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Merchant Risk Analyst Jobs in Texas (NOW HIRING)

Pacer Group

Risk Analyst I

Plano, TX · On-site

$31/hr

Manage 50+ complex inbound inquiries daily, performing deep-dive investigations into merchant accounts to resolve fraud alerts and financial discrepancies. * Risk Mitigation & Decisioning : Analyze ...

Deluxe

Risk Analyst

Fort Worth, TX

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Conducts investigations which includes holding funds on merchant deposits and communicating with ...

Citizens

Third Party Risk Analyst

Irving, TX · On-site

$86K - $101K/yr

Handle highrisk merchant and thirdparty agent registrations (initial and renewal), ensuring ... Excellent analytical, investigative, and documentation skills with a high level of attention to ...

Citizens

Third Party Risk Analyst

Plano, TX · On-site

$86K - $101K/yr

Handle highrisk merchant and thirdparty agent registrations (initial and renewal), ensuring ... Excellent analytical, investigative, and documentation skills with a high level of attention to ...

Citizens

Third Party Risk Analyst

Irving, TX

$86K - $101K/yr

Handle highrisk merchant and thirdparty agent registrations (initial and renewal), ensuring ... Excellent analytical, investigative, and documentation skills with a high level of attention to ...

Citizens

Third Party Risk Analyst

Plano, TX · On-site

$86K - $101K/yr

Handle highrisk merchant and thirdparty agent registrations (initial and renewal), ensuring ... Excellent analytical, investigative, and documentation skills with a high level of attention to ...

Huntington

Segment Risk Specialist Sr

Dallas, TX · On-site +1

$57K - $113K/yr

Description The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert ...

Huntington

Segment Risk Specialist Sr

Dallas, TX · On-site +1

$57K - $113K/yr

Description The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert ...

Huntington

Segment Risk Specialist Sr

Dallas, TX · On-site +1

$57K - $113K/yr

Description The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert ...

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How much do merchant risk analyst jobs pay per hour?

As of May 30, 2026, the average hourly pay for merchant risk analyst in Texas is $37.72, according to ZipRecruiter salary data. Most workers in this role earn between $27.79 and $45.91 per hour, depending on experience, location, and employer.

What is a Merchant Risk Analyst job?

A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.

What are the key skills and qualifications needed to thrive in the Merchant Risk Analyst position, and why are they important?

To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.

What does a typical day look like for a Merchant Risk Analyst?

A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.

Is risk analyst an entry level job?

A risk analyst role can be entry level or require experience, depending on the company and industry. Entry-level risk analyst positions typically require a bachelor's degree in finance, economics, or a related field, and may involve training in data analysis tools and risk assessment methods.
More about Merchant Risk Analyst jobs
What are the most commonly searched types of Merchant Risk Analyst jobs in Texas? The most popular types of Merchant Risk Analyst jobs in Texas are:
What are popular job titles related to Merchant Risk Analyst jobs in Texas? For Merchant Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Merchant Risk Analyst jobs in Texas look for? The top searched job categories for Merchant Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Merchant Risk Analyst jobs? Cities in Texas with the most Merchant Risk Analyst job openings:
Merchant Risk Analyst jobs near you
Infographic showing various Merchant Risk Analyst job openings in Texas as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,454 per year, or $37.7 per hour.
Risk Analyst I

Risk Analyst I

Pacer Group

Plano, TX • On-site

$31/hr

Contractor

Posted 7 days ago

Job description

Job Title: Risk Analyst I

Duration: 12 months

Location: Plano TX 75024 | Hybrid

XXXX: $31/hr

Work schedule 

  • Hybrid onsite schedule with 3 days each week onsite in PLN
  • schedules can be Mon-Fri, Tue-Sat, Sun-Thu which will also include swing shifts - workers need to be very flexible and open to any of the work shifts provided.  One of the work schedules listed below will be assigned:
  • Sun-Thu 6a-2:30p
  • Tue–Sat 4:00p–12:30a
  • Mon–Fri 8:30a–5:00p
  • Mon–Fri 9:30a–6:00p
  • Mon–Fri 10:30a–7:00p
  • Mon–Fri 1:00p–9:30p

Training: 

  • 5 weeks - onsite each day + 45 days onsite for follow-up training

Responsibilities

  • Investigative Resolution: Manage 50+ complex inbound inquiries daily, performing deep-dive investigations into merchant accounts to resolve fraud alerts and financial discrepancies.
  • Risk Mitigation & Decisioning: Analyze customer information, financial patterns, and transaction data to identify fraud and risk patterns and trends.
  • High-Stakes De-escalation: Serve as a calm, empathetic voice for merchants facing stressful financial holds, turning difficult conversations into professional, resolution-based experiences.
  • Strategic Documentation: Maintain meticulous records of investigations and actions taken, ensuring all steps meet internal Standard Operating Procedures (SOPs).
  • Continuous Improvement: Collaborate with cross-functional teams to report new fraud trends and suggest optimizations for our risk detection tools.

 Skills:   

  • 2+ years of experience in a call center setting, focused on areas such as financial risk management, fraud prevention, payments/merchant service processing, banking operations, or fintech.
  • Strong commitment to customer service and customer empathy.
  • Demonstrated efficiency and a strong work ethic when handling inbound phone queues.
  • Excellent prioritization skills to meet Service Level Agreements (SLAs) and performance metrics.
  • Exceptional analytical and critical thinking abilities, with a keen eye for detail.
  • Strong organizational skills, capable of managing multiple tasks simultaneously.
  • High integrity and ethical standards in all work performance.
  • Effective collaboration and teamwork skills.
  • Eagerness to learn and adapt to new technologies and processes.
  • Ability to efficiently navigate multiple systems and tools while assisting merchants in real-time.
  • Proficiency with G-Suite and other relevant software applications-Experience with Salesforce, LexisNexis, or specialized Fraud platforms.