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Chief Risk Officer Jobs in Minnesota (NOW HIRING)

Sezzle

Chief Risk Officer

Minneapolis, MN · On-site

Chief Risk Officer (CRO) Organization: Sezzle Bank ILC Location: Utah, USA Employment Type: Full-time | On-site About Sezzle: With a mission to financially empower the next generation, Sezzle is ...

Sezzle

Chief Risk Officer

Minneapolis, MN

Chief Risk Officer (CRO) Organization: Sezzle Bank ILC Location: Utah, USA Employment Type: Full-time | On-site About Sezzle: With a mission to financially empower the next generation, Sezzle is ...

Platinum Bank

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Credit Risk Analysis • Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. • Recommends loan structure that serves to ...

Platinum Bank

VP - Credit Officer

Oakdale, MN

$115K - $150K/yr

Credit Risk Analysis • Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. • Recommends loan structure that serves to ...

Platinum Bank

VP - Credit Officer

Saint Paul, MN

Credit Risk Analysis * Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. * Recommends loan structure that serves to ...

PLATINUM BANK

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Credit Risk Analysis · Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. · Recommends loan structure that serves to ...

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All JobsChief Risk Officer JobsChief Risk Officer Jobs in Minnesota

Chief Risk Officer information

See Minnesota salary details

$97K

$187.8K

$376.1K

How much do chief risk officer jobs pay per year?

As of Jun 13, 2026, the average yearly pay for chief risk officer in Minnesota is $187,815.00, according to ZipRecruiter salary data. Most workers in this role earn between $165,000.00 and $186,600.00 per year, depending on experience, location, and employer.

What Is a Chief Risk Officer?

A chief risk officer (CRO) oversees financial risks for a business or other organization. As a CRO, your job duties involve identifying business risks, developing risk management policies, and performing risk assessments of new projects. You usually collaborate with all departments in your organization, as well as stakeholders and board members, to determine suitable levels of financial risk. It is essential to monitor company policies to ensure that all projects meet industry standards and government regulations. Chief risk officers may also be in charge of internal auditing, IT security, and insurance needs.

What is the difference between Chief Risk Officer vs Risk Manager?

AspectChief Risk OfficerRisk Manager
CredentialsTypically requires advanced degrees (MBA, Master’s in Risk Management) and professional certifications (FRM, CRM)Often holds a bachelor’s degree; certifications like CRM or FRM are common but not always required
Work EnvironmentExecutive-level, strategic planning, overseeing entire risk management frameworkOperational role, implementing risk policies, analyzing specific risks
Industry UsageUsed across finance, insurance, corporate sectors at the executive levelFound in various industries, focusing on day-to-day risk assessment and mitigation

The Chief Risk Officer (CRO) is a senior executive responsible for the overall risk management strategy of an organization, requiring advanced credentials and strategic oversight. In contrast, a Risk Manager handles specific risk assessments and mitigation activities, often with less seniority and fewer certifications. Both roles are vital but differ in scope, responsibilities, and level of seniority.

What is the role of a Chief Risk Officer?

A Chief Risk Officer (CRO) is responsible for identifying, assessing, and managing an organization’s overall risks, including financial, operational, and strategic risks. They develop risk management strategies, implement policies, and ensure compliance with regulations to protect the company's assets and reputation. The CRO often works closely with executive leadership and uses tools like risk assessment frameworks and data analysis to inform decision-making.

How much does a Chief Risk Officer make at Goldman Sachs?

A Chief Risk Officer at Goldman Sachs typically earns a base salary ranging from $300,000 to over $700,000 annually, with total compensation often including bonuses and stock options that can significantly increase earnings. Compensation varies based on experience, performance, and the company's financial results.

What is a Chief Risk Officer?

A Chief Risk Officer (CRO) is a senior executive responsible for identifying, assessing, and mitigating risks that could impact an organization’s operations or objectives. The CRO oversees risk management strategies, ensures compliance with regulatory requirements, and works closely with other executives to develop policies that protect the company from financial, operational, and reputational harm. This role is especially important in industries such as finance, insurance, and healthcare, where risk management is critical to organizational success.

What are some common challenges a Chief Risk Officer faces in aligning risk management strategies across different departments?

A Chief Risk Officer (CRO) often encounters challenges in ensuring that risk management policies are consistently implemented across departments with varying objectives and risk appetites. Communication gaps, differing priorities, and varying levels of risk awareness can make it difficult to create a unified risk culture. CROs must work closely with department heads to tailor risk strategies that align with business goals while maintaining compliance and minimizing exposure. Building strong relationships and fostering ongoing education are key to overcoming these challenges and promoting effective enterprise-wide risk management.

How much do chief risk officers get paid?

Chief Risk Officers (CROs) typically earn between $120,000 and $250,000 annually, with senior-level professionals in large organizations earning higher salaries. Compensation often includes bonuses, stock options, and other benefits, and requires strong risk management skills and relevant certifications such as FRM or CRM.

What is the highest paying risk management job?

The highest paying risk management roles are often executive-level positions such as Chief Risk Officer (CRO) or Chief Financial Officer (CFO) with risk management responsibilities. These roles typically require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills, with compensation often exceeding several hundred thousand dollars annually including bonuses and incentives.

What are the key skills and qualifications needed to thrive as a Chief Risk Officer, and why are they important?

