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Collateral Analyst Jobs in Utah (NOW HIRING)

Senior Credit Analyst

Tremonton, UT · On-site

$80K - $120K/yr

Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned. QUALIFICATIONS: BA/BS degree with emphasis in accounting ...

Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned. QUALIFICATIONS: BA/BS degree with emphasis in accounting ...

Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned. QUALIFICATIONS: BA/BS degree with emphasis in accounting ...

You can solve problems by researching and analyzing information. * You enjoy working in a fast-paced environment that quickly changes and provides challenges. * You are comfortable using various ...

You can solve problems by researching and analyzing information. * You enjoy working in a fast-paced environment that quickly changes and provides challenges. * You are comfortable using various ...

You can solve problems by researching and analyzing information. * You enjoy working in a fast-paced environment that quickly changes and provides challenges. * You are comfortable using various ...

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Collateral Analyst information

See Utah salary details

$17

$34

$50

How much do collateral analyst jobs pay per hour?

As of May 29, 2026, the average hourly pay for collateral analyst in Utah is $34.70, according to ZipRecruiter salary data. Most workers in this role earn between $25.14 and $47.07 per hour, depending on experience, location, and employer.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What are popular job titles related to Collateral Analyst jobs in Utah? For Collateral Analyst jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Collateral Analyst jobs in Utah look for? The top searched job categories for Collateral Analyst jobs in Utah are:
What are popular job titles related to Collateral Analyst jobs in UT? For Collateral Analyst jobs in UT, the most frequently searched job titles are:
Infographic showing various Collateral Analyst job openings in Utah as of May 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 85% In-person, 6% Hybrid, and 9% Remote job distribution, with an average salary of $72,179 per year, or $34.7 per hour.
Senior Credit Analyst

Senior Credit Analyst

Western Ag Credit

Tremonton, UT • On-site

$80K - $120K/yr

Full-time

Posted 6 days ago


Job description

POSITION: Senior Credit Analyst
LOCATION: Tremonton, Utah
COMPENSATION:
Salary Range: $80,000 - $120,000 depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.
RESPONSIBILITY:
Completes thorough financial analyses to evaluate creditworthiness, identifies emerging trends and operational impacts, prepares comprehensive credit memoranda, and monitors loan performance across the portfolio, particularly related to large and complex loans, including agribusiness loans. Monitors the maintenance of accurate loan file documentation. Ensures accurate reporting and compliance with Association policies and procedures. Collaborates with relationship managers to recommend or approve/deny loans within delegated authority, prepare recommendations for committee review, and address legal or title issues as needed. Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned.
QUALIFICATIONS:
BA/BS degree with emphasis in accounting, agriculture, or business required.
Minimum of five (5) years of agricultural credit, accounting or financial reporting experience required.
Demonstrates advanced analytical and financial analysis capabilities, enabling effective assessment of creditworthiness. Possesses comprehensive knowledge of financial accounting and financial statements, including proficiency in complex consolidations, tax return evaluations, global cash flow analysis, and reconciliations.
Working knowledge and understanding of Farm Credit regulations preferred.
Strong knowledge of agriculture, accounting, business law and economics.
Applicants must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.
Must be proficient in the use of computers and the Microsoft Office suite of software products (i.e. Excel, Word, Windows, etc.)
GENERAL DATA:
For over 100 years, the Association has been providing agricultural lending services to borrowers in Utah and portions of Wyoming, Nevada and Arizona.
FINAL FILING DATE: Applications will be accepted until the position is filled.
If you have any questions or need additional information please call (801) 571-9200.
Date: March 24, 2026
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
EEO/AA Employer M/F/V/D