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Collateral Analyst Jobs in Texas (NOW HIRING)

The Portfolio Analyst plays an integral role on the Finance team by closely monitoring and ... collateral value meets required thresholds as to comply with covenants under loan agreement.

The Portfolio Analyst plays an integral role on the Finance team by closely monitoring and ... collateral value meets required thresholds as to comply with covenants under loan agreement.

Manage the movement of collateral, ensuring documents are received, processed, tracked, and ... Strong analytical and problem-solving skills. * Proficiency in relevant software and technology ...

New

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

$90K - $120K/yr

Assess the performance of existing investments, including both the collateral as well as the ... Demonstrated analytical ability. * Attention to detail with the ability to work on multiple ...

In addition, the credit analyst ensures that proper credit/collateral documentation is obtained, identifies any deviations to loan policy, participates in loan closings and assists in the ongoing ...

In addition, the credit analyst ensures that proper credit/collateral documentation is obtained, identifies any deviations to loan policy, participates in loan closings and assists in the ongoing ...

Performs basic financial analysis, such as cash flow and collateral analysis. * Researches/responds to internal/external customer questions and inquiries. PNC Employees take pride in our reputation ...

Performs basic financial analysis, such as cash flow and collateral analysis. * Researches/responds to internal/external customer questions and inquiries. PNC Employees take pride in our reputation ...

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Collateral Analyst information

See Texas salary details

$17

$35

$52

How much do collateral analyst jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for collateral analyst in Texas is $35.51, according to ZipRecruiter salary data. Most workers in this role earn between $25.77 and $48.17 per hour, depending on experience, location, and employer.

What are some common challenges faced by collateral analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What does a collateral analyst do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What are the key skills and qualifications needed to thrive as a collateral analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What is a collateral analyst?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
What job categories do people searching Collateral Analyst jobs in Texas look for? The top searched job categories for Collateral Analyst jobs in Texas are:
What cities in Texas are hiring for Collateral Analyst jobs? Cities in Texas with the most Collateral Analyst job openings:
What are popular job titles related to Collateral Analyst jobs in TX? For Collateral Analyst jobs in TX, the most frequently searched job titles are:
Infographic showing various Collateral Analyst job openings in Texas as of August 2026, with employment types broken down into 85% Full Time, 7% Part Time, 1% Temporary, and 7% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $73,866 per year, or $35.5 per hour.

Full-time

Re-posted 17 days ago


Job description

The Portfolio Analyst plays an integral role on the Finance team by closely monitoring and analyzing various borrower and guarantor financial reports. This person works closely with Asset Manager and Vice President of Finance to ensure loan compliance across all loans.
Essential Job Functions
  • Tracks and monitors various borrower-submitted financial reports such as financial statements of borrower / project entity, guarantor certificates and financial statements to ensure that the borrowers are in compliance with the reporting covenants under the loan agreement.
  • Assists Asset Manager in calculating and tracking various loan metrics such as loan-to-value ratios, debt service coverage ratios, debt-yield tests, collateral basket tests, internal rate of return, and other requirements as applicable to examine and verify projects' financial health and ensure that the collateral value meets required thresholds as to comply with covenants under loan agreement. Assists the Asset Manager to update project database with such information to ensure portfolio and information are up-to-date.
  • Develops compliance checklists and documentation to ensure financial records are maintained in compliance with the requirements under the loan agreements.
  • Communicates regularly with the borrowers and guarantors regarding any past-due and/or upcoming reports; sends out reminders and follow-up inquiries as needed to ensure that the borrowers meet the loan compliance requirements as per reporting covenants under loan agreement. Reports status of submitted, upcoming, and delinquent reports to Asset Manager and Vice President of Finance.
  • Constantly maintains and updates the tracker system based on the project status (under construction, operation, restructuring), adds and removes the project and report list to keep the system up-to-date.
  • Assists Asset Manager in updating the internal database system, including project database which is used to store project information and be able to generate summary reports from the database for review by the Asset Manager and management.
  • Assists Asset Manager to conduct various analyses of a loan, including financial modeling requirements as necessary.
  • Other duties as assigned.

Knowledge, Skills and Abilities
  • Excellent work ethics
  • Strong communication skills
  • Strong attention to detail
  • Ability to work cross-functionally across multiple teams
  • Strong analytical abilities and aptitude in complex problem-solving
  • Strong quantitative background with experience in loan compliance
  • Positive attitude
  • Highly organized and motivated

Education and Experience
  • Bachelor's degree in Real Estate, Finance, Accounting, or related field preferred
  • Proficiency in Microsoft Excel, Office, and PowerPoint
  • Ability to handle and prioritize multiple tasks simultaneously
  • Understanding of commercial real estate industry is a plus

Physical Requirements
Regularly required to sit for extended periods of time. Regular use of hands and fingers and repetition of the same movements. Reads and writes, speaks and hears.