ZipRecruiter

Log In

1

Merchant Risk Analyst Jobs in Texas (NOW HIRING)

Deluxe

Credit Application Analyst

Fort Worth, TX · On-site

This position completes merchant application reviews determining if they are an acceptable risk ... Ability to analyze issues, combine information into key points, and make recommendations for policy ...

PayPal

Sr Analyst, Enterprise Operations

Austin, TX

$88.50K - $126.50K/yr

We also help merchants connect with their customers, process exchanges and returns, and manage risk ... PayPal is looking for a Sr. Analyst to join our Enterprise Planning & Operations team. In this role ...

Visa

Sr. Cybersecurity Engineer

Austin, TX · On-site

... merchants, financial institutions and government entities across more than 200 countries and ... A minimum of 5 years experience working as a Security Engineer or Risk Analyst or Security Auditor ...

Visa

Sr. Cybersecurity Engineer

Austin, TX · Hybrid

... merchants, financial institutions and government entities across more than 200 countries and ... Experience: A minimum of 5 years experience working as a Security Engineer or Risk Analyst or ...

Visa

Sr. Cybersecurity Engineer

Austin, TX · Hybrid

... merchants, financial institutions and government entities across more than 200 countries and ... Experience: A minimum of 5 years experience working as a Security Engineer or Risk Analyst or ...

PayPal

Staff Experience Researcher - Risk

Austin, TX

We help merchants and consumers connect, transact, and complete payments, whether they are online ... Perform more-complex analysis using highly specialized product knowledge and advanced business ...

PayPal

Sr Data Scientist, Fraud Risk Oversight

Austin, TX

$130.50K - $193.60K/yr

We help merchants and consumers connect, transact, and complete payments, whether they are online ... Fraud Risk Assessment : Perform deep-dive analytics on transactional, Identity data to identify ...

2020 Companies

Business Analyst

Dallas, TX · Remote

$80K/yr

Advise stakeholders and management of progress, risk indicators, and mitigation efforts * Perform ... merchandising experience a plus! * Experience documenting user requirements, functional ...

next page

Showing results 1-20

People also search for

All JobsMerchant Risk Analyst JobsMerchant Risk Analyst Jobs in Texas

Merchant Risk Analyst information

See Texas salary details

$14

$37

$61

How much do merchant risk analyst jobs pay per hour?

As of May 31, 2026, the average hourly pay for merchant risk analyst in Texas is $37.72, according to ZipRecruiter salary data. Most workers in this role earn between $27.79 and $45.91 per hour, depending on experience, location, and employer.

What is a Merchant Risk Analyst job?

A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.

What are the key skills and qualifications needed to thrive in the Merchant Risk Analyst position, and why are they important?

To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.

What does a typical day look like for a Merchant Risk Analyst?

A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.

Is risk analyst an entry level job?

A risk analyst role can be entry level or require experience, depending on the company and industry. Entry-level risk analyst positions typically require a bachelor's degree in finance, economics, or a related field, and may involve training in data analysis tools and risk assessment methods.
More about Merchant Risk Analyst jobs
What are the most commonly searched types of Merchant Risk Analyst jobs in Texas? The most popular types of Merchant Risk Analyst jobs in Texas are:
What are popular job titles related to Merchant Risk Analyst jobs in Texas? For Merchant Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Merchant Risk Analyst jobs in Texas look for? The top searched job categories for Merchant Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Merchant Risk Analyst jobs? Cities in Texas with the most Merchant Risk Analyst job openings:
Merchant Risk Analyst jobs near you
Infographic showing various Merchant Risk Analyst job openings in Texas as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,454 per year, or $37.7 per hour.
Credit Application Analyst

Credit Application Analyst

Deluxe Corporation

Fort Worth, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

Deluxe rating

8.0

Company rating: 8.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

7th of 17 rated payment service providers

Job description

Why Join Us:
  • We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE! PLUS: Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more!
  • There is a reason we boast numerous awards like "Great Place to Work Certified" and "Best Place to Work" For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization.
  • A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture.

ABOUT US:
Deluxe Merchant Services+ is an industry-leading complete payment processing company that that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience. We provide our partners and merchants with powerful in-store, online, and mobile payment solutions. Our technology is paired with the latest in payment security and backed by superior customer service. We help business pay, get paid, optimize, and grow.
Responsibilities:
This position completes merchant application reviews determining if they are an acceptable risk according to the Credit Policy; oversees and maintains departmental spreadsheets in Excel and generates reports from the data collected; calls/faxes bank and trade references verifying credit applications and bank references and applies that information in determine a judgment on applications according to Credit Policy, and informs applicable departments and customers of the application review results and articulates the factors behind the final determination.
  • Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy
  • Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.
  • Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy
  • Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.

Basic Qualifications:
  • Bachelor's in related field and 0 years or HS/GED and 4 years
  • Must be 18 years of age or older
  • PC literate with proficiency in general Microsoft Office applications particularly Excel
  • Accurate data entry and 10-key skills
  • Ability to analyze issues, combine information into key points, and make recommendations for policy/action

Preferred Qualifications:
  • Bachelors and 0 years
  • Credit experience.
  • Professional phone demeanor and sharp problem-solving skills
  • Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
  • Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc
  • Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
  • Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports
  • Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management

Benefits
In line with our commitment to employee wellbeing, our total rewards benefits package is designed to support the physical, financial, and emotional health of our employees, tailored to meet their unique and evolving needs. Our approach considers our employees' whole selves, ensuring they can thrive both in and outside of work. Here are some of the benefits we offer, which may vary based on role, location, or hours worked:
  • Healthcare (Medical, Dental, Vision)
  • Paid Time Off, Volunteer Time Off, and Holidays
  • Employer-Matched Retirement Plan
  • Employee Stock Purchase Plan
  • Short-Term and Long-Term Disability
  • Infertility Treatment, Adoption and Surrogacy Assistance
  • Tuition Reimbursement

These benefits are designed to enhance the health, protect the financial security, and provide peace of mind to our employees and their families.
Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.
Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to deluxecareers@deluxe.com.

What Deluxe employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply