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Contractual Life Insurance Sales Jobs (NOW HIRING)

AO Globe Life

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Remote Life Insurance Sales

Austin, TX · Remote

$5.0K - $20K/mo

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn ... Build relationships based on education and trust -- not pressure sales * Manage your own schedule ...

AO Globe Life

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Remote Life Insurance Sales

San Jose, CA · Remote

$5.0K - $20K/mo

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn ... Build relationships based on education and trust -- not pressure sales * Manage your own schedule ...

AO Globe Life

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Remote Life Insurance Sales

San Jose, CA · Remote

$5.0K - $20K/mo

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn ... Build relationships based on education and trust -- not pressure sales * Manage your own schedule ...

Southwestern Legacy Insurance Group

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Life Insurance Sales Agent

Las Vegas, NV · On-site

$110K - $500K/yr

Life Insurance Sales Representative Earn $150K-$500K+ | Remote Flexibility Build a Career That Changes Your Financial Future At Turn It Up Insurance Group, we help families protect their future while ...

AO Globe Life

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Remote Life Insurance Sales

Austin, TX · Remote

$5.0K - $20K/mo

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn ... Build relationships based on education and trust -- not pressure sales * Manage your own schedule ...

Maverick Insured

Life Insurance Sales Agent

Knoxville, TN · On-site

$91K - $118K/yr

Strong sales aptitude with a customer-focused approach. * Motivation to learn and develop within the life insurance industry. * Ability to work independently and as part of a team. * Valid life ...

Maverick Insured

Life Insurance Sales Agent

Knoxville, TN · On-site

$91K - $118K/yr

Strong sales aptitude with a customer-focused approach. * Motivation to learn and develop within the life insurance industry. * Ability to work independently and as part of a team. * Valid life ...

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All JobsContractual Life Insurance Sales Jobs

Contractual Life Insurance Sales information

See salary details

$35K

$115.3K

$146K

How much do contractual life insurance sales jobs pay per year?

As of Aug 7, 2026, the average yearly pay for contractual life insurance sales in the United States is $115,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $133,000.00 per year, depending on experience, location, and employer.

What is the difference between Contractual Life Insurance Sales vs Insurance Agent?

AspectContractual Life Insurance SalesInsurance Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, often includes multiple insurance types
Work EnvironmentTypically contractual, commission-based, often independentAgency-based, commission or salary, may be independent or employed
Industry UsageCommon in direct sales and contractual rolesWidely used across agencies and brokerages

Contractual Life Insurance Sales primarily involves selling life insurance products on a contractual basis, often independently. Insurance Agents may sell a broader range of insurance products within agency settings. Both roles require licensing and involve commission-based income, but Contractual Life Insurance Sales often emphasizes contractual agreements and independent work.

Can you make good money in contractual life insurance sales?

Contractual life insurance sales can be financially rewarding, especially for experienced agents who build a strong client base and earn commissions on policies sold. Income varies based on sales performance, product knowledge, and the ability to develop long-term client relationships, with successful agents often earning a substantial income through commissions and bonuses.
What cities are hiring for Contractual Life Insurance Sales jobs? Cities with the most Contractual Life Insurance Sales job openings:
What are the most commonly searched types of Life Insurance Sales jobs? The most popular types of Life Insurance Sales jobs are:
What states have the most Contractual Life Insurance Sales jobs? States with the most job openings for Contractual Life Insurance Sales jobs include:
Contractual Life Insurance Sales jobs near you

Remote Life Insurance Sales

AO Globe Life

Austin, TX • Remote

$5.0K - $20K/mo

Full-time

Medical, Life, Retirement

Posted 4 days ago

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Job description

Remote Client Advisor – Life Insurance

Commission Only | Flexible Schedule | Fully Remote

This Isn’t a Traditional Insurance Job

If you’re looking for a salaried position where someone tells you exactly what to do every day — this probably isn’t the right fit.

If you want flexibility, performance-based income, and the opportunity to build a career helping families while working remotely, keep reading.

We’re growing our remote team and looking for motivated individuals who want more control over their time, income, and long-term career path.

No insurance experience required. We train you from the ground up.

What You’ll Actually Be Doing

You’ll work with families who have already requested information about protecting their loved ones.

Your role is to:

  • Connect with clients using company-provided warm leads. You never pay for leads.
  • Meet virtually over Zoom to understand their needs
  • Recommend coverage options and guide clients through the application process
  • Build relationships based on education and trust — not pressure sales
  • Manage your own schedule and workflow remotely

What Makes This Opportunity Different

  • Fully remote — work from anywhere
  • Flexible schedule (minimum 30 hrs/week)
  • Warm leads provided — no cold calling friends or family
  • Daily training, mentorship, and coaching
  • Clear systems designed to help new agents succeed
  • Performance-based advancement opportunities

Compensation

This is a 1099 independent contractor position with 100% commission-based compensation.

There is no salary or hourly pay.

You can expect to make between $5,000 - $20,000 per month in commissions in your first year.

Income is directly tied to performance, production, and consistency. Many agents appreciate the uncapped earning potential and flexibility that comes with this structure.

Who Tends to Succeed Here

People who do well in this role are typically:

  • Self-motivated and comfortable working independently
  • Coachable and open to learning new skills
  • Looking for growth beyond traditional employment
  • Driven by results rather than fixed pay structures
  • Passionate about helping others make informed decisions

Licensing

A Life & Health Insurance License is required to work with clients.

Don’t have one yet?
No problem — we guide you step-by-step through the licensing process and are partnered with the top pre-licensing providers in each state. You must be a citizen or permanent resident in the USA to obtain your license.

About AO Globe Life

AO Globe Life is a rapidly growing agency within Globe Life, focused on serving working families across North America. Our agents operate within a proven system that combines professional training, mentorship, and technology to help deliver meaningful financial protection to the clients we serve.

Our culture emphasizes personal growth, collaboration, and long-term career development — giving motivated individuals the opportunity to build more than just income, but a lasting profession.

Final Note

This role offers flexibility and high upside — but it requires effort, discipline, and consistency.

If you’re looking for an easy paycheck, this isn’t it, but If you’re looking to build something meaningful while helping families — we’d love to connect.

Company Description

AO Globe Life is a fast-growing insurance agency offering driven individuals the opportunity to build a meaningful career while making a real impact on families across North America. As a division of Globe Life, AO provides agents with a proven system, industry-leading training, and ongoing mentorship designed to accelerate both personal and professional growth. Our collaborative culture ensures every team member has the guidance and resources needed to grow, succeed, and confidently serve the families who rely on us.