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Contractual Life Insurance Sales Jobs (NOW HIRING)

AO Globe Life

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Remote Life Insurance Sales

Orlando, FL · Remote

$1K - $5K/wk

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn ... Build relationships based on education and trust -- not pressure sales * Manage your own schedule ...

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Contractual Life Insurance Sales information

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$35K

$115.3K

$146K

How much do contractual life insurance sales jobs pay per year?

As of Jun 12, 2026, the average yearly pay for contractual life insurance sales in the United States is $115,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $133,000.00 per year, depending on experience, location, and employer.

How much can you sell a $100,000 life insurance policy for?

As a contractual life insurance sales agent, the commission earned on a $100,000 policy typically ranges from 20% to 100% of the first-year premium, depending on the insurer and policy type. The actual sale price is set by the insurance company, but agents earn commissions based on the premium paid by the policyholder.

What is the difference between Contractual Life Insurance Sales vs Insurance Agent?

AspectContractual Life Insurance SalesInsurance Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, often includes multiple insurance types
Work EnvironmentTypically contractual, commission-based, often independentAgency-based, commission or salary, may be independent or employed
Industry UsageCommon in direct sales and contractual rolesWidely used across agencies and brokerages

Contractual Life Insurance Sales primarily involves selling life insurance products on a contractual basis, often independently. Insurance Agents may sell a broader range of insurance products within agency settings. Both roles require licensing and involve commission-based income, but Contractual Life Insurance Sales often emphasizes contractual agreements and independent work.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, high rejection rates, and inconsistent income, especially during the initial stages. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

How do life insurance salesmen make so much money?

Life insurance salesmen can earn high commissions and bonuses based on the policies they sell, especially when they meet sales targets or sell high-value policies. Success in this role often depends on strong sales skills, building client relationships, and understanding insurance products, with many earning significant income through commissions and renewals.

How much do life insurance agents typically make per sale?

Life insurance agents typically earn a commission ranging from 20% to 40% of the policy's premium for each sale. Commission rates can vary based on the insurer, policy type, and agent experience, with some agents also earning bonuses or residuals for ongoing client management.
What cities are hiring for Contractual Life Insurance Sales jobs? Cities with the most Contractual Life Insurance Sales job openings:
What are the most commonly searched types of Life Insurance Sales jobs? The most popular types of Life Insurance Sales jobs are:
What states have the most Contractual Life Insurance Sales jobs? States with the most job openings for Contractual Life Insurance Sales jobs include:
Contractual Life Insurance Sales jobs near you

Life Insurance Sales Agent

Larsen Life Group

Riverside, CA

$30K - $160K/yr

Full-time

Posted 10 days ago

Job description

Agencies within Symmetry Financial Group continue to grow, and we need driven individuals looking to learn, build, and inspire others while helping families live life and protect their loved ones. Take control of your future and launch your agent career today.

Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and countless others to build a career aligned with our shared purpose, values, and financial wellbeing.

According to a 2024 study conducted by LIMRA there are an estimated 102 million uninsured and underinsured adults in the U.S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact.

No prior experience in sales or insurance is required.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • Willingness to obtain a life insurance license (with our help)
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • World class culture and leadership development

Benefits: Work from home, flexible schedule, bonus eligible, incentive trips, equity opportunities

 

Pay:

  • 1099 contractor; commissions only
  • Part-Time Uncapped Potential: estimated $30,000–$60,000+ / first year (15–20 hrs/week)
  • Full-Time Uncapped Potential: estimated $84,000–$160,000+ / first year (35–45 hrs/week)

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

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