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Contract Insurance Adjuster Jobs (NOW HIRING)

Distro

Senior Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

... claims contract, investigation, evaluation, negotiation, adjudication, case law, and state ... Obtain and maintain insurance adjuster license within 90 days and 3 attempts. Nice to Have ...

AlphaStaffHCM

Senior Property Field Adjuster

Olympia, WA

$69K - $133K/yr

This insurance client empowers members to achieve financial security through highly competitive ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

AlphaStaffHCM

Senior Property Field Adjuster

Omaha, NE

$69K - $133K/yr

This insurance client empowers members to achieve financial security through highly competitive ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

AlphaStaffHCM

Senior Property Field Adjuster

Seattle, WA

$69K - $133K/yr

This insurance client empowers members to achieve financial security through highly competitive ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

Distro

Senior Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

Proficient knowledge of auto claims contract, investigation, evaluation, negotiation, adjudication ... Obtain and maintain insurance adjuster license within 90 days and 3 attempts. Nice to Have ...

USAA

Auto Adjuster

Phoenix, AZ · On-site +1

$51K - $86K/yr

The Opportunity As a dedicated Auto Adjuster you will proactively handle the complete end to end ... insurance policy contracts, coverages and internal claims handling process and procedures.

Distro

Senior Injury Adjuster

Phoenix, AZ · On-site

$63K - $90K/yr

... claims contract, investigation, evaluation, negotiation, adjudication, case law, and state ... Obtain and maintain insurance adjuster license within 90 days and 3 attempts. Nice to Have ...

AlphaStaffHCM

Senior Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

This insurance client empowers customers to achieve financial security through highly competitive ... Proficient knowledge and understanding of the auto claims contract, investigation, evaluation ...

Distro

Sr. Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

... contract, investigation, evaluation, negotiation, and accurate adjudication of claims as well as ... Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts. Nice to ...

Distro

Sr. Injury Adjuster

Phoenix, AZ · Hybrid

... contract, investigation, evaluation, negotiation, and accurate adjudication of claims as well as ... Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts. Nice to ...

USAA

Property Adjuster Specialist - Field

El Paso, TX · On-site

Investigates claim damages by conducting research from various sources, including the insured ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

USAA

Property Adjuster Specialist - Field

New York, NY · On-site

Investigates claim damages by conducting research from various sources, including the insured ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

USAA

Property Adjuster Specialist - Field

Houston, TX · On-site

Investigates claim damages by conducting research from various sources, including the insured ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

USAA

Property Adjuster Specialist - Field

Seattle, WA · On-site

Investigates claim damages by conducting research from various sources, including the insured ... Proficient knowledge of property claims contracts and interpretation of case law and state laws and ...

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All JobsContract Insurance Adjuster Jobs

Contract Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do contract insurance adjuster jobs pay per year?

As of Jun 20, 2026, the average yearly pay for contract insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Is independent insurance adjuster a good career?

A contract insurance adjuster evaluates insurance claims on a temporary or freelance basis, often requiring industry knowledge, strong communication skills, and relevant certifications. It offers flexibility and the potential for high earnings but can involve irregular hours and variable workloads. Success depends on experience, reputation, and the ability to handle complex claims efficiently.

What are the key skills and qualifications needed to thrive as a Contract Insurance Adjuster, and why are they important?

To thrive as a Contract Insurance Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, estimating tools like Xactimate, and industry certifications such as AIC or CPCU are commonly required. Strong analytical thinking, negotiation abilities, and effective communication help build trust with clients and resolve claims efficiently. These skills ensure accurate claim assessments, regulatory compliance, and positive client relationships in a highly detail-oriented field.

How to become a freelance insurance adjuster?

To become a freelance insurance adjuster, you typically need to obtain a state license by completing pre-licensing education and passing an exam. Gaining experience through working for an insurance company or adjusting firm helps build skills, and having knowledge of claims processing, inspection techniques, and relevant software is beneficial. Freelance adjusters often work independently, setting their own schedules and rates once licensed and experienced.

What are contract insurance adjusters?

Contract insurance adjusters are professionals who work independently or through third-party firms to investigate and assess insurance claims on behalf of insurance companies. Unlike staff adjusters, who are direct employees, contract adjusters are hired on a temporary or project basis, often during periods of high claim volume or for specialized cases. They evaluate damages, determine coverage, and negotiate settlements with policyholders or claimants. Their role helps ensure that insurance claims are processed efficiently and fairly, especially during catastrophic events or in areas with staffing shortages.

