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Coverage Analyst Jobs in Florida (NOW HIRING)

Insurance Coverage Attorney

Miami, FL · Hybrid

  • Medical

  • Retirement

  • PTO

Complex research and analysis. * Draft/review substantive complex pleadings and motions. * Appear in court and argue motions. * Insurance coverage analysis. * Communicate in a highly effective manner ...

Insurance Coverage Attorney

Miami, FL · On-site

  • Medical

  • Retirement

  • PTO

Complex research and analysis. * Draft/review substantive complex pleadings and motions. * Appear in court and argue motions. * Insurance coverage analysis. * Communicate in a highly effective manner ...

Insurance Coverage Attorney

Miami, FL · On-site

  • Medical

  • Retirement

  • PTO

Complex research and analysis. * Draft/review substantive complex pleadings and motions. * Appear in court and argue motions. * Insurance coverage analysis. * Communicate in a highly effective manner ...

Coverage Counsel - Liability

Jacksonville, FL · On-site

$125K - $170K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The ideal candidate will have significant experience analyzing coverage under Commercial General Liability, Excess/Umbrella Liability, Commercial Auto Liability, and Professional Liability policies.

Insurance Coverage Attorney

Riviera Beach, FL

$140K - $170K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... in coverage analysis and litigation support Excellent research and writing skills Ability to manage deadlines and cases independently Active Florida Bar license Why This Role Stands Out: High ...

Develop and standardize scalable due diligence methodologies including data profiling, coverage analysis, gap analysis, lift analysis, and simulation testing. * Translate complex analytical findings ...

Develop and standardize scalable due diligence methodologies including data profiling, coverage analysis, gap analysis, lift analysis, and simulation testing. * Translate complex analytical findings ...

Data Analysis Manager

Boca Raton, FL · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Develop and standardize scalable due diligence methodologies including data profiling, coverage analysis, gap analysis, lift analysis, and simulation testing. * Translate complex analytical findings ...

Collaborate with Detection Engineering team members to improve and expand threat detection coverage. * Analyze Windows operating system artifacts, including mechanisms associated with persistence ...

Collaborate with Detection Engineering team members to improve and expand threat detection coverage. * Analyze Windows operating system artifacts, including mechanisms associated with persistence ...

Insurance Coverage Attorney

Tampa, FL · On-site

$80 - $150/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The ideal candidate will have at least two (2) to fifteen (15) years of experience analyzing insurance coverage and preparing coverage opinions regarding first party property and general liability ...

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Coverage Analyst information

See Florida salary details

$23.2K

$54.7K

$97.1K

How much do coverage analyst jobs pay per year?

As of Aug 15, 2026, the average yearly pay for coverage analyst in Florida is $54,747.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $65,000.00 per year, depending on experience, location, and employer.

What is a coverage analyst?

Coverage Analysts are professionals who assess, review, and manage insurance policies and programs to ensure that clients have appropriate coverage for their needs. They analyze insurance documents, evaluate risks, and make recommendations for changes or improvements to coverage. Coverage Analysts often work in insurance companies, brokerages, or large organizations, and collaborate with underwriters, clients, and claims specialists to optimize coverage solutions.

What are the key skills and qualifications needed to thrive as a coverage analyst, and why are they important?

To thrive as a Coverage Analyst, you need strong analytical skills, attention to detail, and a background in finance, insurance, or a related field—often backed by a relevant degree. Familiarity with insurance policy management systems, data analysis tools like Excel, and sometimes industry certifications such as CPCU are commonly required. Excellent communication, problem-solving abilities, and organizational skills help you effectively interpret policies and interact with clients or underwriters. These skills are crucial for accurately assessing coverage, managing risk, and ensuring compliance within complex insurance environments.

How does a coverage analyst typically collaborate with underwriters and other departments to assess risk?

A Coverage Analyst regularly works alongside underwriters to review insurance applications, analyze policy terms, and assess potential exposures. This collaboration often involves discussing risk factors, clarifying policy language, and ensuring that coverage recommendations align with both client needs and company guidelines. Additionally, Coverage Analysts may coordinate with claims, actuarial teams, and legal departments to gather data and resolve complex or unusual cases. Effective communication and teamwork are essential, as these interactions help ensure accurate risk assessments and high-quality service.

What is the difference between Coverage Analyst vs Claims Analyst?

AspectCoverage AnalystClaims Analyst
Required CredentialsTypically requires insurance or healthcare certifications, such as CPCU or CPCOften requires insurance or healthcare certifications, such as CPCU or CPC
Work EnvironmentWorks mainly in insurance companies, healthcare providers, or risk management departmentsWorks in insurance companies, healthcare organizations, or claims processing centers
Employer & Industry UsageCommonly employed in insurance and healthcare sectors to assess coverage policiesCommonly employed in insurance and healthcare sectors to process and evaluate claims

While both roles involve insurance and healthcare sectors, a Coverage Analyst primarily evaluates policy coverage and risk, whereas a Claims Analyst focuses on processing and investigating insurance claims. Understanding these differences helps in choosing the right career path or job search focus.

