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Collateral Analyst Jobs in Utah (NOW HIRING)

CCBank

Sr. Portfolio Manager

Pleasant Grove, UT · On-site

$98K - $148K/yr

Spreading and analyzing financial statements * In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk ...

CCBank

Sr. Portfolio Manager

Pleasant Grove, UT

Spreading and analyzing financial statements * In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk ...

Sunwest Bank

Relationship Manager

Sandy, UT · On-site

$150K - $175K/yr

Prepares detailed collateral analysis and coordinates appraisal and third-party analysis as necessary. Spreads and analyzes financial statement information to determine financial capacity of ...

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All JobsCollateral Analyst JobsCollateral Analyst Jobs in Utah

Collateral Analyst information

See Utah salary details

$17

$34

$50

How much do collateral analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for collateral analyst in Utah is $34.70, according to ZipRecruiter salary data. Most workers in this role earn between $25.14 and $47.07 per hour, depending on experience, location, and employer.

What is a collateral analyst?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What does a collateral analyst do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What are the key skills and qualifications needed to thrive as a collateral analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are some common challenges faced by collateral analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

More about Collateral Analyst jobs

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For Collateral Analyst jobs in Utah, the most frequently searched job titles are:

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The top searched job categories for Collateral Analyst jobs in Utah are:

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For Collateral Analyst jobs in UT, the most frequently searched job titles are:

Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in Utah as of August 2026, with employment types broken down into 83% Full Time, 11% Part Time, and 6% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $72,179 per year, or $34.7 per hour.

Sr. Portfolio Manager

CCBank

Pleasant Grove, UT • On-site

$98K - $148K/yr

Other

Posted 14 days ago

Key responsibilities

  • Assist assigned Loan Officer(s) in loan production activities such as attending client calls, collecting financial documentation, processing loan applications, and analyzing financial statements.

  • Monitor the assigned loan portfolio for delinquency, review bank reporting for maturing loans, and support collection efforts.

  • Underwrite loan renewals, monitor loan covenants, and work to resolve technical exceptions and breaches proactively.

Job description

The Senior Lending Portfolio Manager is responsible for proactively monitoring and maintaining the compliance and soundness of the loan portfolio to which they are assigned. In addition to portfolio management, this position is a production support role and includes underwriting new loans and renewals of existing loans in close partnership with the assigned Loan Officer(s). The ideal candidate for this role will have direct experience in commercial underwriting, loan production, and portfolio management including covenant testing, file maintenance, and tickler and technical exception resolution. Proactive and effective communication with colleagues, clients, and vendors is critical to this role.
Job Responsibilities:
  • Assist assigned Loan Officer(s) in loan production activities as directed by the Loan Officer and the Director of Lending. Activities include, but are not limited to:
    • Attending client calls with the Loan Officer
    • Collecting financial documentation from clients
    • Processing loan applications
    • Spreading and analyzing financial statements
    • In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk assessment, etc.
  • Monitor assigned loan portfolio for delinquency and contact delinquent loan clients for payment.
  • Review bank reporting for maturing loans and support the Loan Officer in collection of financial packages. The Senior Lending Portfolio Manager will underwrite loan renewals in collaboration with the Loan Officer.
  • Monitor loan ticklers and technical exceptions and work to resolve any outstanding items as expediently as possible.
  • Track and monitor loan performance covenants and advise the Loan Officer and the credit administration team of breached covenants. Proactively engage in resolving issues as they arise.
  • Collaborate closely and communicate effectively with internal partners including Loan Assistants, Credit Administration, Operations, and Compliance.
  • Attend team training and complete compliance training as assigned.
  • Complete other tasks and special projects assigned by the Director of Lending and Credit Administration.

Minimum Requirements:
  • Bachelor's degree in business, finance, or related field of study.
  • 5+ years of direct experience underwriting and managing commercial loans in a banking environment.
  • Thorough and technical knowledge of financial statements, cash flow analysis, and commercial loan structure.
  • Direct experience with various commercial lending products including asset-based lines of credit, equipment lending, and real estate (term and construction financing).
  • Direct experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino, etc.).
  • Exceptional ability to communicate proactively, clearly, and efficiently.
  • Exceptional time management and task prioritization skills.

Manage the collection and review of borrower financials, third-party reports (appraisal, evaluation, environmental, etc.) and other required documentation to complete credit due dilligence.

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