How much does an independent adjuster make per claim?

Contract insurance adjusters typically earn between $150 and $300 per claim, depending on the complexity and size of the claim. Experienced adjusters or those handling large or complex claims may earn higher fees, and some work on a fee-for-service basis rather than a fixed rate per claim.

What type of insurance adjusters make the most money?

In the insurance adjusting field, independent or catastrophe adjusters often earn the highest salaries due to their specialized skills and the demanding nature of large-scale claims, such as natural disasters. These adjusters typically work on a contract basis, handling complex or high-value claims, and may require advanced certifications like the AIC or CPCU to maximize earning potential.

What are some common challenges faced by Contract Insurance Adjusters when managing multiple claims simultaneously?

Contract Insurance Adjusters often handle several claims at once, which can be challenging due to varying deadlines, complex documentation requirements, and frequent communication with clients, claimants, and other parties. Staying organized and prioritizing tasks is essential to ensure timely investigations and accurate reporting. Adjusters must also adapt to different types of claims and policy guidelines, while maintaining strong customer service and compliance with legal standards.
More about Contract Insurance Adjuster jobs
What cities are hiring for Contract Insurance Adjuster jobs? Cities with the most Contract Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
What states have the most Contract Insurance Adjuster jobs? States with the most job openings for Contract Insurance Adjuster jobs include:
What job categories do people searching Contract Insurance Adjuster jobs look for? The top searched job categories for Contract Insurance Adjuster jobs are:
Contract Insurance Adjuster jobs near you
Infographic showing various Contract Insurance Adjuster job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 91% Full Time, and 8% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Senior Injury Adjuster

Distro

Phoenix, AZ • Hybrid

$63K - $90K/yr

Full-time

Posted 16 days ago

Be an early applicant

Job description

Job Description As a Sr. Injury Adjuster, you will handle attorney-involved, moderately complex claims. Responsibilities include confirming coverage, determining liability, investigating, evaluating, negotiating, and adjudicating claims per state laws and regulations. You will provide best-in-class member service through setting expectations, proactive communication, advice, and empathy.
Key Responsibilities:
• Adjust attorney-involved soft tissue and moderately complex injury claims (e.g., torn meniscus, broken bones, disc herniations) and related auto physical damage.
• Identify and confirm coverage decisions on soft tissue and moderately complex bodily injury claims.
• Investigate loss details, determine liability, evaluate, negotiate, and adjudicate claims timely with clear documentation within authority guidelines.
• Manage claims workload, keep members and parties informed, provide timely updates.
• Collaborate with team members to resolve issues and escalate when appropriate.
• Coordinate with vendors and internal partners to facilitate claim resolution.
• Deliver excellent member service with appropriate expectations and communication.
• Support workload surges and catastrophe (CAT) response including on-call duties, possible evenings, weekends, holidays.
• May travel for CAT deployments with minimal notice.
• Handle claims of higher complexity and additional duties as needed.
• Ensure effective risk management per policies and procedures.
Must Have Qualifications:
• High School Diploma or GED.
• 2 years auto claims adjusting experience.
• 1 year injury adjusting experience with attorney-represented claims.
• Proficient knowledge of auto claims contract, investigation, evaluation, negotiation, adjudication, case law, and state regulations.
• Strong negotiation, investigation, communication, and conflict resolution skills.
• Time management and decision-making skills.
• Investigatory, prioritizing, multi-tasking, and problem-solving skills.
• Knowledge of human anatomy and medical terminology related to injury claims.
• Ability to exercise sound financial judgment.
• Proficient in coverage evaluation, loss assessment, and reserving.
• Obtain and maintain insurance adjuster license within 90 days and 3 attempts.
Nice to Have Qualifications:
• 4+ years auto liability/casualty adjusting experience.
• 1+ year claims experience.
• Ongoing professional development in insurance.
• Bachelor's degree or higher.
Compensation and Perks:
• Salary: $63,590 - $90,000
• Hybrid schedule: Mandatory 3 days in-office in Phoenix.
• Comprehensive benefits supporting physical, financial, and emotional wellness.
• Medical, dental, vision, 401(k), pension, life insurance.
• Parental benefits, adoption assistance, paid time off with holidays, 16 paid volunteer hours, wellness programs.
• Career path planning and continuing education support.
 
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