To thrive as a Chief Risk Officer, you need deep expertise in risk management, financial analysis, regulatory compliance, and typically an advanced degree in finance, law, or business. Familiarity with risk assessment software, governance frameworks (such as COSO or ISO 31000), and relevant certifications like FRM or CRM is highly valued. Strategic thinking, leadership, and strong communication skills enable effective collaboration across executive teams and clear risk reporting. These capabilities are vital for identifying threats, safeguarding organizational assets, and ensuring sound decision-making in a complex regulatory environment.
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Chief Risk Officer jobs near you
Infographic showing various Chief Risk Officer job openings in Minnesota as of June 2026, with employment types broken down into 100% Full Time. Highlights an 89% In-person, and 11% Hybrid job distribution, with an average salary of $187,815 per year, or $90.3 per hour.
Chief Risk Officer

Chief Risk Officer

Sezzle

Minneapolis, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Job description

Chief Risk Officer (CRO)
Organization: Sezzle Bank ILC
Location: Utah, USA
Employment Type: Full-time | On-site
About Sezzle:
With a mission to financially empower the next generation, Sezzle is revolutionizing the shopping experience beyond payments, blending cutting-edge tech with seamless, interest-free installment plans that make shopping smarter and more accessible. We're not just transforming payments; we're redefining how people discover, interact with, and purchase the things they love while driving real impact on merchant sales through increased conversions and higher order values. As we continue to shape the future of fintech and retail, we're building an innovative, dynamic team passionate about creating more than just a transaction but a truly unique shopping journey. If you're excited about pushing boundaries in tech and delivering a game-changing experience for consumers and merchants alike, come join us at Sezzle and help create the future of shopping!
About Sezzle Bank ILC:
Sezzle Bank ILC is a de novo Industrial Loan Company in formation, chartered in Utah and wholly owned by Sezzle Inc. The Bank will serve as the regulated banking entity supporting Sezzle's consumer financial products, with a strategic focus on responsible lending, financial innovation, and exceptional customer experience. We are building a best-in-class team to stand up a safe, sound, and compliant institution from the ground up.
About the Role:
We are seeking a highly experienced Chief Risk Officer to develop and maintain an effective second-line risk management framework for Sezzle Bank ILC. The CRO will measure and manage credit, market, liquidity, operational, compliance, technology, and model-related risks across the Bank. This role reports to the CEO with a secondary reporting line to the Board Risk and Compliance Committee.
What You'll Do:
  • Define enterprise-wide risk management strategies, policies, and risk appetite frameworks.
  • Identify, measure, monitor, and report on risk across the Bank and ensure compliance with established risk limits.
  • Serve as the primary interface for all risk program communication to the Board Risk and Compliance Committee.
  • Identify emerging areas of risk, including potential risks associated with proposed new products and services.
  • Oversee the Bank's CISO to ensure information assets, sensitive customer data, and technologies are protected; ensure the CISO reports routinely to the Board or appropriate committee.
  • Oversee the Bank's second-line compliance risk management function, including complaints handling and emerging regulatory and consumer compliance requirements.
  • Serve as (or oversee) the CRA Officer, ensuring the Bank meets its community reinvestment obligations.
  • Oversee the BSA Officer; ensure BSA/AML/OFAC policies, procedures, risk assessments, and controls are properly designed and operationally effective.
  • Develop and maintain a model governance framework that includes independent model validation processes.
  • Communicate with regulators and address regulatory inquiries and examination activities.
  • Provide support and insight to the Bank's audit program, including addressing audit findings and remediation efforts.

What We Look For:
  • 15-20+ years of banking or financial services experience, with significant time in risk management, credit, compliance, or audit.
  • Minimum 7-10 years in a senior risk leadership role (CRO, SVP Risk, or equivalent) at a regulated financial institution.
  • Deep knowledge of enterprise risk management frameworks, banking regulatory requirements, and second-line governance.
  • Experience managing compliance, BSA/AML, OFAC, CRA, and cybersecurity risk programs.
  • Strong communication skills with Board-level risk reporting experience.
  • Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication.
  • Located in Utah or willing to relocate to Utah.

Preferred Qualifications:
  • Bachelor's degree in Finance, Economics, Accounting, or Mathematics; Master's degree preferred.
  • FRM (GARP), CAMS, CRCM, or CPA certification highly valued.
  • Experience with model risk governance and CECL/stress testing frameworks.

About You:
  • You have relentlessly high standards - many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed.
  • You're not bound by convention - your success-and much of the fun-lies in developing new ways to do things.
  • You need action - speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking.
  • You earn trust - you listen attentively, speak candidly, and treat others respectfully.
  • You have backbone; disagree, then commit - you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly.
  • You deliver results - you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle.

What Makes Working at Sezzle Awesome:
At Sezzle, we are more than just brilliant engineers, passionate data enthusiasts, out-of-the-box thinkers, and determined innovators. We believe in surrounding ourselves with only the best and the brightest individuals. Our culture is not defined by a certain set of perks designed to give the illusion of the traditional startup culture, but rather, it is the visible example living in every employee that we hire.
Compensation:
Compensation is market-competitive and commensurate with experience. Specific compensation offered to a candidate will be dependent on factors such as education, experience, qualifications, and alignment with market data.
Perks & Benefits:
  • Unlimited PTO, volunteer hours and sabbatical
  • Life, STD/LTD, medical, dental and vision insurance
  • Highly discounted LifeTime gym membership
  • 401k with match
  • Collaborative fun co-workers
  • The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals

CCPA Disclosure:
Sezzle Inc. is committed to protecting the privacy of our job applicants. In compliance with the California Consumer Privacy Act (CCPA), we inform California residents about the personal information we may collect, the purposes for its collection, and your rights under the CCPA. For details about the categories of personal information we collect and your rights under the CCPA, please visit the California Office of the Attorney General's CCPA page. By submitting your application, you acknowledge that you have read and understood this CCPA disclosure.
Equal Employment Opportunity:
Sezzle Inc. is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, pregnancy, or any other legally protected status. Sezzle recognizes and values the importance of diversity and inclusion in enriching the employment experience of its employees and in supporting our mission.

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