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Bank Repossession Jobs in Tennessee (NOW HIRING)

Bank Repossession information

What is a bank repossession?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

What are the key skills and qualifications needed to thrive as a bank repossession agent?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

How to become a bank repossession agent?

To become a bank repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Training is often provided by employers, and knowledge of vehicle laws and security procedures is important; some states may require a license or certification. Experience in law enforcement, security, or collections can be beneficial.

What are popular job titles related to Bank Repossession jobs in Tennessee?

For Bank Repossession jobs in Tennessee, the most frequently searched job titles are:

What cities in Tennessee are hiring for Bank Repossession jobs?

Cities in Tennessee with the most Bank Repossession job openings:

Infographic showing various Bank Repossession job openings in Tennessee as of September 2026, with employment types broken down into 57% Full Time, 22% Part Time, and 21% Contract. Highlights an 80% In-person, and 20% Remote job distribution.

Sr Commercial Portfolio Manager - Equipment Finance

Nashville, TN • On-site, Remote

Huntington
Banking and Credit Intermediation • 10K+ employees

$70K - $161K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 13 days ago


Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

67th of 176 rated banks


Job description

Description

This position is available to be filled at any Huntington Bank Corporate office location.

Summary:

The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility.

Duties & Responsibilities:

  • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financials statements, credit reports, etc.
  • Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from
    financial information.
  • Understand cash flow from operations, which includes identifying recurring and non-recurring sources.
  • Research industry trends and risks.
  • Perform collateral analysis including accounts receivable, inventory, real estate and investments.
  • Run credit reports and gather/analyze KYC information.
  • Work with other areas to monitor delinquency, delinquency trends and repossession activity.
  • Prepare written recommendation as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations.
  • Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate.
  • Lead special projects as needed.
  • Perform other duties as assigned.

Basic Qualifications:

  • Bachelor's degree in accounting, finance, business, or related field
  • 5+ years of experience in commercial credit underwriting

Preferred Qualifications:

  • Demonstrated success structuring and underwriting commercial credit
  • Proficiency using Microsoft Word and Excel
  • Strong written and verbal communication
  • Strong customer service orientation
  • Established professional network
  • High level of professionalism

#LI-DK1

#CML


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$70,000 - $161,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).


Huntington is an Equal Opportunity Employer.


Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.


Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.



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