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Bank Repossession Jobs (NOW HIRING)

United Community Bank

Collector I

Lenoir City, TN

$37K - $45K/yr

... repossession process when needed. * Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments. * Policy Adherence: Follow all United Community Bank ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

... repossession process when needed. * Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments. * Policy Adherence: Follow all United Community Bank ...

First Bank

Personal Banker

Waverly, IA · On-site

$17.75 - $21.75/hr

... repossession, knowing the process and timing of cure notices for loan. Other: * Responsible for ensuring customer service is provided in a high-quality manner. * As part of our overall team of bank ...

First Bank

Personal Banker

Waverly, IA · On-site

$17.75 - $21.75/hr

... repossession, knowing the process and timing of cure notices for loan. Other: * Responsible for ensuring customer service is provided in a high-quality manner. * As part of our overall team of bank ...

M&F Bank

Collections Specialist

Durham, NC · On-site

$18 - $24.25/hr

... Bank guidelines, - The repossession of collateral on delinquent loans as prescribed by management policy, - The strategy and procedure for handling Chapters 7, 11, and 13 bankruptcies. • Plan ...

Berkshire Bank

Collections Team Lead

Manhattan, NY · On-site

$55K - $102K/yr

... ensure repossession activities are handled in line with company policy. • Assist with loan ... banking or financial services environment • Prior supervisory or team lead experience strongly ...

Bank of Bird-in-Hand

Collections Officer

Paradise, PA · On-site

Liaise with lenders, legal teams, external collection agencies, and repossession agents. * Prepare periodic collection reports and performance updates. * Ensure compliance with banking regulations ...

Dieterich Bank

Special Assets Officer

Saint Louis, MO · On-site

$75K - $100K/yr

The position serves as a primary execution and support role within the bank's special assets ... Coordinate with internal and external legal counsel on foreclosure, replevin, repossession ...

Dieterich Bank

Special Assets Officer

Effingham, IL · On-site

$75K - $100K/yr

The position serves as a primary execution and support role within the bank's special assets ... Coordinate with internal and external legal counsel on foreclosure, replevin, repossession ...

Dacotah Banks

Special Assets Manager

Jamestown, ND

Assists with the management, servicing and liquidation of the Bank's OREO assets. Assists all lenders in the repossession and liquidation of personal property. Adheres to all loan policies with ...

Dacotah Banks

Special Assets Manager

Aberdeen, SD

Assists with the management, servicing and liquidation of the Bank's OREO assets. Assists all lenders in the repossession and liquidation of personal property. Adheres to all loan policies with ...

Dieterich Bank

Special Assets Officer

Effingham, IL · On-site

$75K - $100K/yr

The position serves as a primary execution and support role within the bank's special assets ... Coordinate with internal and external legal counsel on foreclosure, replevin, repossession ...

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Bank Repossession information

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

How do I get into a repo job?

To get into a bank repossession job, candidates typically need a high school diploma or equivalent, along with knowledge of vehicle or asset recovery processes. Relevant skills include attention to detail, communication, and sometimes a valid driver’s license; some positions may require prior security or law enforcement experience. Entry often involves applying through financial institutions, repossession agencies, or specialized training programs, and may require background checks and licensing depending on the jurisdiction.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many states require licensing or registration, and agents often receive on-the-job training or certification in repossession procedures and legal requirements.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What are bank repossession jobs?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

Do repossession agents make good money?

Repossessions agents, including those working in bank repossession, typically earn a combination of base pay and commissions, with salaries varying based on experience, location, and the complexity of cases. On average, they can make between $30,000 and $60,000 annually, with some experienced agents earning more through performance-based incentives. Skills in negotiation, driving, and understanding legal procedures are important in this role.

What are the key skills and qualifications needed to thrive as a Bank Repossession Agent, and why are they important?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

Does repo work pay well?

Bank repossession jobs typically offer moderate pay that can vary based on experience, location, and the employer. These roles often involve physical work and require knowledge of vehicle identification and legal procedures, with compensation sometimes including commissions or bonuses for successful recoveries.
More about Bank Repossession jobs
What cities are hiring for Bank Repossession jobs? Cities with the most Bank Repossession job openings:
What are the most commonly searched types of Bank Repossession jobs? The most popular types of Bank Repossession jobs are:
What states have the most Bank Repossession jobs? States with the most job openings for Bank Repossession jobs include:
What job categories do people searching Bank Repossession jobs look for? The top searched job categories for Bank Repossession jobs are:
Bank Repossession jobs near you
Infographic showing various Bank Repossession job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution.
Collector I

Collector I

United Community Bank

Lenoir City, TN

$37K - $45K/yr

Full-time

Re-posted 11 days ago

Job description

Overview

As a Collector I at United Community Bank, you will be responsible for employing letter, phone, and email contact with customers to schedule repayments and collect past due payments for assigned loans. This entry-level position focuses on minimizing delays and problems while mitigating collection and legal expenses.

Position is available in Knoxville, TN and Blairsville, GA.

What You'll Do
  • Customer Communication: Engage with customers via letters, phone calls, and emails to schedule repayments.
  • Loan Collection: Ensure the collection of all assigned consumer loans, meticulously documenting all efforts in the SHAW Collection System.
  • Support Commercial Loans: Assist in the collection of commercial loans as needed.
  • Documentation: Thoroughly document all customer interactions and update customer information in Navigator.
  • Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed.
  • Account Research: Investigate customer accounts for payment corrections, late fees, and misapplied payments.
  • Policy Adherence: Follow all United Community Bank policies and procedures with the utmost integrity.
  • Training and Compliance: Attend required training on loan policies, departmental procedures, and relevant laws and regulations.
Requirements For Success
  • Strong time management and organizational skills.
  • Understanding of applicable bank policies and procedures related to the collection process.
  • Basic knowledge of SHAW, Navigator, and UCBI internal banking systems (training provided if necessary).
  • Excellent computer skills, including Microsoft Excel, Word, and email.
  • Ability to multi-task and work independently.
  • Detail-oriented with good verbal and written communication skills.
  • Effective negotiation and interpersonal skills.
  • Ability to meet performance goals under pressure.
  • Problem-solving and decision-making abilities.
  • Successful completion of in-house collection training and mentoring programs.

Preferred Skills:

  • Experience in the financial services or banking industry.
  • Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd-Frank Act.
Conditions of Employment

FLSA Status:

  • Non-exempt 

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay RangeUSD $37,440.00 - USD $45,185.00 /Yr.Employment Type: FULL_TIME

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