational risks and contractual and statutory insurance requirements, to assess alignment with current or proposed insurance programs.
  • Analyze policy details, including declarations, insuring agreements, terms, conditions, limitations, and exclusions, to assess alignment with client needs and identify coverage gaps
  • Perform comparative analyses of insurance programs, policy forms, and endorsement options to identify key similarities and differences
  • Support the development and delivery of technical resources and training (e.g., briefings, guides, newsletters, FAQs) to enhance coverage knowledge across the agency
  • Support the development and refinement of tools and resources (e.g., checklists, worksheets, templates) to improve consistency, efficiency, and quality of team outputs
  • Maintain accurate and timely documentation and reporting in support of departmental metrics and operational tracking
────────────────────────────────────────────────────────────
Why This Role
  • Work on complex, varied coverage challenges across a wide range of clients and industries.
  • No book of business, no account administration, just focused, meaningful analysis work.
  • Grow your technical expertise in a supportive, collaborative environment
  • Clear path to senior-level advisory roles as the group expands
────────────────────────────────────────────────────────────
If you’ve spent years in the field and are drawn to the technical side of coverage, this role was designed for you. We’re building a team of experienced insurance professionals who enjoy working through the details, and we’d love to hear from you.

Apply