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Cobra Insurance information

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$32.5K

$49.4K

$69K

How much do cobra insurance jobs pay per year?

As of Jun 17, 2026, the average yearly pay for cobra insurance in the United States is $49,414.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What is a Cobra Insurance job?

A COBRA Insurance job typically involves assisting individuals in understanding and managing their COBRA health coverage, which allows employees to continue their employer-sponsored health insurance after leaving a job. Responsibilities may include explaining COBRA eligibility, enrollment processes, payment options, and regulatory compliance. Professionals in this role often work in human resources, insurance companies, or health benefits administration. Strong knowledge of healthcare regulations and communication skills are essential for success in this field.

How much is COBRA pay?

COBRA insurance does not involve a salary or pay; it is a continuation of health coverage that individuals pay for themselves. The cost typically includes the full premium plus a 2% administrative fee, resulting in monthly payments that can range from several hundred to over a thousand dollars depending on the coverage and location.

What are some common challenges faced by COBRA Insurance Specialists?

COBRA Insurance Specialists often encounter challenges in keeping up with evolving federal and state regulations, managing large volumes of employee inquiries, and ensuring accurate and timely documentation for compliance. You may also need to coordinate with HR teams, insurance carriers, and former employees to resolve complex cases or address coverage issues. Effective communication and strong organizational skills are essential to balancing these responsibilities and preventing compliance errors. However, overcoming these challenges provides valuable experience and can set the stage for advancement within benefits administration or HR roles.

What are the key skills and qualifications needed to thrive in the Cobra Insurance position, and why are they important?

To thrive in a COBRA Insurance Specialist role, you need a strong understanding of health insurance regulations, benefits administration, and prior experience in human resources or insurance-related positions. Familiarity with benefits administration software, COBRA compliance tracking systems, and relevant certifications such as a Benefits Specialist Certification can be highly beneficial. Attention to detail, strong organizational skills, and effective communication are essential soft skills for managing sensitive information and supporting clients. These abilities are crucial to ensuring compliance with federal regulations while providing seamless service to employees navigating COBRA coverage.

Do I still get COBRA if I quit my job?

Cobra Insurance is a federal program that allows you to continue your employer-sponsored health coverage after quitting your job, provided you were enrolled before leaving. You must elect COBRA coverage within a specific time frame and pay the full premium, which can be higher than employer-paid plans. The coverage typically lasts up to 18 months, depending on circumstances.

What are the downsides of COBRA?

COBRA insurance can be expensive because individuals are responsible for the full premium, including the portion previously covered by an employer. Additionally, coverage is typically limited to 18 or 36 months, which may not align with long-term needs, and the process to enroll can be complex and require timely action. For job seekers, understanding these costs and deadlines is important when considering continuation coverage options.

How does COBRA insurance work?

COBRA insurance allows eligible employees and their dependents to continue their employer-sponsored health coverage after job loss, reduction in work hours, or other qualifying events. The individual is responsible for paying the full premium, often plus a small administrative fee, for up to 18 or 36 months. It requires timely election and enrollment during a designated period following the qualifying event.
More about Cobra Insurance jobs
What are the most commonly searched types of Cobra Insurance jobs? The most popular types of Cobra Insurance jobs are:
What states have the most Cobra Insurance jobs? States with the most job openings for Cobra Insurance jobs include:
What job categories do people searching Cobra Insurance jobs look for? The top searched job categories for Cobra Insurance jobs are:
Cobra Insurance jobs near you
Infographic showing various Cobra Insurance job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $49,414 per year, or $23.8 per hour.
Client Services Representative

Client Services Representative

Rocky Mountain Reserve

Provo, UT

$14/hr

Other

Posted 13 days ago

Job description

Client Services Representative

At Rocky Mountain Reserve our Client Services Team is the backbone of our company! You would play an integral role in the success and growth of our company and the retention and reputation of our company to our clients. As a Client Services Representative you will be responsible for assisting participants via inbound calls with their benefits account such as FSA, HSA, or COBRA insurance.

We are an inbound customer service team with no sales involved. We focus on assisting and problem solving for participants. We are looking for reps who display great communication skills and have a positive, goal-oriented attitude to join our team. We want someone who is willing to go above and beyond for our participants and help to provide them with solutions and answers.

We are open from 8:00am-5:00pm Monday through Friday. Closed on major holidays and all weekends.

This is an in person position

*NOT REMOTE*

Paid Training is provided.

WE OFFER:

  • Flexible Schedule and Time Off
  • Full Time and Part Time Positions
  • Excellent Income Potential
  • Bonuses/Incentives
  • On-Site Gym Access
  • Monthly Snacks In Office
  • Paid Sick Leave
  • Management Training
  • Opportunity for Growth
  • Great Office Culture and Environment

REQUIRED KNOWLEDGE, SKILLS, & ABILITIES:

  • Customer Service Experience (preferred)
  • Have a strong understanding of the importance of Customer Service and how to be effective at it.
  • Must be at least 18 years of age
  • Bring a positive attitude to work with you
  • Comply with federal and state HIPAA laws as well as company policies and procedures
  • Quick to learn new computer environments, and able to easily navigate multiple software systems.
  • Excellent verbal communication skills, and are an amazing listener

RESPONSIBILITIES:

  • Answer and assist inbound calls
  • Respond and communicate with participants via email, phone, and live chat.
  • Provide exceptional customer service in a professional manner
  • Collaborate with coworkers to solve problems and assist participants
  • Communicate with Management in a timely and professional manner

BENEFITS & COMPENSATION:

  • $14/hr
  • Additional $0.50/hr for Spanish Language

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