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Collateral Specialist Jobs (NOW HIRING)

COLLATERAL MANAGER

Coral Gables, FL · On-site

$110K - $115K/yr

Lead, mentor, and develop a team of collateral specialists and analysts. * Establish performance expectations, provide coaching, and drive accountability for service levels and quality. * Foster a ...

The Collateral Perfection Specialist is responsible for performance of support duties related to collateral perfection for consumer and commercial loans. These tasks include necessary processes to ...

COLLATERAL MANAGER

Coral Gables, FL · Remote

$110K - $115K/yr

Lead, mentor, and develop a team of collateral specialists and analysts. * Establish performance expectations, provide coaching, and drive accountability for service levels and quality. * Foster a ...

Showing results 41-60

Collateral Specialist information

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$18

$28

$48

How much do collateral specialist jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for collateral specialist in the United States is $28.70, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $38.46 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a collateral specialist, and why are they important?

To thrive as a Collateral Specialist, you need strong analytical skills, attention to detail, and a solid understanding of loan documentation and collateral evaluation, often supported by a degree in finance, business, or a related field. Familiarity with loan management systems, document tracking software, and regulatory compliance tools is typically required. Exceptional organizational skills, effective communication, and the ability to manage multiple priorities make someone stand out in this role. These skills are crucial for ensuring the accuracy, compliance, and efficiency of collateral processes that support sound lending practices.

What does a collateral specialist do?

A collateral specialist works with loan documents and helps recover collateral. As a collateral specialist, your job duties include communicating with banks and clients, verifying policies, and assisting with the collateral recovery process. The career requires a background in mortgages and lending. Although some employers in this field prefer work experience over a formal education, many collateral specialists earn an associate or bachelor’s degree in a related subject. You may also pursue professional certification to demonstrate your expertise and gain a competitive edge. Additional qualifications include strong analytical, research, and organizational skills.

What are some common challenges faced by collateral specialists, and how can they effectively manage them?

Collateral Specialists often encounter challenges such as tight deadlines for documentation, ensuring compliance with regulatory standards, and managing large volumes of paperwork. These tasks require strong organizational skills and attention to detail, as errors can delay transactions or increase risk for the organization. Effective Collateral Specialists regularly communicate with loan officers, underwriters, and clients to clarify requirements, and they use document management systems to streamline processes. Staying current with industry regulations and investing time in professional development can also help manage these challenges successfully.

What is a collateral specialist?

Collateral Specialists are financial professionals responsible for managing and monitoring collateral used to secure loans or credit lines, typically in banks or lending institutions. Their duties include evaluating the value of collateral, ensuring proper documentation, tracking collateral status, and minimizing risk for the lender. They work closely with loan officers, customers, and appraisers to verify that all collateral requirements are met and maintained throughout the loan lifecycle. By doing so, they help protect the financial institution from potential losses due to loan defaults.
What cities are hiring for Collateral Specialist jobs? Cities with the most Collateral Specialist job openings:
What are the most commonly searched types of Collateral Specialist jobs? The most popular types of Collateral Specialist jobs are:
What states have the most Collateral Specialist jobs? States with the most job openings for Collateral Specialist jobs include:
Infographic showing various Collateral Specialist job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $59,693 per year, or $28.7 per hour.

Commercial Loan Collateral Specialist

Sunflower Bank NA

Plano, TX

$53K - $67K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago


Job description

Description

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com.


Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Commercial Loan Collateral Specialist.


Description:


The Commercial Loan Collateral Specialist is responsible for reviewing account documentation, imaging, committing and verifying documents on imaging software and aiding others in retrieving that information.


Responsibilities:

  • Image, commit and verify documents in a timely and efficient manner.
  • Maintain working knowledge of proper document retention based on company and regulatory policies.
  • Maintain file inventory lists for existing loans, files moved to transfer and paid out charge-offs.
  • Process Commercial Denials.
  • Prepare, review, and file collateral documents to complete titled vehicle perfection
  • Ensure timely and accurate lien perfection in accordance with state and federal requirements.
  • Coordinate with appropriate county, state or third-party agencies to complete necessary perfection.
  • Monitor recording confirmations and follow up on rejected filings.
  • Maintain collateral tracking systems and electronic lien filing systems.
  • Verify receipt of recorded documents and original titles.
  • Monitor department inboxes and process requests as needed.
  • Ensure loan adheres to Compliance and Audit standards and expectations.
  • Maintain Service Level Agreements in a high-volume, high-stress environment.
  • Act as back-up and support to other positions within the Post-Closing area of Loan Operations.
  • Complete special projects as required.


Education/Experience Preferred:

  • Minimum 3 years of Commercial real estate experience and/or documentation experience. Attorney Prepared documentation experience preferred.
  • Collateral Lien Perfection Experience required.
  • Technical training in computer systems, banking applications and loan documentation preferred.
  • Must possess exceptional detail, time management and organizational skills.
  • Must possess Word and Excel experience.
  • Must possess excellent oral and written communication skills.
  • Must be able to work independently and accomplish goals in established time frame.
  • Must be able to work flexible hours.

Pay is dependent on knowledge, skills, abilities, experience, and location.


Working Conditions


The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.


Sunflower Bank Benefits


People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.


Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused

Associates enjoy outstanding benefits, including:

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.


You've never worked anyplace like Sunflower Bank!


EOE/AA: Minorities/Females/Disabled/Vets


Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.


Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.


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