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Contract Insurance Adjuster Jobs in Missouri (NOW HIRING)

Columbia Insurance

Claims Adjuster II

Columbia, MO · On-site

At Columbia Insurance, we believe our people are the heart of our success and our greatest strength ... and reviewing contracts and statutes. * Demonstrated ability to evaluate comparative and ...

REINSURANCE ASSOCIATES INC

Be Seen First

Mechanical Claim Adjuster

Fenton, MO · On-site

$19 - $25/hr

The Claims Adjuster is responsible for the set-up and processing of automotive VSC claims filed ... contracts within programs that are underwritten by only Excellent (A- or better) rated Insurance ...

REINSURANCE ASSOCIATES INC

Be Seen First

Mechanical Claim Adjuster

Fenton, MO · On-site

$19 - $25/hr

The Claims Adjuster is responsible for the set-up and processing of automotive VSC claims filed ... contracts within programs that are underwritten by only Excellent (A- or better) rated Insurance ...

Wise F&I

Mechanical Claim Adjuster

Fenton, MO · On-site

$47K - $61K/yr

... and insurance industry for more than 30 years. We're seeking motivated Mechanical Claims Adjusters to join our growing Vehicle Service Contract (VSC) Claims Team. In this role, you'll use your ...

U.S. Engineering

Corporate Counsel

Kansas City, MO · On-site

Support workers' compensation claims, including coordination with adjusters, claims tracking, and ... Perform legal research and prepare memos on contract, insurance, and construction law issues as ...

U.S. Engineering

Corporate Counsel

Kansas City, MO

Support workers' compensation claims, including coordination with adjusters, claims tracking, and ... Perform legal research and prepare memos on contract, insurance, and construction law issues as ...

U.S. Engineering

Corporate Counsel

Kansas City, MO · On-site

Support workers' compensation claims, including coordination with adjusters, claims tracking, and ... Perform legal research and prepare memos on contract, insurance, and construction law issues as ...

U.S. Engineering

Corporate Counsel

Kansas City, MO · On-site

$100 - $142/hr

Support workers' compensation claims, including coordination with adjusters, claims tracking, and ... Perform legal research and prepare memos on contract, insurance, and construction law issues as ...

Progressive

Claims Adjuster Trainee

Columbia, MO · Hybrid

$54K - $57K/yr

As a claims adjuster trainee , you'll learn how to help customers get back on the road after an ... insurance contracts so you can confidently and independently adjust claims. This is a hybrid role ...

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All JobsContract Insurance Adjuster JobsContract Insurance Adjuster Jobs in Missouri

Contract Insurance Adjuster information

What is a contract insurance adjuster?

Contract insurance adjusters are professionals who work independently or through third-party firms to investigate and assess insurance claims on behalf of insurance companies. Unlike staff adjusters, who are direct employees, contract adjusters are hired on a temporary or project basis, often during periods of high claim volume or for specialized cases. They evaluate damages, determine coverage, and negotiate settlements with policyholders or claimants. Their role helps ensure that insurance claims are processed efficiently and fairly, especially during catastrophic events or in areas with staffing shortages.

What are the key skills and qualifications needed to thrive as a contract insurance adjuster?

To thrive as a Contract Insurance Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, estimating tools like Xactimate, and industry certifications such as AIC or CPCU are commonly required. Strong analytical thinking, negotiation abilities, and effective communication help build trust with clients and resolve claims efficiently. These skills ensure accurate claim assessments, regulatory compliance, and positive client relationships in a highly detail-oriented field.

What are some common challenges faced by contract insurance adjusters when managing multiple claims simultaneously?

Contract Insurance Adjusters often handle several claims at once, which can be challenging due to varying deadlines, complex documentation requirements, and frequent communication with clients, claimants, and other parties. Staying organized and prioritizing tasks is essential to ensure timely investigations and accurate reporting. Adjusters must also adapt to different types of claims and policy guidelines, while maintaining strong customer service and compliance with legal standards.

