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Commission Development Finance information

What is the difference between Commission Development Finance vs Loan Officer?

AspectCommission Development FinanceLoan Officer
CredentialsRelevant finance certifications, licensing depending on regionMortgage or banking licenses, certifications
Work EnvironmentFinancial institutions, development agencies, or private firmsBanks, credit unions, mortgage companies
Employer & IndustryFinance, real estate development, investment sectorsBanking, mortgage lending, real estate
Primary FocusGenerating finance deals through commissions, project developmentAssessing loan applications, approving credit, customer service

Commission Development Finance professionals focus on securing funding and development projects through commission-based roles, often working in finance or real estate sectors. Loan Officers primarily evaluate and approve loan applications for clients. While both roles involve finance and require relevant certifications, their daily tasks and work environments differ significantly.

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Infographic showing various Commission Development Finance job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 84% Full Time, and 15% Part Time. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution.
Associate Banker-Community Development Banking- Associate

Associate Banker-Community Development Banking- Associate

JPMorgan Chase & Co.

Los Angeles, CA • On-site

$115K - $145K/yr

Full-time

Medical, Retirement

Posted 21 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 468 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

Job Description
Become an integral part of a team that proudly supports vibrant and diverse neighborhoods by providing loans, investments, and services for low- and moderate-income households and communities nationwide!
J.P. Morgan Chase's Community Development Banking (CDB) business is a national leader in community development finance for affordable housing and economic development projects. CDB offers financing for projects of any size and complexity, including construction financing, bridge loans, acquisition loans, letters of credit to support bond transactions, and long-term permanent financing for Low Income Housing Tax Credit (LIHTC) developments and bond purchases. Clients include for-profit and not-for-profit developers, government entities, and community-based organizations.
As a Community Development Banking Associate within our Commercial Real Estate team, you will provide support and assistance in the underwriting and approval process for acquisition, construction, and/or permanent loans sourced by senior banker colleagues. You will report to a CDB Banker and support all members of the Los Angeles team.
Job Responsibilities:
  • Work with Originating Bankers to gather project documentation, prepare credit committee pitch packages, Letters of Interest, and Term Sheets
  • Analyze and adjust development budgets, operating statements, rent schedules, construction flow of funds, financial statements, market studies, and third-party reports
  • Collaborate with underwriters through the credit approval process, including closing calls, due diligence collection, and internal reporting
  • Review legal documentation prior to closing for accuracy and consistency with credit approval terms
  • Assist with client meetings/calls related to financings and attend JPM Chase and industry events
  • Monitor construction progress, including draw requests, funding adequacy, time delays, cost overruns, contingency fund usage, and compliance with loan documents

Required Qualifications, Skills, and Capabilities:
  • 2.5+ years' experience in financing commercial real estate transactions, including mixed income and affordable housing development projects
  • Experience with Federal, State, and Local Affordable Housing/LIHTC financing programs
  • BA/BS degree
  • Strong interpersonal skills for client and stakeholder interaction
  • Team player with flexibility to adjust priorities as needed
  • Excellent written and verbal communication skills
  • Proficient in MS Word, Excel, PowerPoint, and Outlook
  • Limited travel required, occasionally overnight

Preferred Qualifications, Skills, and Capabilities:
  • Formal bank credit training
  • Knowledge of standard bank credit policies and loan administration procedures

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.
Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.

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