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Merchant Risk Analyst Jobs in Texas (NOW HIRING)

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe

Risk Analyst

Fort Worth, TX

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Deluxe Corporation

Risk Analyst

Fort Worth, TX · On-site

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Conducts investigations which includes holding funds on merchant deposits and communicating with ...

Crunchyroll, LLC

Sr Risk Analyst

Dallas, TX · On-site

Whether that experience is online or in-person, streaming video, theatrical, games, merchandise ... Risk Analyst: * Working with a focus to level-up Information Security GRC at Crunchyroll

Crunchyroll, LLC

Sr Risk Analyst

Dallas, TX · Hybrid

... merchandise, events, gaming, news, and more. Visit our About Us pages for more information about ... Risk Analyst: * Working with a focus to level-up Information Security GRC at Crunchyroll

moomoo

Senior Futures Risk Analyst

Dallas, TX · On-site

Position Summary We are seeking an experienced, detail-oriented Senior Futures Risk Analyst to join our Futures Commission Merchant ("FCM") risk management team in Jersey City/Dallas. This individual ...

moomoo

Senior Futures Risk Analyst

Dallas, TX · On-site

Position Summary We are seeking an experienced, detail-oriented Senior Futures Risk Analyst to join our Futures Commission Merchant ("FCM") risk management team in Jersey City/Dallas. This individual ...

Conduit Services LLC

Market Risk Associate

Houston, TX · On-site

Support hedging analysis and evaluate power, fuel (natural gas), and basis risk across the merchant portfolio, tracking resulting exposures under the Conduit Risk Management Policy. * Build and ...

Aperia

Senior Data Platform Engineer

Dallas, TX

$104K - $142K/yr

We build risk management, residuals accounting, compliance, and analytics platforms used by merchant banks, ISOs, payment processors, and other participants in the credit card payments ecosystem.

Aperia

Senior Data Platform Engineer

Dallas, TX · On-site

$104K - $142K/yr

We build risk management, residuals accounting, compliance, and analytics platforms used by merchant banks, ISOs, payment processors, and other participants in the credit card payments ecosystem.

RealPage, Inc.

Trust and Safety Analyst

Richardson, TX · On-site +1

$70K - $120K/yr

Overview SUMMARY The Trust and Safety Analyst is responsible for supporting the intake, triage ... risk in payments, fintech, banking, merchant acquiring, SaaS, marketplace, or digital platform ...

SWIVEL

Compliance Investigator II

San Antonio, TX

Analyze ACH, card, merchant, client, and portfolio-level activity to identify fraud, money laundering, sanctions, operational, or compliance risk indicators. * Conduct due diligence and investigative ...

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Merchant Risk Analyst information

See Texas salary details

$14

$37

$61

How much do merchant risk analyst jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for merchant risk analyst in Texas is $37.72, according to ZipRecruiter salary data. Most workers in this role earn between $27.79 and $45.91 per hour, depending on experience, location, and employer.

What is a merchant risk analyst?

A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.

What does a merchant risk analyst do?

A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.

What are the key skills and qualifications needed to thrive as a merchant risk analyst?

To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.

Do merchant risk analysts make good money?

Merchant risk analysts typically earn a competitive salary that varies by experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications and specialized skills can earn higher wages, often supplemented by bonuses or incentives. Overall, it is considered a well-paying role within the financial and risk management sectors.

What are the most commonly searched types of Merchant Risk Analyst jobs in Texas?

The most popular types of Merchant Risk Analyst jobs in Texas are:

What are popular job titles related to Merchant Risk Analyst jobs in Texas?

For Merchant Risk Analyst jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Merchant Risk Analyst jobs in Texas look for?

The top searched job categories for Merchant Risk Analyst jobs in Texas are:

What cities in Texas are hiring for Merchant Risk Analyst jobs?

Cities in Texas with the most Merchant Risk Analyst job openings:

Merchant Risk Analyst jobs near you
Infographic showing various Merchant Risk Analyst job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 81% In-person, and 19% Remote job distribution, with an average salary of $78,454 per year, or $37.7 per hour.

Risk Analyst

Deluxe Corporation

Fort Worth, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 12 days ago

Deluxe rating

7.9

Company rating: 7.9 out of 10

Based on 32 frontline employees who took The Breakroom Quiz

9th of 21 rated payment service providers

Job description

Why Join Us:
  • We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE! PLUS: Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more!
  • There is a reason we boast numerous awards like "Great Place to Work Certified" and "Best Place to Work" For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization.
  • A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture.

This position follows a standard Monday-Friday schedule, 8:00am-5:00pm. In addition, the role requires coverage of one weekend morning shift and up to 10 evening/night shifts per month. Including holiday morning shifts when applicable.
Responsibilities:
This position works to minimize risk by monitoring daily transaction exceptions to approved account parameters on credit card processing activity, maintain departmental spreadsheets, update online systems with account status, and contact customers to review company policies and procedures.
  • Review/request additional information to decision daily audits to determine if merchant processing activity is an acceptable risk to First American Payment Systems.
  • Monitor/process daily releases of funds via suspense system on accounts where processing exception and/or documentation received represent an acceptable risk to First American.
  • Maintain departmental spreadsheets of data for reporting purposes. These reports include: Audit Log-Monthly summary of all accounts that were investigated. Member Alert to Control High-Risk Merchants (Formerly TMF)
  • Monthly update of merchant matches and placements on Terminated Merchant File.
  • Input information into online systems such as the Merchant System, Suspense System, LP Online, SAM, Vital, and FDR in regards to account status and notes on each investigation

Basic Qualifications:
  • HS/GED and 2 years of related experience
  • Must be 18 years of age or older
  • Customer Service Experience
  • Has ability to work with mathematical concepts such as probability and statistical inference.
  • Competently analyzes and prioritizes information to make appropriate recommendations.
  • Committed to meeting quality standards.
  • Can be trusted to keep sensitive information secure

Preferred Qualifications:
  • Associates and 0 years
  • Card issuer or merchant acquirer experience is preferred
  • Ensures that the customer receives a superior product or service
  • Listens attentively and responds effectively to customer complaints

Benefits
In line with our commitment to employee wellbeing, our total rewards benefits package is designed to support the physical, financial, and emotional health of our employees, tailored to meet their unique and evolving needs. Our approach considers our employees' whole selves, ensuring they can thrive both in and outside of work. Here are some of the benefits we offer, which may vary based on role, location, or hours worked:
  • Healthcare (Medical, Dental, Vision)
  • Paid Time Off, Volunteer Time Off, and Holidays
  • Employer-Matched Retirement Plan
  • Employee Stock Purchase Plan
  • Short-Term and Long-Term Disability
  • Infertility Treatment, Adoption and Surrogacy Assistance
  • Tuition Reimbursement

These benefits are designed to enhance the health, protect the financial security, and provide peace of mind to our employees and their families.
Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.
Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to deluxecareers@deluxe.com .

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