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Credit Risk Associate Jobs in Utah (NOW HIRING)

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Credit Risk Associate information

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$45.5K

$99.5K

$166.6K

How much do credit risk associate jobs pay per year?

As of Jun 19, 2026, the average yearly pay for credit risk associate in Utah is $99,516.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,300.00 and $129,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Utah? The most popular types of Credit Risk jobs in Utah are:
What are popular job titles related to Credit Risk Associate jobs in Utah? For Credit Risk Associate jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Utah look for? The top searched job categories for Credit Risk Associate jobs in Utah are:
What cities in Utah are hiring for Credit Risk Associate jobs? Cities in Utah with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Utah as of June 2026, with employment types broken down into 1% As Needed, 75% Full Time, 23% Part Time, and 1% Temporary. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $99,516 per year, or $47.8 per hour.
Risk Division - Salt Lake City - Associate, Credit Risk - 9397623

Risk Division - Salt Lake City - Associate, Credit Risk - 9397623

Goldman Sachs, Inc.

Salt Lake City, UT • On-site

Other

Posted 16 days ago

Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

29th of 141 rated banks

Job description

Job Duties: Associate, Credit Risk with Goldman Sachs & Co. LLC in Salt Lake City, Utah. Responsible for approving transactions, setting credit exposure limits, monitoring adherence to those limits, measuring credit exposure and losses from counterparty default. Manage risk levels through the analysis of the business and financial profile of the firm's trading counterparties, including independent review and ongoing monitoring of the quality of the loan and derivative portfolio and testing/validating Credit Risk's ratings, processes and methodologies. Conduct in-depth analyses related to causes and effects of credit events and conduct sector and/or regional (i.e. country) based concentration analyses. Assess the credit and financial strength of the firm's Financial Institution counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors. Determine and manage the firm's credit risk appetite across derivatives, loans, funding and deposits for a portfolio of Financial Institution counterparts. Approve derivative and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses.

Job Requirements: Master's degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and one (1) year of experience in job offered or a related role; OR Bachelor's degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and three (3) years of experience in job offered or a related role. Prior experience must include one (1) year with master's degree or three (3) years with bachelor's degree with the following: assessing the credit and financial strength of the financial institution's counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors; determine and manage the Firm's credit risk appetite across; performing credit underwriting of lending transactions, contributing to credit recommendations, and supporting the capital approval process; determine and manage the firm's credit risk appetite across derivatives, loans, funding and deposits for a portfolio of Financial Institution counterparts; presenting findings and recommendations to senior management and answer questions relating to credit analysis performed; and monitoring industry subsectors based on market indicators, regulatory guidance, rating agency commentary, and counterparty surveillance and reporting information and its impact to senior management.

The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.

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About Goldman Sachs

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At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869

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