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Bank Repossession Jobs in Tennessee (NOW HIRING)

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

... repossession process when needed. * Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments. * Policy Adherence: Follow all United Community Bank ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

... repossession process when needed. * Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments. * Policy Adherence: Follow all United Community Bank ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $67K/yr

... repossession process when needed. * Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments. * Policy Adherence: Follow all United Community Bank ...

Bank of Tennessee

Collections Specialist

Johnson City, TN

$18 - $24.50/hr

... loans, repossession of collateral, management reporting, and other duties pertaining to the collection function. As a representative of the Bank, you are required to present a positive and ...

New

Bank of Tennesse

Collections Specialist

Johnson City, TN · On-site

$18 - $24.50/hr

... loans, repossession of collateral, management reporting, and other duties pertaining to the collection function. As a representative of the Bank, you are required to present a positive and ...

All JobsBank Repossession JobsBank Repossession Jobs in Tennessee

Bank Repossession information

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What is a bank repossession?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

What are the key skills and qualifications needed to thrive as a bank repossession agent?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.
What are popular job titles related to Bank Repossession jobs in Tennessee? For Bank Repossession jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Bank Repossession jobs in Tennessee look for? The top searched job categories for Bank Repossession jobs in Tennessee are:
What cities in Tennessee are hiring for Bank Repossession jobs? Cities in Tennessee with the most Bank Repossession job openings:
Bank Repossession jobs near you
Infographic showing various Bank Repossession job openings in Tennessee as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution.

Collector I

United Community Bank

Lenoir City, TN • On-site

$37K - $45K/yr

Full-time

Re-posted 4 days ago

Job description

Overview

As a Collector I at United Community Bank, you will be responsible for employing letter, phone, and email contact with customers to schedule repayments and collect past due payments for assigned loans. This entry-level position focuses on minimizing delays and problems while mitigating collection and legal expenses.

Position is available in Knoxville, TN and Blairsville, GA.

What You'll Do
  • Customer Communication: Engage with customers via letters, phone calls, and emails to schedule repayments.
  • Loan Collection: Ensure the collection of all assigned consumer loans, meticulously documenting all efforts in the SHAW Collection System.
  • Support Commercial Loans: Assist in the collection of commercial loans as needed.
  • Documentation: Thoroughly document all customer interactions and update customer information in Navigator.
  • Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed.
  • Account Research: Investigate customer accounts for payment corrections, late fees, and misapplied payments.
  • Policy Adherence: Follow all United Community Bank policies and procedures with the utmost integrity.
  • Training and Compliance: Attend required training on loan policies, departmental procedures, and relevant laws and regulations.
Requirements For Success
  • Strong time management and organizational skills.
  • Understanding of applicable bank policies and procedures related to the collection process.
  • Basic knowledge of SHAW, Navigator, and UCBI internal banking systems (training provided if necessary).
  • Excellent computer skills, including Microsoft Excel, Word, and email.
  • Ability to multi-task and work independently.
  • Detail-oriented with good verbal and written communication skills.
  • Effective negotiation and interpersonal skills.
  • Ability to meet performance goals under pressure.
  • Problem-solving and decision-making abilities.
  • Successful completion of in-house collection training and mentoring programs.

Preferred Skills:

  • Experience in the financial services or banking industry.
  • Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd-Frank Act.
Conditions of Employment

FLSA Status:

  • Non-exempt 

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay RangeUSD $37,440.00 - USD $45,185.00 /Yr.Employment Type: FULL_TIME

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