How do independent insurance adjusters get jobs?

Independent insurance adjusters typically find work through staffing agencies, insurance companies, or online job boards that specialize in claims adjusting. Building a network of contacts and obtaining relevant certifications, such as the Certified Adjuster designation, can also help secure assignments. Many adjusters work on a contract basis, responding to claims as needed in various locations.

What are the most commonly searched types of Insurance Adjuster jobs in Missouri?

The most popular types of Insurance Adjuster jobs in Missouri are:

What are popular job titles related to Contract Insurance Adjuster jobs in Missouri?

For Contract Insurance Adjuster jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Contract Insurance Adjuster jobs in Missouri look for?

The top searched job categories for Contract Insurance Adjuster jobs in Missouri are:

What cities in Missouri are hiring for Contract Insurance Adjuster jobs?

Cities in Missouri with the most Contract Insurance Adjuster job openings:

Contract Insurance Adjuster jobs near you
Infographic showing various Contract Insurance Adjuster job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution.

Lead Litigation Adjuster

American Family Mutual Insurance Company Si

Saint Joseph, MO • On-site, Remote

$88K - $145K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 2 days ago

New

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 136 frontline employees who took The Breakroom Quiz

226th of 315 rated insurance

Job description

You will investigate and maintains highly complex property/casualty claims. You will determine liability, secure information, review coverages, arrange appraisals, and settles claims. You will report to a senior manager, litigation.
Internal candidates are encouraged to apply and should review the internal mobility guidelines in the hybrid policy reference guide for more information on potential relocation.
In this primarily home-based role, you will spend 80% of your time (4+ days per week) working from home, proximate to one of our office locations (within approximately 35-50 miles). On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. Locations are: Madison, WI; Boston, MA; Denver, CO; Hopkins, MN; Keene, NH; St. Joseph; Phoenix, AZ.
#LI-remote

Position Compensation Range:

$88,000.00 - $145,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Why Choose American Family Insurance?

  • Purpose-Driven Work:Help real people navigate complex legal challenges. Your expertise will make a difference in their lives and communities

  • Career Growth:Build a long-term career with us. Gain valuable litigation experience, sharpen your trial skills, and develop specialty expertise in areas like auto, property, workers' compensation, and more

  • Supportive Team Culture:Collaborate with talented colleagues and report directly to a Senior Manager in our Legal department. We're committed to your professional development and success

  • Commitment to Excellence:Join a company recognized for integrity, innovation, and service. Be part of a team that sets the standard for legal representation in the insurance industry

What You'll Do:

  • Investigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Check for prior claims and recognizes environmental exposures.

  • Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis

  • Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements

  • Conduct on-site inspections when needed, evaluate damages and handle claim negotiations with insureds, claimants, attorneys, public adjusters

  • Respond to customer inquiries, make appropriate decisions, and close file as needed

  • Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interpret claim history coverages

  • Make independent decisions but recognize when assistance is needed

  • Proactively provide all parties with claim process and status as appropriate; answer questions or redirect to other areas

  • Serve as a mentor and subject matter expert for less experienced adjusters

  • May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience

Who We're Looking For:

  • Professionals eager to grow, learn, and contribute to a dynamic legal team

  • Individuals committed to excellence, integrity, and collaboration

What we need from you:

  • Coverage experience preferred

  • Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories

  • Demonstrated experience providing customer-driven solutions, support or service

  • Demonstrated ability to efficiently and effectively handle complex claims

  • Extensive knowledge of policies and endorsements coverages

  • Successfully applied knowledge of each phase of the claim handling process

Licenses

  • Obtain state specific property casualty claims licensing as required

Travel Requirements

  • Up to 10%.

  • Catastrophe travel up to 75% as applicable


Physical Requirements

  • Work that primarily involves sitting/standing

Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

#LI-MN2

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