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Contract Insurance Adjuster Jobs (NOW HIRING)

HDVI

Physical Damage Adjuster

Spartanburg, SC · On-site +1

Maintain current knowledge of insurance contracts and industry trends by proactively maintaining required adjuster license(s) * Provide technical expertise in response to inquiries from internal and ...

American Family Mutual Insurance Company Si

$88K - $145K/yr

Why Choose American Family Insurance? * Purpose-Driven Work: Help real people navigate complex ... Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages ...

AlphaStaffHCM

Injury Adjuster

San Antonio, TX · Hybrid

$57K - $77K/yr

Working knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and ... Familiarity with applicable case law and state insurance laws and regulations * Strong negotiation ...

AlphaStaffHCM

Injury Adjuster

Chesapeake, VA · Hybrid

$57K - $77K/yr

Working knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and ... Familiarity with applicable case law and state insurance laws and regulations * Strong negotiation ...

AlphaStaffHCM

Injury Adjuster

Tampa, FL · Hybrid

$57K - $77K/yr

Working knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and ... Familiarity with applicable case law and state insurance laws and regulations * Strong negotiation ...

AlphaStaffHCM

Injury Adjuster

Phoenix, AZ · Hybrid

$57K - $77K/yr

Working knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and ... Familiarity with applicable case law and state insurance laws and regulations * Strong negotiation ...

Cox Roofing

Inspection Specialist

Denver, CO · On-site

Coordinating with insurance adjusters by attending adjuster meetings to discuss the scope of damage ... You will receive 4 % of the gross contract value for each project you inspect that results in a ...

AlphaStaffHCM

Senior Auto Claims Adjuster

Phoenix, AZ · Hybrid

$54K - $92K/yr

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... include P&C insurance policy contracts, coverages and internal claims handling process and ...

AlphaStaffHCM

Senior Property Adjuster

Denver, CO · Remote

$63K - $114K/yr

This insurance client empowers members to achieve financial security through highly competitive ... Working knowledge of property claims contracts and interpretation of case law and state laws and ...

USAA

Senior Property Adjuster

Sacramento, CA · Remote

$63K - $114K/yr

This insurance client empowers members to achieve financial security through highly competitive ... Working knowledge of property claims contracts and interpretation of case law and state laws and ...

Ascent Administration Services

Be Seen First

Auto Mechanical Claims Adjuster

Mesa, AZ · On-site

$45K - $60K/yr

This is NOT a collision or auto insurance adjuster position. Our Claims Adjusters specialize in mechanical breakdowns covered under vehicle service contracts. If you have worked as a technician ...

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Ascent Administration Services

Be Seen First

Auto Mechanical Claims Adjuster

Mesa, AZ · On-site

$45K - $60K/yr

This is NOT a collision or auto insurance adjuster position. Our Claims Adjusters specialize in mechanical breakdowns covered under vehicle service contracts. If you have worked as a technician ...

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All JobsContract Insurance Adjuster Jobs

Contract Insurance Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do contract insurance adjuster jobs pay per year?

As of Jul 10, 2026, the average yearly pay for contract insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Is claim adjusting a dying field?

Claim adjusting remains a stable profession within the insurance industry, with ongoing demand for skilled adjusters to evaluate and settle claims. Technological advancements like claims management software and automation tools are supplementing, not replacing, human adjusters, especially for complex or large-scale claims. Continuous certification and experience are important for career growth in this field.

Is independent insurance adjuster a good career?

A contract insurance adjuster is a professional who evaluates insurance claims, often working independently or as a contractor. The role requires strong analytical skills, knowledge of insurance policies, and the ability to work flexible hours, especially during claims surges after disasters. It can be a rewarding career for those interested in claims assessment and risk management, with opportunities for self-employment and growth.

What are the key skills and qualifications needed to thrive as a Contract Insurance Adjuster, and why are they important?

To thrive as a Contract Insurance Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, estimating tools like Xactimate, and industry certifications such as AIC or CPCU are commonly required. Strong analytical thinking, negotiation abilities, and effective communication help build trust with clients and resolve claims efficiently. These skills ensure accurate claim assessments, regulatory compliance, and positive client relationships in a highly detail-oriented field.

What are contract insurance adjusters?

Contract insurance adjusters are professionals who work independently or through third-party firms to investigate and assess insurance claims on behalf of insurance companies. Unlike staff adjusters, who are direct employees, contract adjusters are hired on a temporary or project basis, often during periods of high claim volume or for specialized cases. They evaluate damages, determine coverage, and negotiate settlements with policyholders or claimants. Their role helps ensure that insurance claims are processed efficiently and fairly, especially during catastrophic events or in areas with staffing shortages.

What type of insurance adjusters make the most money?

In the insurance adjusting field, independent or catastrophe adjusters often earn the highest salaries due to their specialized skills and the demanding nature of large-scale claims, such as natural disasters. These adjusters typically handle complex, high-value claims and may work overtime or in challenging environments, which can increase their earning potential. Certifications like the AIC or CPCU can also contribute to higher income levels for adjusters.

How to get jobs as an independent insurance adjuster?

To get jobs as an independent insurance adjuster, build relevant experience in claims handling and obtain necessary licenses or certifications required in your state. Establish a network with insurance companies, claims management firms, and adjuster agencies, and consider joining professional associations to access job leads and resources.

