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Merchant Risk Analyst Jobs in Texas (NOW HIRING)

Fortis Payment Systems LLC

Risk Analyst

Plano, TX · On-site

Access Risk systems daily and analyze merchants who exceed established risk parameters * Review risky transactions across multiple systems and payment types * Review whether to hold funds for review ...

Fortis Payment Systems LLC

Risk Analyst

Plano, TX · On-site

Access Risk systems daily and analyze merchants who exceed established risk parameters * Review risky transactions across multiple systems and payment types * Review whether to hold funds for review ...

Fortis

Risk Analyst

Plano, TX

Access Risk systems daily and analyze merchants who exceed established risk parameters * Review risky transactions across multiple systems and payment types * Review whether to hold funds for review ...

Russell Tobin

Risk Analyst

Frisco, TX · On-site

$28 - $31/hr

Review merchant cases involving held funds, fraud investigations, payment disputes, and chargeback ... risk management, financial investigations, or payment processing. * Strong analytical and critical ...

Deluxe

Risk Analyst

Fort Worth, TX

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Conducts investigations which includes holding funds on merchant deposits and communicating with ...

Fortis

Senior Risk Analyst

Plano, TX · On-site

The Senior Risk Analyst will also be responsible for researching, resolving, and analyzing ... Resolve merchant & partner inquiries with timeliness & accuracy * Ad hoc tasks as required ...

Crunchyroll, LLC

Sr Risk Analyst

Dallas, TX · On-site

Whether that experience is online or in-person, streaming video, theatrical, games, merchandise ... Risk Analyst: * Working with a focus to level-up Information Security GRC at Crunchyroll

Crunchyroll, LLC

Sr Risk Analyst

Dallas, TX · Hybrid

... merchandise, events, gaming, news, and more. Visit our About Us pages for more information about ... Risk Analyst: * Working with a focus to level-up Information Security GRC at Crunchyroll

Visa

Sr. Risk Management Analyst

Austin, TX

... merchants, financial institutions and government entities across more than 200 countries and ... The Investigations team is seeking a dynamic and energetic Sr. Risk Management Analyst with a ...

Visa

Sr. Risk Management Analyst

Austin, TX · On-site

... merchants, financial institutions and government entities across more than 200 countries and ... We are seeking a highly analytical Senior Risk Management Analyst to join our Global Risk ...

Visa

Director, VCA NA Risk Practice

Austin, TX

... merchants, processors, and fintech partners. * Reliably manipulate and analyze largescale datasets (Visa and industry sources) to generate meaningful insights, validate hypotheses, and support ...

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Merchant Risk Analyst information

See Texas salary details

$14

$37

$61

How much do merchant risk analyst jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for merchant risk analyst in Texas is $37.72, according to ZipRecruiter salary data. Most workers in this role earn between $27.79 and $45.91 per hour, depending on experience, location, and employer.

How much do risk analysts get paid?

Risk analysts typically earn a median annual salary of around $70,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

What is a Merchant Risk Analyst job?

A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.

What is the salary of risk analyst?

The salary of a risk analyst varies depending on experience, location, and employer, but typically ranges from $60,000 to $100,000 annually. At firms like JPMorgan Chase, risk analysts often earn around $70,000 to $90,000, with additional bonuses and benefits.

What is a merchant risk analyst?

A merchant risk analyst evaluates the financial and operational risks associated with merchants or vendors, often within payment processing or financial services. They analyze transaction data, identify potential fraud or compliance issues, and use tools like risk management software to prevent losses and ensure secure transactions.

Is risk analyst an entry level job?

A risk analyst role can be entry-level or require some experience, depending on the company and industry. Entry-level risk analyst positions typically require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. More advanced roles may demand prior experience or specialized knowledge in risk management or financial analysis.

What are the key skills and qualifications needed to thrive in the Merchant Risk Analyst position, and why are they important?

To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.

What does a typical day look like for a Merchant Risk Analyst?

A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.

What are the most commonly searched types of Merchant Risk Analyst jobs in Texas? The most popular types of Merchant Risk Analyst jobs in Texas are:
What are popular job titles related to Merchant Risk Analyst jobs in Texas? For Merchant Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Merchant Risk Analyst jobs in Texas look for? The top searched job categories for Merchant Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Merchant Risk Analyst jobs? Cities in Texas with the most Merchant Risk Analyst job openings:
Merchant Risk Analyst jobs near you
Infographic showing various Merchant Risk Analyst job openings in Texas as of July 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, 5% Hybrid, and 3% Remote job distribution, with an average salary of $78,454 per year, or $37.7 per hour.
Risk Analyst

Risk Analyst

Fortis Payment Systems LLC

Plano, TX • On-site

Full-time

Posted 10 days ago

Job description

Description:

OVERVIEW

At Fortis, we lead the way in next generation payment technologies and solutions. We transform payments into a competitive advantage for our clients and partners, enabling businesses to reach uncharted growth and scale. As the solution of choice for the future of payments, Fortis moves payments closer to invisible with a proprietary platform that supports and strengthens the payments capabilities of merchants and software partners. We are a collaborative team of innovators, problem solvers, and builders, committed to the growth of our clients, partners, and team members. Through award winning software integrations, robust data, and industry vertical and commerce expertise, we deliver the ultimate frictionless commerce experiences. We are in hyper growth mode and seeking talented, innovative, and collaborative problem solvers to help us build and scale the future of payments. Grow your career with us and be on the cutting edge of the rapidly expanding FinTech payments space.

Position Summary

The Risk Analyst is responsible for resolving risk-related issues in a timely manner and conducting various tasks with the goal of mitigating risk and minimizing losses attributable to merchant processing.

ESSENTIAL DUTIES

  • Access Risk systems daily and analyze merchants who exceed established risk parameters
  • Review risky transactions across multiple systems and payment types
  • Review whether to hold funds for review or process batches
  • Contact merchants and secure additional information as needed
  • Work with support teams to handle complex cases
  • Review Merchant Exceptions Reports
  • Review risk cases that come in via support (IE Parameter increases, bank changes, funding holds, and chargebacks)
  • Perform periodic reviews on all high risk and high-volume merchants
  • Analyze merchant trends and determine potential exposure
  • Take appropriate action where needed to resolve chargeback related problems
Requirements:

Required Skills & Experience Competency in all Microsoft Office Suite programs Possess problem solving skills Excellent verbal and written communication skills Excellent interpersonal and customer service skills Excellent time management skills with a proven ability to meet deadlines Ability to multi-task Ability to function well in a high-paced and at times stressful environment Ability to use independent judgment in resolving various issues Ability to collaborate with team members and other departments as needed Understanding of Know Your Customer / Know Your business concepts Merchant acquiring knowledge Education and Experience: Experience: Minimum of 2 years of experience in merchant and/or payment experience in the financial, ISO or agent environment Knowledge: Risk and chargeback knowledge is a plus. Merchant acquiring & payment system processing is required (both ACH & Credit Card). PayFac knowledge is a plus. Experience with Fiserv is a plus Physical Requirements: Working Conditions: Call Center/Office environment. Physical Activities: Occasional standing, stooping, reaching and lifting up to 25 pounds. Physical Demands: Prolonged periods of sitting at a desk, typing on a computer keyboard, and speaking on the telephone. Frequent repetitive motions.