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Collateral Analyst Jobs in Texas (NOW HIRING)

Hilltop Holdings

Collateral Analyst

Lubbock, TX · On-site

PlainsCapital Bank is seeking a Collateral Analyst to perform post-closing reviews of loans for documentation requirements and cites exception items in collateral tracking system. Assists Loan ...

Hilltop Holdings

Collateral Analyst

Lubbock, TX

PlainsCapital Bank is seeking a Collateral Analyst to perform post-closing reviews of loans for documentation requirements and cites exception items in collateral tracking system. Assists Loan ...

Origin Bank

Collateral Analyst III

Frisco, TX

Manages collateral inventory; performs weekly audits of all mortgage Notes in the Bank's possession ... Language Skills Ability to read, analyze, and interpret general business periodicals, professional ...

Origin Bank

Collateral Analyst III

Frisco, TX · On-site

Manages collateral inventory; performs weekly audits of all mortgage Notes in the Bank's possession ... Language Skills Ability to read, analyze, and interpret general business periodicals, professional ...

Scotiabank

Collateral Processing Analyst

Houston, TX · On-site

Purpose The Collateral Processing Analyst within Mortgage Capital Markets Operations contributes to the overall success of the Global Banking and Markets by providing operational support of the day ...

Scotiabank

Collateral Processing Analyst

Houston, TX · On-site

Purpose The Collateral Processing Analyst within Mortgage Capital Markets Operations contributes to the overall success of the Global Banking and Markets by providing operational support of the day ...

Sonabank

Warehouse Collateral Specialist

Frisco, TX

$27 - $39/hr

Process received collateral in preparation to ship. * Ensure accuracy of received collateral ... Strong analytical ability * Professional and effective verbal and written communications * In-depth ...

Sonabank

Warehouse Collateral Specialist

Frisco, TX · On-site

Process received collateral in preparation to ship. * Ensure accuracy of received collateral ... Strong analytical ability * Professional and effective verbal and written communications * In-depth ...

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All JobsCollateral Analyst JobsCollateral Analyst Jobs in Texas

Collateral Analyst information

See Texas salary details

$17

$35

$52

How much do collateral analyst jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for collateral analyst in Texas is $35.51, according to ZipRecruiter salary data. Most workers in this role earn between $25.77 and $48.17 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate certain tasks performed by collateral analysts, such as data analysis and risk assessment, but it is unlikely to fully replace the role. Human judgment remains essential for interpreting complex information and making nuanced decisions in credit analysis. Professionals in this field may need to develop skills in data interpretation and AI tools to stay relevant.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit facilities to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets and financial software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and top executives can earn $500,000 or more annually. These positions often require extensive experience, advanced degrees, and strong industry networks, with compensation frequently including bonuses and incentives.

What jobs make $1,000,000 a year?

In the context of a Collateral Analyst, earning $1,000,000 annually is uncommon and typically requires senior-level positions in finance, investment banking, or hedge funds, often involving significant bonuses and incentives. High-paying roles in finance may require advanced certifications, extensive experience, and a strong track record. Most professionals in this field do not reach this income level without progressing into executive or partner roles over many years.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
More about Collateral Analyst jobs
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Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in Texas as of July 2026, with employment types broken down into 84% Full Time, 5% Temporary, and 11% Contract. Highlights an 90% In-person, 5% Hybrid, and 5% Remote job distribution, with an average salary of $73,866 per year, or $35.5 per hour.
Collateral Analyst

Collateral Analyst

Hilltop Holdings

Lubbock, TX • On-site

Full-time

Medical, Retirement, PTO

Posted 19 days ago

Job description


Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more!
PlainsCapital Bank is seeking a Collateral Analyst to perform post-closing reviews of loans for documentation requirements and cites exception items in collateral tracking system. Assists Loan Officers and Loan Assistants with documentation requirements and exception resolution.
Responsibilities
  • Performs post-closing review of loan documentation for discrepancies and deficiencies. This review includes but is not limited to execution of promissory notes, security agreements, and deeds of trust; collateral descriptions; lien positioning; county or state lien filings; titling requirements; flood requirements; inspections; compliance documentation; appraisals and appraisal reviews.
  • Monitors and updates the Bank's collateral tracking system to include the accurate, complete, and current postings of all collateral and loan information for assigned accounts.
  • Identifies and creates exception tracking items in collateral tracking system for collateral reporting deficiencies and discrepancies.
  • Reviews organizational and entity documentation on loan borrowers and guarantors and creates exception tracking items in collateral tracking system. This review includes but is not limited to Articles of Incorporation, Certificates of Formation, Partnership Agreements, Borrowing Resolutions, Loan Agreements, and Guaranty Agreements.
  • Assists lending staff with exception questions and in resolving outstanding exception items.
  • Creates and maintains UCC lien filings on loan collateral with the Secretary of State or through CT Lien Solutions. Reviews lien search reports performed on loan collateral.
  • Reviews and maintains current status of Certificates of Good Standing on corporate loan borrowers.
  • Special projects as needed by management.
  • Ongoing training with current staff.

Qualifications
  • High School diploma, general education degree (GED), or equivalent required; Bachelor's degree in Business or related field preferred.
  • 1 to 3 years office, clerical, and/or customer service experience required, preferably in a financial institution with a demonstrated understanding of bank practices/regulations.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Excellent analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong attention to detail and high level of accountability.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about.

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