ZipRecruiter

Log In

1

Collateral Analyst Jobs (NOW HIRING)

East West Bank

Collateral Analysis Officer

Manhattan, NY · On-site

$100K - $150K/yr

May perform other duties as needed. * 5-7+ years of Collateral Analysis experience with preference in Structured Finance Industry or Asset back Lending (Commercial Lending) * Bachelor's degree in ...

East West Bank

Collateral Analysis Officer

Manhattan, NY · On-site

$100K/yr

Qualifications * 5-7+ years of Collateral Analysis experience with preference in Structured Finance Industry or Asset back Lending (Commercial Lending) * Bachelor's degree in economics, finance ...

Scotiabank

Collateral Processing Analyst

Houston, TX · On-site

Purpose The Collateral Processing Analyst within Mortgage Capital Markets Operations contributes to the overall success of the Global Banking and Markets by providing operational support of the day ...

Scotiabank

Collateral Processing Analyst

Houston, TX · On-site

Purpose The Collateral Processing Analyst within Mortgage Capital Markets Operations contributes to the overall success of the Global Banking and Markets by providing operational support of the day ...

next page

Showing results 1-20

All JobsCollateral Analyst Jobs

Collateral Analyst information

See salary details

$18

$38

$56

How much do collateral analyst jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for collateral analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

How much do collateral analysts make?

Collateral analysts in New York City typically earn between $60,000 and $90,000 annually, depending on experience, certifications, and the employer. Entry-level positions may start around $50,000, while experienced analysts with specialized skills can earn higher salaries and bonuses.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit agreements to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets or specialized software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

High-level roles such as senior investment bankers, hedge fund managers, and certain executive positions in finance and technology can reach or exceed $500,000 annually. These roles typically require extensive experience, advanced skills, and often involve performance-based bonuses or profit sharing. Compensation varies widely depending on industry, location, and individual performance.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What jobs pay 200,000 a year in the USA?

In the USA, senior-level roles such as investment bankers, corporate lawyers, specialized physicians, and certain executive positions can earn $200,000 or more annually. For Collateral Analysts, reaching this salary level typically requires extensive experience, advanced certifications, and working in high-paying financial institutions or investment firms.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
More about Collateral Analyst jobs
What cities are hiring for Collateral Analyst jobs? Cities with the most Collateral Analyst job openings:
What states have the most Collateral Analyst jobs? States with the most job openings for Collateral Analyst jobs include:
What job categories do people searching Collateral Analyst jobs look for? The top searched job categories for Collateral Analyst jobs are:
What are popular job titles related to Collateral Analyst jobs? For Collateral Analyst jobs, the most frequently searched job titles are:
Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in the United States as of June 2026, with employment types broken down into 3% Locum Tenens, 66% Full Time, 17% Part Time, and 14% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $79,285 per year, or $38.1 per hour.
Senior Collateral Risk Analyst

Senior Collateral Risk Analyst

Federal Home Loan Bank of Atlanta

Atlanta, GA • On-site

Full-time

Posted 26 days ago

Job description

Compensation Grade:
11
BASIC PURPOSE:
Conducts collateral verification reviews in accordance with Bank policy, and otherwise analyzes and evaluates collateral pledged to the Bank to support lending by the Bank.
ESSENTIAL FUNCTIONS:
  • Prepares and participates in the evaluation of all mortgage loan collateral pledged to the Bank, including residential loans, multi-family loans, commercial real estate loans, HELOC/second, and farmland mortgage loans to evaluate loan quality and eligibility, and to ensure compliance with Bank policy, procedures, and regulations.
  • Demonstrates leadership abilities through active participation in departmental meetings including identification of process weaknesses with recommendations for improvement.
  • Participates in the development, design, enhancement, and maintenance of comprehensive financial spreadsheets, models, and collateral-related software systems to facilitate the analysis and monitoring of the Bank's collateral.
  • Reviews the work of third-party contractors and provides directional leadership regarding delegation and prioritization of work as it relates to collateral verification reviews.

  • Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices.
  • Interacts with member institutions daily regarding the eligibility of various assets as collateral and provides members with guidelines and interpretation of the Bank's collateral policies.
  • Conducts exit meetings with senior management of member institutions summarizing collateral verification review findings.
  • Assists management in formulating Bank policies and procedures.
  • Assists in the development of system and/or software programs to facilitate the analysis and monitoring of member financial data and collateral information.
  • This description provides general information necessary to depict the essential and non-essential functions of the job and shall not be construed as a detailed description of all the required work that may be inherent in the job.

KNOWLEDGE, SKILLS, ABILITIES:
Requires a strong knowledge of evaluating and underwriting mortgage loan files including loan documentation.
Requires a highly detail-oriented individual with the ability to manage multiple projects with minimal supervision.
A thorough knowledge of Microsoft Excel and Word, as well as practical experience utilizing VPNs.
Strong communication, presentation, and problem-solving skills.
Position does require travel with some being overnight.
MINIMUM REQUIREMENTS
A bachelor's degree in finance, accounting, or real estate, and a minimum of six years of work experience in the analysis of residential or commercial real estate, lending, or underwriting, with specific experience in loan documentation, appraisal review, due diligence or the equivalent combination of education and experience is necessary. A master's degree is preferred.
Work Location: This individual must reside within commuting distance from our Atlanta, GA office. This position may not be filled in New Jersey, either in-person or remotely.
Work Schedule: Onsite with an opportunity to work remote partially.
Visa Sponsorship: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
We are an equal opportunity employer.

Apply