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Collateral Analyst Jobs in Utah (NOW HIRING)

Analyze financial statements and ratios, business and product cycles, collateral, industry risk, management, historical and projected operating performance, and cash flow coverage to develop an ...

Analyze financial statements and ratios, business and product cycles, collateral, industry risk, management, historical and projected operating performance, and cash flow coverage to develop an ...

Prepare reviews including financial condition, risks, collateral, and guarantor strength. * Assess ... Proficient in analyzing commercial loan structures, financial statements, and collateral ...

Product Marketing Manager

Salt Lake City, UT · On-site

$149K/yr

This role requires a highly technical, execution-oriented marketer who thrives under tight timelines and loves getting their hands dirty building collateral, analyzing competitors, and helping cross ...

Sr. Portfolio Manager

Pleasant Grove, UT · On-site

$98K - $148K/yr

Spreading and analyzing financial statements * In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk ...

Spreading and analyzing financial statements * In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk ...

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Collateral Analyst information

See Utah salary details

$17

$34

$50

How much do collateral analyst jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for collateral analyst in Utah is $34.70, according to ZipRecruiter salary data. Most workers in this role earn between $25.14 and $47.07 per hour, depending on experience, location, and employer.

What is a collateral analyst?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What does a collateral analyst do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What are the key skills and qualifications needed to thrive as a collateral analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are some common challenges faced by collateral analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What are popular job titles related to Collateral Analyst jobs in Utah?

For Collateral Analyst jobs in Utah, the most frequently searched job titles are:

What are popular job titles related to Collateral Analyst jobs in UT?

For Collateral Analyst jobs in UT, the most frequently searched job titles are:

Infographic showing various Collateral Analyst job openings in Utah as of August 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $72,179 per year, or $34.7 per hour.

Corporate Credit Analyst

TAB Bank

Ogden, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


Job description

Job Summary:
Launch your commercial lending career by joining an innovative digital bank providing specialty finance lending. As a Corporate Credit Analyst, you will have the benefit of being part of a top tier team structuring and underwriting asset-based loans, factoring facilities, and equipment loans for businesses nationwide in a host of different industries. You will also be exposed to the bank executives on a regular basis, with opportunities to take minutes and present loans to loan committees that are comprised of various bank leaders and members of TAB's Board of Directors. This position is best suited for an individual who is looking for experience reviewing and analyzing moderate to complex transactions for various commercial products. You will gain a broader understanding of the various aspects of banking through interactions with the Bank's sales staff, legal representatives, portfolio and relationship managers, and deposit operations. You will also gain experience working with third-party professionals like brokers, field examiners, and appraisers. At TAB, the analyst position is intended to offer training and experience that will help you grow and be prepared to move into positions such as an underwriter or relationship manager.
Job Description:
Daily responsibilities consist of: reviewing and analyzing application packages for commercial working capital and term debt facilities to make sound credit decisions based on in-depth analysis. The Corporate Credit Analyst works with underwriters, sales/business development, and external business partners in the preparation of formal Credit Summaries while often communicating with the client for information needed to complete the underwriting process.
Essential Duties and Responsibilities:
  • Analyze financial statements and ratios, business and product cycles, collateral, industry risk, management, historical and projected operating performance, and cash flow coverage to develop an assessment of the credit risk and determine credit worthiness.
  • Prepare financial statement spreads upon review of accountant-prepared and/or company-prepared financial statements to assist in evaluating financial condition, and operating trends of prospective Borrowers.
  • Analyze personal financial statements and income tax returns of prospective individual guarantors.
  • Perform detailed collateral analysis on accounts receivable, inventory and other collateral supporting commercial working capital transactions.
  • Assist in preparing in-depth written credit summaries for submission to Loan Committee for formal credit approval.
  • Correspond verbally and in writing with applicants, client representatives and other business partners on reasons for credit decisions and/or the request for additional information.
  • Obtain credit reports, as well as conduct company and industry research.
  • Ensure compliance with bank policies.
  • Other duties as assigned.

Education and Experience Requirements:
  • Bachelor's degree in finance, accounting, or economics, or within 6 months of completion.
  • One to two years equivalent work experience a plus.

Knowledge, Skills, and Abilities Requirements:
  • Microsoft Word.
  • Microsoft Excel.
  • Microsoft Outlook.
  • Understanding of business financial statements, including the Balance Sheet, Income Statement (P&L), and Statement of Cash Flows.
  • Basic understanding of accounts receivable and inventory.
  • Strong written communication and presentation skills.
  • Ability to exercise good judgment in forming an opinion on prospective credits.

TAB Bank Offers:
  • Onsite Gym
  • Tuition Reimbursement
  • Paid Holidays
  • Gym Reimbursement
  • College Scholarships for Employees and Families
  • 401(k)
  • Paid Time Off (PTO)
  • Employee Assistance Program (EAP)
  • I Made the Grade
  • Holiday Club Program
  • Medical, Dental, Vision, Life and AD&D, Voluntary Disability, Flex Spending & Dependent Care

TAB Bank will not sponsor applicants for work visas.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.