What are some common challenges faced by Contract Insurance Adjusters when managing multiple claims simultaneously?

Contract Insurance Adjusters often handle several claims at once, which can be challenging due to varying deadlines, complex documentation requirements, and frequent communication with clients, claimants, and other parties. Staying organized and prioritizing tasks is essential to ensure timely investigations and accurate reporting. Adjusters must also adapt to different types of claims and policy guidelines, while maintaining strong customer service and compliance with legal standards.
More about Contract Insurance Adjuster jobs
What cities are hiring for Contract Insurance Adjuster jobs? Cities with the most Contract Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
What states have the most Contract Insurance Adjuster jobs? States with the most job openings for Contract Insurance Adjuster jobs include:
What job categories do people searching Contract Insurance Adjuster jobs look for? The top searched job categories for Contract Insurance Adjuster jobs are:
Contract Insurance Adjuster jobs near you
Infographic showing various Contract Insurance Adjuster job openings in the United States as of July 2026, with employment types broken down into 9% Locum Tenens, 4% Internship, 81% Full Time, 2% Part Time, 3% Contract, and 1% Summer. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Physical Damage Adjuster

HDVI

Spartanburg, SC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 29 days ago

Job description

What we do
High Definition Vehicle Insurance (HDVI): Technology meets Insurance. HDVI brings telematics, software and data together with commercial trucking insurance, taking transportation insurance and fleet risk management to the next level. Our platform arms fleets with an end-to-end solution that empowers them to save money, mitigate risk, and increase operational efficiencies. Our customers are small to midsize truck fleet operators who benefit from dynamic and transparent pricing - automatically reducing their premiums for safer driving. Leveraging a best-in-class partner ecosystem, HDVI combines magnitude and stability with innovation to revolutionize the commercial trucking insurance space.
Why work here
HDVI is building the industry defining commercial auto insurance company for the next 100 years. The $50 billion commercial auto industry hasn't seen real innovation for decades and is broken in a number of ways, creating a significant opportunity for HDVI. HDVI is co-founded by a former Esurance co-founder, and has a senior management team with experience building innovative insurance and logistics companies from zero to $1B+ enterprises, and deep expertise in trucking insurance. HDVI is well-funded by leading logistics and mobility-focused venture capital firms and strategic investors including Munich Re, Daimler Trucks and Qualcomm. The HDVI Team is values-driven, data-driven, ambitious, and collaboratively minded with a diverse background of experiences and skills in the insurance and logistics industries. We like challenges and building solutions that improve the quality of life for our customers. We offer generous benefits, including employee stock options, health, dental, vision, 401k, flexible work environment, and unlimited PTO.
About the Role
As an HDVI Physical Damage Adjuster, you will work closely with HDVI's Claims and Fleet Services Teams. The ideal candidate will have extensive knowledge of handling all aspects of Commercial Heavy Trucking claims inclusive of Third Party Auto Property Damage, First Party Auto Property Damage and Cargo claims. You will be responsible for influencing and providing claim resolution and tactical guidance to both internal and external customers in order to achieve world class claims outcomes. The Physical Damage Adjuster role is an associate level position with senior level growth potential as the company expands. Please note that this is a remote position.
What You'll Do
  • Responsible for the handling of all aspects of first and third party Property Damage claims stemming from accidents involving tractor-trailers
  • Responsible for the handling of all aspects of Cargo claims
  • Be adaptable to various business demands and willing to assist with special claims projects and other duties as assigned
  • Participate in regular claims reviews with both internal and external customers
  • Maintain current knowledge of insurance contracts and industry trends by proactively maintaining required adjuster license(s)
  • Provide technical expertise in response to inquiries from internal and external customers

What You Have
  • Experience with analyzing, determining and applying coverage for Commercial Trucking claims
  • Ability to work in a rapidly evolving, high-growth environment with the ability to collaborate across and within different levels of the organization
  • Excellent communication skills (verbal/written) and strong negotiation skills
  • Strong time management, organizational and problem-solving skills
  • Ability to adapt, embrace the unknown and shift priorities
  • Willingness to look outside your day to day to ensure you keep learning and growing in a startup environment

Preferred Skills
  • 1-2 years of Commercial Trucking preferred
  • Extensive experience across all technical areas of Commercial Auto inclusive of but not limited to Physical Damage, Auto Liability, First Party Medical / Personal Injury Protection, Motor Truck Cargo and Truckers General Liability
  • College Education
  • Active Adjusters License - strongly preferred
  • Strong analytical, critical thinking, and problem-solving skills
  • Proficiency in Google Suite, Snapsheet, Microsoft Office and Adobe Acrobat
  • Experience with self-insured retention (SIR), large deductibles and claims involving Independent Owner Operators (IOO)

Benefits
  • Competitive salary & stock options - we want our success to be yours too
  • Unlimited PTO with 11 paid holidays each year
  • Medical, Dental, Vision, Short/Long Term Disability, Basic Life, and AD&D to support you and your well-being
  • FSA / HSA programs
  • 401(k) retirement plan with company match contribution
  • Inclusive Parental Leave policy that supports all parents
  • Wednesdays are standing meeting-free, allowing you to focus on deep work without distractions
  • Birthday meal reimbursement, because celebrating our employees is part of our company culture
  • A remote-friendly environment with the opportunity to participate in periodic in-person team offsites

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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