Infographic showing various Coverage Analyst job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 12% Part Time, and 5% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $54,747 per year, or $26.3 per hour.

Senior Commercial Lines Account Executive

Keyes Coverage

Tampa, FL • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted yesterday

New


Job description

About Us

The origins of Keyes Coverage go all the way back to the late 1950’s, when it operated in New York. Keyes Coverage in South Florida was established in 1975 by the Keyes family. Since then, the agency has grown into one of the leading insurance agencies in South Florida. The agency specializes in three main areas of practice including Property & Casualty Lines Insurance, Personal Lines Insurance, and Employee Benefits Insurance.

Senior Commercial Lines Account Executive

Position Summary:

The Senior Commercial Lines Account Executive serves as a trusted advisor to clients and a key partner to producers, managing complex commercial insurance relationships while delivering exceptional service and technical expertise. This role is responsible for the marketing, placement, renewal, and ongoing servicing of commercial property and casualty accounts, ensuring clients receive comprehensive risk management solutions tailored to their business needs. The ideal candidate is highly knowledgeable in commercial insurance coverages, carrier markets, and brokerage operations, with a proven ability to build strong client relationships, support business development efforts, and contribute to agency growth through account retention, coverage enhancements, and proactive client engagement.

Key Responsibilities:

Client Management & Service

  • Serve as a primary point of contact for assigned commercial accounts, providing consultative guidance on coverage, risk management, and insurance program design.
  • Develop and maintain strong client relationships through regular communication and proactive account reviews.
  • Analyze client exposures and recommend appropriate coverage solutions to address changing business needs.
  • Respond promptly to client inquiries, policy changes, coverage requests, and service-related issues.

Marketing & Placement

  • Market new and renewal business to insurance carriers and wholesale brokers as appropriate.
  • Prepare comprehensive insurance submissions, including Construction, Occupancy, Protection, and Exposure (COPE) data, loss history, surveys, and claims analyses.
  • Negotiate coverage terms, conditions, and pricing with carriers to secure favorable outcomes for clients.
  • Evaluate carrier quotations and coverage alternatives to ensure clients receive competitive and appropriate insurance solutions.

Producer Support & Business Development

  • Partner with producers to support prospecting, proposal development, and client presentations.
  • Provide technical expertise regarding commercial property and casualty coverage forms, endorsements, exclusions, and market conditions.
  • Assist in identifying opportunities for cross-selling, account rounding, increased limits, and additional coverage placements.
  • Support new business initiatives through strategic account planning and market research.

Account Administration & Documentation

  • Prepare, review, and maintain accurate insurance applications, renewal documents, proposals, and policy records.
  • Document all client and carrier communications regarding exposures, coverage recommendations, policy changes, and service activities.
  • Maintain complete and compliant account files within agency management systems and document management platforms.
  • Ensure all work is completed accurately, efficiently, and in accordance with agency procedures and regulatory requirements.
  • Perform other duties as assigned.

Qualifications:

  • Active Florida 2-20 General Lines (Property & Casualty) License.
  • Minimum of 3 years of experience in Commercial Lines insurance within the Florida marketplace.
  • Strong knowledge of commercial property and casualty insurance products, coverage analysis, rating principles, and carrier markets.
  • Working knowledge of insurance regulations, compliance requirements, and brokerage operations.
  • Experience with agency management systems; Applied Epic preferred.
  • Proficiency with Microsoft Office Suite and carrier portal systems.
  • Excellent written and verbal communication, presentation, and interpersonal skills.
  • Strong organizational, analytical, and time management skills with the ability to manage multiple priorities.
  • Demonstrated attention to detail and commitment to accuracy.
  • Ability to work independently and collaboratively in a fast-paced environment while maintaining confidentiality of sensitive client and agency information.
  • Ability to pass a criminal background check, as permitted by law.

Preferred Qualifications:

  • CISR, ACSR, CIC, CRM, or other industry-related professional designation.
  • Current enrollment in INS, API, or other insurance education programs.
  • Experience with middle-market and complex commercial accounts.
  • Knowledge of risk assessment, exposure analysis, and risk management strategies.
  • Advanced understanding of specialized commercial coverages and niche industry insurance products.

Hours: Monday-Friday, 8:30am-5:00pm (Hybrid Work Options)

Office Location: 5121 Ehrlich Road, Suite 111, Tampa, FL 33624 (Seibert Insurance)

Benefits:

  • Competitive Salary
  • Health Insurance Plans (PPO, HSA, Copay Options)
  • Dental Insurance
  • Vision Insurance
  • Company Paid Disability Insurance
  • Supplemental Insurance including Critical Illness, Accident, Legal, Pet Insurance
  • 401(k) with Safe Harbor Match
  • Paid Time Off
  • Paid Holidays

No Solicitation Notification to Agencies: Please note that Keystone and our Partner Agencies do not accept unsolicited resumes or calls from third-party recruiters or employment agencies. In the absence of a signed Master Service Agreement and approval from HR to submit resumes for a specific requisition, Keystone will not consider or approve payment to any third parties for hires made.